Homes Under $400K in Austin, TX

1,458 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$399,000

9802 Copper Creek DR, Austin TX 78729

MLS #245182608 · Keller Williams Realty · Elaine Montgomery

3 bd·2.5 ba·1,600 sqft

Price CutNew Construction

$384,990

6400 Lautner LN, Austin TX 78747

MLS #245184551 · David Weekley Homes · Jimmy Rado

3 bd·2.5 ba·1,864 sqft

Quick Move-In

Price Cut

$400,000

4000 Ranch Road 620 N #7, Austin TX 78734

MLS #245191277 · EXP REALTY · Heather Tankersley

3 bd·2.5 ba·2,002 sqft

Price Cut

$379,900

10300 Morado CV #903, Austin TX 78759

MLS #245191279 · Keller Williams Realty · Jessica Bruehl

2 bd·1.5 ba·1,590 sqft

Price CutNew Construction

$394,990

6316 Lautner LN, Austin TX 78747

MLS #245171745 · David Weekley Homes · Jimmy Rado

3 bd·2.5 ba·2,015 sqft

Quick Move-In

Motivated Seller

$350,000

5012 Magari PATH, Austin TX 78724

MLS #245173418 · Redfin Corporation · Andrew Vallejo

3 bd·2 ba·1,495 sqft

$335,000

12902 Modena TRL, Austin TX 78729

MLS #245168324 · Berkshire Hathaway TX Realty · Karen Montero

3 bd·2.5 ba·1,358 sqft

$167,000

7920 Rockwood LN #216, Austin TX 78757

MLS #245175164 · Compass RE Texas, LLC · John Dunham

1 bd·1 ba·672 sqft

$159,000

4500 E Oltorf ST #C-306, Austin TX 78741

MLS #245155246 · Ready Real Estate · Or Yochanan

2 bd·1 ba·850 sqft

Motivated Seller

$334,999

9309 Sweetgum DR, Austin TX 78748

MLS #245157347 · Kifer Sparks Agency · Jen Sparks

3 bd·2.5 ba·1,422 sqft

Price Cut

$220,000

2450 Wickersham LN #302, Austin TX 78741

MLS #245158900 · All City Real Estate Ltd. Co · Charlie Aghadiuno

2 bd·2 ba·1,060 sqft

$265,000

6501 E Hill DR #111, Austin TX 78731

MLS #245137771 · Redfin Corporation · Sharon Uzick

2 bd·2 ba·1,080 sqft

New Construction

$394,990

4709 Native Pearl, Austin TX 78754

MLS #245137781 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,716 sqft

Quick Move-In

$397,500

5710 Boulder CRK, Austin TX 78724

MLS #245139909 · Social Earth Locating · JM Masso

3 bd·2 ba·1,112 sqft

Motivated Seller

$150,000

8210 Bent Tree RD #138, Austin TX 78759

MLS #245141913 · Bramlett Partners · Vikki Davis

1 bd·1 ba·638 sqft

$394,999

11313 Zip Cochise WAY, Austin TX 78653

MLS #245143693 · Outlaw Realty · Grant Whittenberger

3 bd·2.5 ba·1,889 sqft

Price Cut

$389,999

5506 S Pleasant Valley RD, Austin TX 78744

MLS #245145444 · Open House Austin Group LLC · Alan Galinsky

5 bd·2 ba·1,561 sqft

Price Cut

$342,500

13800 Lyndhurst ST #332, Austin TX 78717

MLS #245145441 · Coldwell Banker Realty · Jonathan Fong

3 bd·2.5 ba·1,701 sqft

$234,900

8340 Fathom CIR #101, Austin TX 78750

MLS #245147048 · Keller Williams Realty · Penley McQueen

2 bd·1.5 ba·1,316 sqft

Price Cut

$229,000

9622 Covey Ridge LN, Austin TX 78758

MLS #245148699 · Realty Texas LLC · Diana Esguerra

2 bd·1 ba·930 sqft

Motivated Seller

$373,900

4504 Lyra CIR, Austin TX 78744

MLS #245151182 · Beycome Brokerage Realty LLC · Steve Koleno

3 bd·2.5 ba·1,736 sqft

Price Cut

$400,000

9009 Glenn LN, Austin TX 78753

MLS #245117765 · Epique Realty LLC · Jamie Winkley

3 bd·2 ba·1,254 sqft

Motivated Seller

$245,000

3209 Etheredge DR, Austin TX 78725

MLS #245120926 · Keller Williams Realty · Joshua Cole

4 bd·2 ba·1,522 sqft

New Construction

$391,990

10906 Mystic Timber DR, Austin TX 78754

MLS #245122221 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,723 sqft

Quick Move-In

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,458 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.