304 S Main ST, Elgin, TX — photo 1
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$254,000
3 beds2 baths1,510 sqft

304 S Main ST, Elgin TX 78621

MLS #236482468 · Coldwell Banker Realty · Sharon Carroll

Residential
Built in 1940
0.13 Acres Lot
$168/sqft

About this home

1% Lender Credit available for Interest Rate Buydown or Closing Cost with lender approval. Step inside this charming Elgin gem, where a classic white picket fence sets the tone for a place that instantly feels like home — with bonus mixed-use potential. Just minutes from downtown restaurants and shops, it blends small-town charm with everyday convenience. Inside, you’ll find arched doorways, timeless character, wood + tile flooring, and a cozy nook perfect for reading or working. The spacious layout is ideal for living, entertaining, or even business use. The primary suite overlooks the backyard and features two walk-in closets. Out back, enjoy a large covered porch with a ceiling fan, a roomy yard, and a storage shed. With a 2019 roof and new dishwasher, refrigerator, and water heater, this one is truly move-in ready.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
1940
Full baths
2
Lot size
0.131
Subdivision
ELGIN CITY 003
MLS area
EL
MLS #
236482468

Features

Interior features

  • Ceiling Fan(s)
  • No Interior Steps
  • Primary Bedroom on Main

Exterior features

  • None

Additional details

Parking
Off Street, Outside
Garage spaces
0
Roof
Composition
Foundation
Pillar/Post/Pier
Annual tax
$6,361

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

See Elgin ISD schools & boundaries →

Comparable homes near 304 S Main ST

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
22.9 mi
Austin-Bergstrom Airport
20.4 mi

Straight-line distance, not drive time.

Market insights

Compared with 531 active homes in ZIP 78621 · HomeLocating listings

Area median price
$295,000
This home vs. median
14% below
Homes with a price cut
41%

At $254,000, this home is priced 14% below the $295,000 median across 531 active homes in ZIP 78621.

Estimated monthly payment

$1,920/mo
Principal & interest$1,284/mo
Property taxes
Home insurance (est.)

Home price

$254,000

Down payment

20% ($50,800)

Loan details

30-yr fixed, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Coldwell Banker Realty · Sharon Carroll

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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