Homes Under $400K in Austin, TX

1,455 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$154,900

1840 Burton DR #172, Austin TX 78741

MLS #244023136 · Keeping It Realty · Zac Backor

1 bd·1 ba·464 sqft

Motivated Seller

$239,000

1800 E 4th ST #331, Austin TX 78702

MLS #227633051 · Texas Green Realty · Marc Richmond

1 ba·512 sqft

Motivated Seller

$350,000

4361 S Congress Ave #636, Austin TX 78745

MLS #228288867 · Compass RE Texas, LLC · Robert Kellogg

2 bd·2 ba·1,081 sqft

Motivated Seller

$395,911

2320 Gracy Farms LN #1414, Austin TX 78758

MLS #238168949 · University Realty · Philip Salem

3 bd·2 ba·1,192 sqft

Motivated Seller

$189,000

2122 Hancock DR #110, Austin TX 78756

MLS #240985032 · Douglas Elliman Real Estate · Lindsey Fenton

2 bd·1.5 ba·858 sqft

$160,000

1301 McKie CV, Austin TX 78752

MLS #241546733 · Kuper Sotheby's Int'l Realty · Soud Twal

2 bd·1 ba·768 sqft

Price Cut

$249,900

2612 SAN PEDRO ST A-118, Austin TX 78705

MLS #241959906 · RE/MAX GO - NB · Dee Banks

1 bd·1 ba·642 sqft

Motivated Seller

$165,000

7801 Shoal Creek BLVD #252, Austin TX 78757

MLS #242418212 · Christies Intl Real Estate Lone Star · Joi Jones

2 bd·1 ba·914 sqft

Motivated Seller

$389,000

2827 Manor RD #3104, Austin TX 78722

MLS #243894624 · Compass RE Texas, LLC · Stacie Watts

1 bd·1.5 ba·1,062 sqft

$189,900

7685 Northcross DR #921, Austin TX 78757

MLS #244037698 · Tower Realty Austin · Chesney Coker

1 bd·1 ba·576 sqft

Motivated Seller

$375,000

405 Thistlewood DR, Austin TX 78745

MLS #236490730 · eXp Realty, LLC · David Schneider

4 bd·2 ba·2,037 sqft

Motivated Seller

$265,000

4802 S Congress Ave #217, Austin TX 78745

MLS #236809002 · 5X REALTY · Sufian Kassam

1 bd·1 ba·825 sqft

Motivated Seller

$309,999

1181 Oakgrove Ave, Austin TX 78702

MLS #237146441 · All City Real Estate Ltd. Co · Nolan Stahl

2 bd·1 ba·904 sqft

Motivated Seller

$339,999

5624 Colinton Ave, Austin TX 78754

MLS #238263582 · Keller Williams Realty · Adelina Rotar

4 bd·3 ba·2,088 sqft

Motivated Seller

$135,000

6718 SILVERMINE DR #103, Austin TX 78736

MLS #238815202 · Keller Williams Realty · Patricia Smith

2 bd·1.5 ba·1,072 sqft

Motivated Seller

$380,000

5003 Heflin LN, Austin TX 78721

MLS #239326124 · Diamond Real Estate Serv. LLC · Linda Mcdonald

2 bd·1 ba·720 sqft

Motivated Seller

$315,337

5728 Pinon Vista DR, Austin TX 78724

MLS #242190710 · eXp Realty, LLC · Claire Meyer

3 bd·2 ba·1,269 sqft

$398,000

8311 Briarwood LN, Austin TX 78757

MLS #244076788 · S2 Properties · Walter Matthys

3 bd·2 ba·1,383 sqft

$299,900

4510 Terry-O LN #210, Austin TX 78745

MLS #240981055 · Ashley Austin Homes · Ashley Stucki

1 bd·1 ba·752 sqft

$249,800

1015 E Yager LN #125, Austin TX 78753

MLS #242594561 · JLA Realty · John Lunar Villalobos

3 bd·2 ba·967 sqft

Motivated Seller

$259,000

4521 Graceful LN #469, Austin TX 78725

MLS #242918347 · eXp Realty, LLC · Julie Hutchison

3 bd·2.5 ba·1,310 sqft

$130,000

935 La Posada DR #115, Austin TX 78752

MLS #244111426 · Venture Partners R.E. · Mark Taylor

1 bd·1 ba·528 sqft

Motivated Seller

$369,900

4913 Single Shot #A CIR, Austin TX 78723

MLS #228003733 · Real Broker, LLC · Stephen Horn

3 bd·2 ba·1,209 sqft

Motivated Seller

$389,900

4913 Single Shot #B CIR, Austin TX 78723

MLS #237265348 · Real Broker, LLC · Stephen Horn

2 bd·2.5 ba·1,215 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,455 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.