123 Zacate ST, Elgin, TX — photo 1
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$520,000
4 beds3 baths2,400 sqft

123 Zacate ST, Elgin, TX 78621

MLS #246309962 · Realty Texas LLC · Amanda Hernandez

Residential
Built in 2023
37,113 sqft Lot
$217/sqft

About this home

Welcome to a one-of-a-kind property situated on approximately .85 acres with space, privacy, and versatility. Inside the main home, you’ll find three spacious bedrooms and an open layout that brings the living, dining, and kitchen areas together. The kitchen makes a statement with sleek modern cabinetry, quartz countertops, glass-front accents, built-in appliances, an oversized island with plenty of seating, and a convenient pot filler that home cooks will appreciate. The detached garage features finished interior walls and durable epoxy flooring, creating a clean, polished space for parking, storage, a workshop, or a home gym. The expansive backyard is dotted with beautiful trees and offers endless possibilities for outdoor living - create a garden, add a play area, host weekend gatherings, or design the backyard oasis you’ve been dreaming of. A covered lower-level patio provides a shaded space for relaxing or entertaining, while the rooftop deck is perfect for slow mornings with coffee, colorful Texas sunsets, and evenings spent stargazing. A masonry privacy wall and two gated entrances - one from Zacate Street and another from Monte Vista Drive - add both privacy and convenient access. The property is equipped with a subsurface drip-dispersal septic system, which distributes treated wastewater underground without above-ground septic spray heads. Whole-house water filtration and softener systems convey, along with the appliances in both residences. Located near Tesla, Samsung, Dell Technologies, Austin-Bergstrom International Airport. An adjacent half-acre lot with utilities is also available for purchase separately.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2023
Full baths
3
Lot size
37113
Subdivision
Monte Vista
MLS area
EL
MLS #
246309962

Features

Interior features

  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • High Ceilings
  • Vaulted Ceiling(s)
  • Chandelier
  • Quartz Counters
  • Stone Counters
  • Double Vanity
  • Electric Dryer Hookup
  • Eat-in Kitchen
  • French Doors
  • In-Law Floorplan
  • Kitchen Island
  • Multiple Living Areas
  • Open Floorplan
  • Primary Bedroom on Main
  • Recessed Lighting
  • Soaking Tub
  • Stackable W/D Connections
  • Storage
  • Walk-In Closet(s)
  • Washer Hookup

Exterior features

  • Balcony
  • CCTYD
  • Exterior Steps
  • Gutters Partial
  • Private Entrance
  • Private Yard

Additional details

Parking
Detached, Electric Gate, Garage Door Opener, Garage Faces Front, Gated
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
Annual tax
$3,361

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

See Elgin ISD schools & boundaries →

Comparable homes near 123 Zacate ST

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
20.6 mi
Austin-Bergstrom Airport
17.4 mi

Straight-line distance, not drive time.

Market insights

Compared with 579 active homes in ZIP 78621 · HomeLocating listings

Area median price
$289,900
This home vs. median
79% above
Homes with a price cut
47%

At $520,000, this home is priced 79% above the $289,900 median across 579 active homes in ZIP 78621.

Estimated monthly payment

$3,126/mo
Principal & interest$2,629/mo
Property taxes
Home insurance (est.)

Home price

$520,000

Down payment

20% ($104,000)

Loan details

30-yr fixed, 6.50%

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Listing courtesy of Realty Texas LLC · Amanda Hernandez

Listing data last updated Oct 20, 2026, 11:46 AM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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