Homes Under $400K in Austin, TX

1,479 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$360,000

11421 Lago De Garda DR, Austin TX 78747

MLS #247465619 · Compass RE Texas, LLC · Marissa Holmes

3 bd·2.5 ba·1,983 sqft

$110,000

2500 Burleson RD #209, Austin TX 78741

MLS #247465623 · NorthMax Realty · Mark Jauregui

1 bd·1 ba·389 sqft

$260,000

2101 Polaris Ave #7, Austin TX 78757

MLS #247426938 · Compass RE Texas, LLC · Jeff Tucker

2 bd·1.5 ba·1,020 sqft

$272,500

8888 Tallwood DR #1306, Austin TX 78759

MLS #247435401 · Compass RE Texas, LLC · Christopher Bove

2 bd·2 ba·1,196 sqft

$199,000

1304 Lily TER, Austin TX 78741

MLS #247435410 · MODUS Real Estate · Madison Morris

2 bd·1 ba·775 sqft

Fixer-Upper

$199,500

8801 Merion CIR, Austin TX 78754

MLS #247435412 · City Properties · Hal Weiner

3 bd·2.5 ba·1,788 sqft

$300,000

3206 Barksdale DR, Austin TX 78725

MLS #247435415 · Compass RE Texas, LLC · Arthur Fonseca

4 bd·3 ba·2,074 sqft

Fixer-Upper

$219,000

14510 Rumfeldt ST, Austin TX 78725

MLS #247435419 · NovaTerra · Vince Gonzalez

3 bd·2.5 ba·1,476 sqft

Motivated Seller

$250,000

1015 E Yager LN #115, Austin TX 78753

MLS #247437340 · JBGoodwin REALTORS NW · Amanda Greene

2 bd·2 ba·1,004 sqft

$219,900

4711 Spicewood Springs RD #3-114, Austin TX 78759

MLS #247437357 · Keller Williams Realty · Patrick McGinley

1 bd·1 ba·831 sqft

$360,000

6808 Ondantra BND, Austin TX 78744

MLS #247426945 · TexCen Realty · Bryan Lewright

3 bd·2 ba·1,753 sqft

$399,000

15812 Sambuca CIR, Austin TX 78728

MLS #247439930 · Central Metro Realty · Maria Anton

3 bd·3 ba·1,878 sqft

$160,000

4229 N FM 620 #120, Austin TX 78732

MLS #247441915 · All Streets Realty, LLC · Eric Harper

434 sqft

$245,500

14815 Avery Ranch BLVD #3402, Austin TX 78717

MLS #247441922 · Serhant Texas, LLC · Adam Baker

2 bd·2.5 ba·1,231 sqft

Price Cut

$320,000

7317 Marble Ridge DR, Austin TX 78747

MLS #247409614 · eXp Realty, LLC · Stacy Kelly Girton

3 bd·2 ba·1,433 sqft

$395,000

8525 Birmingham DR, Austin TX 78748

MLS #247410595 · ERA Experts · Diane Atwood

3 bd·2 ba·1,341 sqft

$275,000

10819 Crown Colony DR #4, Austin TX 78747

MLS #247411493 · eXp Realty, LLC · Joanna Brown

2 bd·2.5 ba·1,089 sqft

$124,500

2450 Wickersham LN #1402, Austin TX 78741

MLS #247412717 · Pangaea Realty · Diane Rodriquez

1 bd·1 ba·704 sqft

$320,000

1701 Simond Ave #516, Austin TX 78723

MLS #247417826 · Moreland Properties · Kacey Lang

1 bd·1 ba·614 sqft

$350,000

2918 Ranch Road 620 N #268, Austin TX 78734

MLS #247421355 · Compass RE Texas, LLC · Sarah McAloon

2 bd·2 ba·1,160 sqft

Motivated Seller

$329,900

904 West Ave #201, Austin TX 78701

MLS #247421357 · Offerpad Brokerage, LLC · Steve Metarelis

2 bd·1 ba·891 sqft

$340,000

5107 Brookdale LN, Austin TX 78723

MLS #247421362 · Keller Williams Realty · Laurie Flood

3 bd·1 ba·1,580 sqft

Motivated Seller

$329,000

6814 E Riverside DR #32, Austin TX 78741

MLS #238298101 · Compass RE Texas, LLC · Kelvin Glover

3 bd·2.5 ba·1,655 sqft

$299,990

7051 Thistle Hill WAY, Austin TX 78754

MLS #247421356 · eXp Realty, LLC · Pauly Campanaro

4 bd·2 ba·2,277 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,479 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.