Waterfront Homes in Bluffton, TX

3 active waterfront homes in Bluffton, TX from $599,500 · The median list price in Bluffton is $634,250.

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Live data — verified active on October 3, 2026. A home is listed here when its MLS listing is flagged waterfront.

Motivated Seller

$599,500

110 W Lakecrest DR, Bluffton TX 78607

MLS #241240211 · Jesse James Real Estate · Joe Hilton

5 bd·3 ba·2,632 sqft

Motivated Seller

$669,000

746 E Island DR, Bluffton TX 78607

MLS #240909469 · Listing Results, LLC · Jack McLemore

4 bd·2.5 ba·2,163 sqft

Motivated Seller

$894,000

736 W Lakecrest DR, Bluffton TX 78607

MLS #241759267 · RE/MAX of Marble Falls · Gayle Loyd

4 bd·3.5 ba·3,295 sqft

Nearby Waterfront Homes (within 10 miles)

63 waterfront homes in nearby cities within 10 miles of Bluffton, TX — not included in the Bluffton count above. Each home shows its own city.

$897,000

1644 Breezeway, Tow TX 78672

MLS #247342845 · Southerly Realty, LLC · Nick Quijano

4 bd·2 ba·2,212 sqft

Motivated Seller

$555,000

501 Bumpy Ridge DR, Burnet TX 78611

MLS #244552900 · eXp Realty, LLC · Katie Simon

2 bd·1 ba·1,352 sqft

Motivated Seller

$245,000

1515 Bee LN, Tow TX 78672

MLS #233536667 · Keller Williams Realty Lone St · Clay Cole

3 bd·1 ba·1,104 sqft

Motivated Seller

$795,000

1604 County Road 128, Burnet TX 78611

MLS #234774754 · Jesse James Real Estate · Joe Hilton

3 bd·3 ba·1,813 sqft

Motivated Seller

$995,000

1704 County Road 128, Burnet TX 78611

MLS #242707562 · Fox Realty · Carla Gerlich

3 bd·3 ba·2,531 sqft

$899,000

1412 Parkway ST, Tow TX 78672

MLS #243596214 · Lakes and Hills Realty · Jill Decker

2 bd·2 ba·1,800 sqft

About Waterfront Homes in Bluffton, TX

This page lists waterfront homes for sale in Bluffton — every active listing whose MLS record is flagged waterfront, drawn from live MLS data and updated daily. "Waterfront" on HomeLocating covers three genuinely different kinds of property, and the differences matter more than the label. Lakefront homes on a reservoir like the Highland Lakes chain sit on a shoreline the managing authority holds to a normal operating level, which can drop several feet in a drought or after a flood-control release — so the shoreline you see in listing photos may not match what's there year-round. Riverfront homes sit on a natural, free-flowing waterway, where the water level moves with rainfall and the season rather than a managed pool. Coastal and bay property fronts open or tidal water and carries its own wind, flood, and elevation considerations that inland lake and river homes don't. Read each listing for the specific water body and frontage type rather than assuming from the "waterfront" flag alone, and note that waterfront homes at higher prices are also part of the luxury homes tier above.

Waterfront on Lake Buchanan in Bluffton

Bluffton's waterfront homes front Lake Buchanan. On a Highland Lakes-style reservoir, the shoreline is managed to a normal operating level that can drop in drought or after a flood-control release, so ask to see a property at both a typical and a lower lake level, and confirm whether any dock, boathouse, or retaining wall has its own permit from the managing authority. Right now Bluffton's waterfront listings on HomeLocating range from about $599,500 to $894,000.

Buying Waterfront Property in Bluffton

Waterfront property comes with a longer due-diligence list than a typical home, and it's worth working through before you make an offer. Start with the frontage itself: is it a maintained shoreline, a bluff, or a canal or cove, and is a dock, boat slip, or lake access deeded to the home or does it require a separate permit from the managing authority? Flood insurance is close behind — a waterfront home is far more likely to sit in a mapped flood zone, and on the coast that's often a separate wind-and-hail policy on top of flood coverage, so get an insurance quote before you're deep into the contract, not after. On a lake or reservoir, ask how the water level has varied over recent years and whether the property is still usable — for boating, swimming, a beach — at a lower level, not just when the lake is full. A survey matters more here than on a typical lot, since water frontage, easements, and any bulkhead or retaining wall are exactly the kind of boundary questions a survey settles. Have the inspection cover the dock, boathouse, seawall, and drainage specifically, since those structures age differently than the house itself and repairs on the water can cost more than the same repair on dry land. None of this is insurance or engineering advice — but it's the checklist that keeps a waterfront purchase from having surprises. A licensed REALTOR® can walk through recent waterfront sales in Bluffton and what each one's frontage actually included.

Frequently Asked Questions

How does a home get listed as waterfront?

A home is shown when its MLS listing is flagged waterfront, meaning it has water frontage such as a lake, river, or canal. The flag comes from the listing itself.

Does waterfront include a private dock?

Not necessarily. Docks, boat slips, and shoreline rights vary by home and often require separate permission from the managing authority, so check the listing and confirm with your agent before assuming one comes with the property.

Is waterfront the same as lakefront?

Lakefront is one kind of waterfront. This page includes lakefront and other water frontage — river and coastal; see the Texas lakefront page for lakes and reservoirs only.

Why do lake levels change on a Highland Lakes-style reservoir?

Reservoirs are held to a normal operating level by the managing authority, and that level can drop in a drought or after water is released for flood control, then refill with rain. A home’s usable shoreline can look different at a lower level than in listing photos taken when the lake is full.

Do waterfront homes need flood insurance?

Often, yes — waterfront property is more likely to sit in a mapped flood zone, and a standard homeowners policy typically doesn’t cover flood damage. Ask for an insurance quote (including a separate wind-and-hail policy on the coast) early in the process, since it affects the real monthly cost.

How often is this list updated?

Daily, from live MLS data. A home leaves the list when it goes under contract, sells, or no longer matches.