Homes Under $400K in Austin, TX

1,442 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$329,000

8817 Whitter DR #B, Austin TX 78747

MLS #242944920 · REALTY CAPITAL CITY · Tomas Natal

3 bd·2.5 ba·1,844 sqft

Motivated Seller

$329,900

11504 Robert Wooding DR, Austin TX 78748

MLS #244391995 · The Leaders Realty, LLC · Kristee Leonard

3 bd·2.5 ba·1,590 sqft

Motivated Seller

$385,000

10602 W Turnbull LOOP #25, Austin TX 78717

MLS #244391998 · North Lake Real Estate · Michael Roberts

3 bd·2.5 ba·1,977 sqft

Motivated Seller

$295,000

7407 Grand Linden WAY, Austin TX 78744

MLS #244666583 · Keller Williams Realty Lone St · Scott Stout

2 bd·2.5 ba·1,495 sqft

Fixer-Upper

$315,000

11313 Barns TRL, Austin TX 78754

MLS #244750889 · Coldwell Banker Realty · Hanalei Myers

4 bd·2 ba·1,342 sqft

Motivated Seller

$125,000

1840 Burton DR #208, Austin TX 78741

MLS #237427878 · Compass RE Texas, LLC · Mackenzie Dyer

1 bd·1 ba·518 sqft

Motivated Seller

$344,000

1701 Simond Ave #644, Austin TX 78723

MLS #240917608 · Compass RE Texas, LLC · Chris Riley

1 bd·1 ba·673 sqft

Motivated Seller

$349,000

7106 Moat CV, Austin TX 78745

MLS #242972747 · Douglas Elliman Real Estate · Taylor Drolette

3 bd·2 ba·1,096 sqft

$280,000

4815 Quicksilver BLVD, Austin TX 78744

MLS #244564442 · All City Real Estate Ltd. Co · Katran Lozano

3 bd·2 ba·1,078 sqft

Motivated Seller

$329,900

706 Valdez ST #2, Austin TX 78741

MLS #244706486 · RE/MAX Fine Properties · Therese Snider

2 bd·2.5 ba·1,087 sqft

Motivated Seller

$339,900

7211 Lakewood DR #C111, Austin TX 78750

MLS #244770023 · Moreland Properties · Anna Lee

2 bd·2 ba·1,141 sqft

Motivated Seller

$360,000

2124 E 6th ST #305, Austin TX 78702

MLS #240811627 · Coldwell Banker Realty · Colleen Rouhselang

1 bd·1 ba·832 sqft

Motivated Seller

$279,900

2901 San Jacinto BLVD #306, Austin TX 78705

MLS #243914498 · Waterloo Realty, LLC · Ryan Smith

1 bd·1 ba·630 sqft

Motivated Seller

$235,000

6810 Deatonhill DR #1100, Austin TX 78745

MLS #239217511 · Keller Williams Realty · Jonathan Ratcliff

2 bd·2 ba·1,064 sqft

Motivated Seller

$305,000

7915 Mellencamp DR, Austin TX 78744

MLS #241420753 · Compass RE Texas, LLC · Brooke Daniel

2 bd·2 ba·1,437 sqft

Motivated Seller

$356,000

300 Bowie ST #902, Austin TX 78703

MLS #241456796 · Skyline Properties · Kathleen Meece

1 bd·1 ba·565 sqft

Price Cut

$365,000

3001 Cedar ST #A 102, Austin TX 78705

MLS #244152423 · Keller Williams Realty · Kendred Manceaux

2 bd·2 ba·1,031 sqft

Price Cut

$184,000

909 Reinli ST #221, Austin TX 78751

MLS #244414329 · Spyglass Realty · Josh Pruitt

1 bd·1 ba·582 sqft

$339,000

4361 S Congress Ave #514, Austin TX 78745

MLS #244656750 · eXp Realty, LLC · Chloe Chiang

2 bd·2 ba·1,581 sqft

$395,000

7225 Ranchito DR, Austin TX 78744

MLS #244747688 · Coldwell Banker Realty · Katie Hart

4 bd·3 ba·2,313 sqft

Motivated SellerNew Construction

$369,990

13206 Stabler DR, Austin TX 78652

MLS #239016567 · M/I Homes Realty · Patrick Easter

4 bd·2 ba·1,903 sqft

Quick Move-In

Motivated Seller

$236,900

1617 W Braker LN #B, Austin TX 78758

MLS #242600471 · Pure Realty · Dana Hershman

3 bd·2 ba·1,195 sqft

Motivated Seller

$142,800

909 Reinli ST #240, Austin TX 78751

MLS #242779704 · Jancovech Real Estate, LLC · Kyle Jancovech

1 bd·1 ba·607 sqft

Motivated SellerNew Construction

$379,990

13104 Incline DR, Austin TX 78652

MLS #243845551 · M/I Homes Realty · Patrick Easter

4 bd·2 ba·1,903 sqft

Quick Move-In

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,442 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.