Homes Under $400K in Austin, TX

1,442 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$239,900

2804 Rio Grande ST #208, Austin TX 78705

MLS #244152460 · Spyglass Realty · Dustin Raye

2 bd·2 ba·814 sqft

$320,000

1320 Robert Browning ST #408, Austin TX 78723

MLS #244155662 · Compass RE Texas, LLC · Kathy Sokolic

1 bd·1 ba·551 sqft

$235,000

3417 Willowrun DR #C, Austin TX 78704

MLS #244172214 · eXp Realty LLC · Kevin Kuo

1 bd·1 ba·589 sqft

Motivated Seller

$335,000

807 W 25th ST #102, Austin TX 78705

MLS #228496864 · Coldwell Banker Realty · Jonathan Fong

2 bd·2 ba·925 sqft

Motivated Seller

$320,000

914 Hermitage DR, Austin TX 78753

MLS #229472473 · Keller Williams Realty · Amie Diehl

3 bd·2 ba·1,092 sqft

Motivated Seller

$199,000

6804 N Capital Of Texas Highway #812, Austin TX 78731

MLS #231053842 · Keller Williams Realty Lone St · Chie Kojima

2 bd·2 ba·1,072 sqft

Motivated Seller

$189,990

1411 N Gracy Farms LN N #100, Austin TX 78758

MLS #234901562 · Keller Williams Realty · Nasrin Mombaini

2 bd·2.5 ba·1,042 sqft

Motivated Seller

$317,000

8518 Fathom CIR #107, Austin TX 78750

MLS #235546811 · Magnolia Realty Round Rock · Michelle Gomez

3 bd·2.5 ba·1,781 sqft

Motivated Seller

$365,000

2220 Webberville RD #211, Austin TX 78702

MLS #238645123 · Kuper Sotheby's Int'l Realty · Bridget Ramey

1 bd·1 ba·758 sqft

Motivated Seller

$189,900

4500 E Oltorf ST #A-111, Austin TX 78741

MLS #239792644 · Christies Intl Real Estate Lone Star · Henry Valles

2 bd·2 ba·1,004 sqft

$229,900

923 E 41st ST #102, Austin TX 78751

MLS #241739257 · Austin Marketing + Development · Alex Bartram

2 bd·1 ba·900 sqft

$179,900

923 E 41st ST #101, Austin TX 78751

MLS #241775568 · Austin Marketing + Development · Alex Bartram

1 bd·1 ba·450 sqft

$324,900

923 E 41st ST #201, Austin TX 78751

MLS #242349048 · Austin Marketing + Development · Alex Bartram

2 bd·2 ba·1,300 sqft

Motivated Seller

$216,000

2413 Leon ST #104, Austin TX 78705

MLS #242798037 · Levi Rodgers Real Estate Group · Erin Stephens

2 bd·1 ba·771 sqft

$275,000

923 E 41st ST #105, Austin TX 78751

MLS #243523713 · Austin Marketing + Development · Alex Bartram

2 bd·2 ba·1,027 sqft

Motivated Seller

$379,000

10832 Jameson DR, Austin TX 78747

MLS #244110345 · MODUS Real Estate · Jordan Karonika

4 bd·3.5 ba·2,273 sqft

Motivated Seller

$229,900

2632 Century Park BLVD #60, Austin TX 78727

MLS #244226919 · Vylla Home · Rick Hall

2 bd·2.5 ba·1,358 sqft

Motivated Seller

$289,999

8505 Mayview DR, Austin TX 78724

MLS #244226928 · Keller Williams Realty · Adelina Rotar

3 bd·2 ba·1,716 sqft

Motivated Seller

$180,000

7685 Northcross DR #521, Austin TX 78757

MLS #238501241 · REALTY BY GEORGE LLC · George Ree

1 bd·1 ba·650 sqft

Fixer-Upper

$329,750

11737 Rydalwater LN, Austin TX 78754

MLS #241902332 · All City Real Estate Ltd. Co · Bertha Godinez

3 bd·2 ba·2,016 sqft

Motivated Seller

$246,000

15104 Mimebark WAY, Austin TX 78724

MLS #242171712 · Keller Williams Realty · Roman Lopez

3 bd·2 ba·1,206 sqft

Price Cut

$330,000

2401 E 6th ST #6100, Austin TX 78702

MLS #242545012 · Keller Williams Realty · Jeff Dunahoo

1 bd·1 ba·785 sqft

Motivated SellerNew Construction

$344,990

12004 Russo DR, Austin TX 78747

MLS #242817220 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

Motivated SellerNew Construction

$399,990

12000 Russo DR, Austin TX 78747

MLS #242819394 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,442 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.