537 Lower Elgin RD, Elgin TX 78621
MLS #244688052 · eXp Realty, LLC · Tammy Harmon
About this home
USDA-ELIGIBLE AREA • NO HOA • 0.59 ACRES • BUILT 2023 NEW PRICE! Looking for the newer-home feel without the typical subdivision lifestyle? Built in 2023, this 3-bedroom, 2-bath home offers approximately 1,600 sq. ft. with an open-concept living, dining and kitchen area centered around a spacious island. The split-bedroom floor plan provides added privacy, with the primary suite separated from the two secondary bedrooms. Step outside to enjoy 0.59 acres of usable outdoor space, a covered patio and a large, like-new permanently affixed storage/workshop building. Private well and aerobic septic add to the property’s country-living appeal. Enjoy the flexibility of NO HOA and more than half an acre of space to make your own. Located in a USDA-eligible area; qualified buyers may be eligible for 100% financing, PLUS seller is offering up to $5,000 toward allowable buyer closing costs, prepaids and/or rate buydown with an acceptable offer. Buyer and property eligibility, loan approval and program requirements apply.
Property details
- Property type
- Residential · SingleFamilyResidence
- Status
- Active
- Year built
- 2023
- Full baths
- 2
- Lot size
- 0.593
- Subdivision
- Lower Elgin Road
- MLS area
- EL
- MLS #
- 244688052
Features
Interior features
- Ceiling Fan(s)
- High Ceilings
- Granite Counters
- Quartz Counters
- Double Vanity
- Electric Dryer Hookup
- Kitchen Island
- Open Floorplan
- Primary Bedroom on Main
- Walk-In Closet(s)
- Washer Hookup
Exterior features
- Private Yard
Additional details
- Parking
- Additional Parking, Garage, Garage Door Opener, Garage Faces Front, Gravel
- Garage spaces
- 2
- Roof
- Shingle
- Foundation
- Slab
- Annual tax
- $6,353
Location
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Schools
Assigned schools per the MLS.
- School district
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Comparable homes near 537 Lower Elgin RD
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Getting around
- Downtown Austin
- 20.7 mi
- Austin-Bergstrom Airport
- 16.6 mi
Straight-line distance, not drive time.
Market insights
Compared with 530 active homes in ZIP 78621 · HomeLocating listings
At $425,000, this home is priced 44% above the $294,950 median across 530 active homes in ZIP 78621.
Estimated monthly payment
Home price
$425,000
Down payment
20% ($85,000)
Loan details
30-yr fixed, 6.50%
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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.
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Listing courtesy of eXp Realty, LLC · Tammy Harmon
Listing data last updated Oct 2, 2026, 11:46 PM
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