123 Zacate ST — photo 1
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$549,900
4 beds3 baths2,400 sqft

123 Zacate ST, Elgin TX 78621

Residential
Built in 2023
37,113 sqft Lot
$229/sqft

MLS #246309962 · Realty Texas LLC · Amanda Hernandez

About this home

Welcome to a one-of-a-kind property situated on approximately .85 acres with space, privacy, and versatility. Inside the main home, you’ll find three spacious bedrooms and an open layout that brings the living, dining, and kitchen areas together. The kitchen makes a statement with sleek modern cabinetry, quartz countertops, glass-front accents, built-in appliances, an oversized island with plenty of seating, and a convenient pot filler that home cooks will appreciate. The detached garage features finished interior walls and durable epoxy flooring, creating a clean, polished space for parking, storage, a workshop, or a home gym. The expansive backyard is dotted with beautiful trees and offers endless possibilities for outdoor living - create a garden, add a play area, host weekend gatherings, or design the backyard oasis you’ve been dreaming of. A covered lower-level patio provides a shaded space for relaxing or entertaining, while the rooftop deck is perfect for slow mornings with coffee, colorful Texas sunsets, and evenings spent stargazing. A masonry privacy wall and two gated entrances - one from Zacate Street and another from Monte Vista Drive - add both privacy and convenient access. The property is equipped with a subsurface drip-dispersal septic system, which distributes treated wastewater underground without above-ground septic spray heads. Whole-house water filtration and softener systems convey, along with the appliances in both residences. Located near Tesla, Samsung, Dell Technologies, Austin-Bergstrom International Airport. An adjacent half-acre lot with utilities is also available for purchase separately.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2023
Full baths
3
Lot size
37113
Subdivision
Monte Vista
MLS area
EL
MLS #
246309962

Features

Interior features

  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • High Ceilings
  • Vaulted Ceiling(s)
  • Chandelier
  • Quartz Counters
  • Stone Counters
  • Double Vanity
  • Electric Dryer Hookup
  • Eat-in Kitchen
  • French Doors
  • In-Law Floorplan
  • Kitchen Island
  • Multiple Living Areas
  • Open Floorplan
  • Primary Bedroom on Main
  • Recessed Lighting
  • Soaking Tub
  • Stackable W/D Connections
  • Storage
  • Walk-In Closet(s)
  • Washer Hookup

Exterior features

  • Balcony
  • CCTYD
  • Exterior Steps
  • Gutters Partial
  • Private Entrance
  • Private Yard

Additional details

Parking
Detached, Electric Gate, Garage Door Opener, Garage Faces Front, Gated
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
Annual tax
$3,361

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Market insights

Compared with 464 active homes in ZIP 78621 · HomeLocating listings

Area median price
$299,249.5
This home vs. median
84% above
Homes with a price cut
33%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$3,290/mo est.
Principal & interest ($439,920 loan, 30-yr)$2,781/mo
Property tax$280/mo
Homeowners insurance (est.)$229/mo

Property tax uses this home's reported annual tax ($3,361/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

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Listing courtesy of Realty Texas LLC · Amanda Hernandez

Listing data last updated Sep 2, 2026, 1:16 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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