Waterfront Homes in Tow, TX

9 active waterfront homes in Tow, TX from $245,000 · The median list price in Tow is $407,450.

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Live data — verified active on October 3, 2026. A home is listed here when its MLS listing is flagged waterfront.

$897,000

1644 Breezeway, Tow TX 78672

MLS #247342845 · Southerly Realty, LLC · Nick Quijano

4 bd·2 ba·2,212 sqft

Price Cut

$579,000

510 County Road 221, Tow TX 78672

MLS #246794381 · eXp Realty, LLC · Chelsea Simon

2 bd·1 ba·1,200 sqft

$499,000

131 Blue Bird LN, Tow TX 78672

MLS #246551870 · eXp Realty, LLC · Hector Rivera

2 bd·2 ba·1,596 sqft

$525,000

386 Lake Loop, Tow TX 78672

MLS #246369630 · eXp Realty, LLC · Kourtni Ince

2 bd·2 ba·1,408 sqft

Motivated Seller

$1,799,900

16838 RM 2241, Tow TX 78672

MLS #239630117 · Keller Williams Heritage · Billy Stephens

13 bd·12 ba·8,017 sqft

Motivated Seller

$649,000

210 Lake LOOP, Tow TX 78672

MLS #239679734 · KW-Austin Portfolio Real Estate · Kelly Thate

3 bd·2 ba·1,620 sqft

$899,000

1412 Parkway ST, Tow TX 78672

MLS #243596214 · Lakes and Hills Realty · Jill Decker

2 bd·2 ba·1,800 sqft

Motivated Seller

$245,000

1515 Bee LN, Tow TX 78672

MLS #233536667 · Keller Williams Realty Lone St · Clay Cole

3 bd·1 ba·1,104 sqft

Motivated Seller

$649,000

136 Harvest TRL, Tow TX 78672

MLS #242147416 · Lakes and Hills Realty · Jill Decker

3 bd·2 ba·1,560 sqft

About Waterfront Homes in Tow, TX

This page lists waterfront homes for sale in Tow — every active listing whose MLS record is flagged waterfront, drawn from live MLS data and updated daily. "Waterfront" on HomeLocating covers three genuinely different kinds of property, and the differences matter more than the label. Lakefront homes on a reservoir like the Highland Lakes chain sit on a shoreline the managing authority holds to a normal operating level, which can drop several feet in a drought or after a flood-control release — so the shoreline you see in listing photos may not match what's there year-round. Riverfront homes sit on a natural, free-flowing waterway, where the water level moves with rainfall and the season rather than a managed pool. Coastal and bay property fronts open or tidal water and carries its own wind, flood, and elevation considerations that inland lake and river homes don't. Read each listing for the specific water body and frontage type rather than assuming from the "waterfront" flag alone, and note that waterfront homes at higher prices are also part of the luxury homes tier above.

Waterfront on Lake Buchanan in Tow

Tow's waterfront homes front Lake Buchanan. On a Highland Lakes-style reservoir, the shoreline is managed to a normal operating level that can drop in drought or after a flood-control release, so ask to see a property at both a typical and a lower lake level, and confirm whether any dock, boathouse, or retaining wall has its own permit from the managing authority. Right now Tow's waterfront listings on HomeLocating range from about $245,000 to $1,799,900.

Buying Waterfront Property in Tow

Waterfront property comes with a longer due-diligence list than a typical home, and it's worth working through before you make an offer. Start with the frontage itself: is it a maintained shoreline, a bluff, or a canal or cove, and is a dock, boat slip, or lake access deeded to the home or does it require a separate permit from the managing authority? Flood insurance is close behind — a waterfront home is far more likely to sit in a mapped flood zone, and on the coast that's often a separate wind-and-hail policy on top of flood coverage, so get an insurance quote before you're deep into the contract, not after. On a lake or reservoir, ask how the water level has varied over recent years and whether the property is still usable — for boating, swimming, a beach — at a lower level, not just when the lake is full. A survey matters more here than on a typical lot, since water frontage, easements, and any bulkhead or retaining wall are exactly the kind of boundary questions a survey settles. Have the inspection cover the dock, boathouse, seawall, and drainage specifically, since those structures age differently than the house itself and repairs on the water can cost more than the same repair on dry land. None of this is insurance or engineering advice — but it's the checklist that keeps a waterfront purchase from having surprises. A licensed REALTOR® can walk through recent waterfront sales in Tow and what each one's frontage actually included.

Frequently Asked Questions

How does a home get listed as waterfront?

A home is shown when its MLS listing is flagged waterfront, meaning it has water frontage such as a lake, river, or canal. The flag comes from the listing itself.

Does waterfront include a private dock?

Not necessarily. Docks, boat slips, and shoreline rights vary by home and often require separate permission from the managing authority, so check the listing and confirm with your agent before assuming one comes with the property.

Is waterfront the same as lakefront?

Lakefront is one kind of waterfront. This page includes lakefront and other water frontage — river and coastal; see the Texas lakefront page for lakes and reservoirs only.

Why do lake levels change on a Highland Lakes-style reservoir?

Reservoirs are held to a normal operating level by the managing authority, and that level can drop in a drought or after water is released for flood control, then refill with rain. A home’s usable shoreline can look different at a lower level than in listing photos taken when the lake is full.

Do waterfront homes need flood insurance?

Often, yes — waterfront property is more likely to sit in a mapped flood zone, and a standard homeowners policy typically doesn’t cover flood damage. Ask for an insurance quote (including a separate wind-and-hail policy on the coast) early in the process, since it affects the real monthly cost.

How often is this list updated?

Daily, from live MLS data. A home leaves the list when it goes under contract, sells, or no longer matches.