Homes Under $400K in Austin, TX

1,477 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$368,000

7004 Whispering Oaks DR, Austin TX 78745

MLS #247495491 · Austin Rock City Realty · Laura Croteau

3 bd·2 ba·1,133 sqft

Motivated Seller

$149,900

2450 Wickersham LN #1606, Austin TX 78741

MLS #247497687 · Real Broker, LLC · Victor Aguilar

2 bd·2 ba·1,060 sqft

$375,000

8207 Williamson Creek DR, Austin TX 78736

MLS #247493981 · Dash Realty · Ryan Lovato

2 bd·1 ba·952 sqft

$299,250

11208 Silo Valley DR, Austin TX 78754

MLS #247485500 · Tara Williams · Tara Williams

4 bd·2.5 ba·2,281 sqft

$399,000

8811 High Valley RD, Austin TX 78737

MLS #247487845 · Keller Williams Realty · Stephen Walton

2 bd·1 ba·900 sqft

$325,000

5708 Lark Creek DR, Austin TX 78744

MLS #247470877 · Douglas Elliman Real Estate · Ryan Rogers

3 bd·2 ba·1,178 sqft

$269,000

13420 Lyndhurst ST #103, Austin TX 78729

MLS #247474264 · Realty Texas LLC · Remina Reyes

3 bd·3 ba·1,376 sqft

$315,000

6909 Frontera TRL, Austin TX 78741

MLS #247477521 · Realty of America, LLC · Aaron Amuchastegui

3 bd·2 ba·1,174 sqft

$345,000

513 Shant ST, Austin TX 78748

MLS #247477538 · Spyglass Realty · Sean Tipps

3 bd·2 ba·1,299 sqft

$399,000

2906 Garvey CV, Austin TX 78748

MLS #247477539 · DAHR INC · Mo Moghadassi

2 bd·2 ba·1,200 sqft

$215,000

1404 Verdana DR, Austin TX 78753

MLS #247477544 · Keller Williams Realty · Alex McCormick

4 bd·2.5 ba·1,884 sqft

$299,900

7824 Paces Mill LN, Austin TX 78744

MLS #247477553 · Spyglass Realty · Sean Tipps

3 bd·2 ba·1,061 sqft

$397,500

3101 Evanston LN, Austin TX 78745

MLS #247472548 · eXp Realty LLC · Beckie Shafer

4 bd·2 ba·1,454 sqft

$399,000

1417 Lorraine LOOP #1417, Austin TX 78758

MLS #247481239 · Austin Apex Real Estate LLC · Yifan Ingle

3 bd·3 ba·1,474 sqft

$195,000

803 Vargas RD, Austin TX 78741

MLS #247482347 · Compass RE Texas, LLC · Crystal Robaina

$230,000

4902 Avalon Ave, Austin TX 78744

MLS #247451177 · T J Lewis Real Estate · Cesar Perez

3 bd·1.5 ba·890 sqft

$178,000

6804 N Capital Of Texas Highway #621, Austin TX 78731

MLS #247455743 · StepStone Realty LLC · Hiroki Irino

1 bd·1 ba·785 sqft

$287,000

6600 Valleyside RD #B8, Austin TX 78731

MLS #247457223 · Keller Williams Heritage · Crispin Martinez

2 bd·2 ba·991 sqft

$299,900

2303 East Side DR #109, Austin TX 78704

MLS #247458858 · JBGoodwin REALTORS NW · Teresa Wallace

2 bd·2 ba·1,105 sqft

$150,000

2320 Gracy Farms LN #812, Austin TX 78758

MLS #247458855 · LPT Realty LLC - Ascend Group · Mo Duran

1 bd·1 ba·668 sqft

$224,900

2607 Garrettson DR #B, Austin TX 78748

MLS #247460550 · Luxely Real Estate · Jonathan Lay Layton

2 bd·2 ba·899 sqft

$194,900

2607 GARRETTSON DR #A, Austin TX 78748

MLS #247464068 · Luxely Real Estate · Jonathan Lay Layton

2 bd·2 ba·1,798 sqft

$360,000

11421 Lago De Garda DR, Austin TX 78747

MLS #247465619 · Compass RE Texas, LLC · Marissa Holmes

3 bd·2.5 ba·1,983 sqft

$110,000

2500 Burleson RD #209, Austin TX 78741

MLS #247465623 · NorthMax Realty · Mark Jauregui

1 bd·1 ba·389 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,477 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.