Homes Under $1M in Elgin, TX

306 active homes under $1m in Elgin, TX from $149,000 · The median list price in Elgin is $289,000.

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$280,000

19108 Bear Grass DR, Elgin, TX 78621

MLS #248931547 · Tatom Ford Real Estate Company · Justin Ford

3 bd·2 ba·1,527 sqft

$292,000

12800 Starbrimson TRL, Elgin, TX 78621

MLS #248927709 · All City Real Estate Ltd. Co · Thomas Horne

3 bd·2 ba·1,799 sqft

$415,000

123 Los Robles RD, Elgin, TX 78621

MLS #248922991 · Olvera Bolton Properties · Ricky Lopez

3 bd·2 ba·2,200 sqft

$415,000

113 Los Robles RD, Elgin, TX 78621

MLS #248925897 · Olvera Bolton Properties · Ricky Lopez

3 bd·2 ba·2,200 sqft

Fixer-Upper

$204,900

207 Wilderness TRL, Elgin, TX 78621

MLS #248905069 · RealAgent · Yazmin Perez

3 bd·2 ba·1,445 sqft

$399,000

800 Savannah CV, Elgin, TX 78621

MLS #248889896 · Realty Texas LLC · Janette Ybarra

4 bd·2.5 ba·2,201 sqft

New Construction

$231,249

23713 GRACKLE CV, Elgin, TX 78621

MLS #248860050 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

$319,990

13445 Barn Chime ST, Elgin, TX 78621

MLS #248855282 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·1,842 sqft

New Construction

$305,749

24001 Stagg ST, Elgin, TX 78621

MLS #248821793 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,210 sqft

Quick Move-In

$229,995

18005 Prairie Verbena LN, Elgin, TX 78621

MLS #248830600 · eXp Realty, LLC · Pamela Pfeil

3 bd·2 ba·1,442 sqft

$275,000

148 Gullivers DR, Elgin, TX 78621

MLS #240135258 · CB&A, Realtors · Christopher Perkins

3 bd·2 ba·1,567 sqft

$635,000

2084 Upper Elgin River RD, Elgin, TX 78621

MLS #247707101 · CB&A, Realtors · Kendi Erickson

4 bd·4 ba·3,288 sqft

Motivated Seller

$240,000

110 Huckleberry LN, Elgin, TX 78621

MLS #248761492 · All City Real Estate Ltd. Co · Debra Cole

2 bd·2 ba·1,133 sqft

Fixer-Upper

$649,000

353 Littig RD, Elgin, TX 78621

MLS #247707126 · Keller Williams Realty · Maria Curelli

3 bd·2 ba·1,844 sqft

$264,000

124 Tillage RD, Elgin, TX 78621

MLS #248728420 · Loredo Realty · Michael Loredo

3 bd·2 ba·1,425 sqft

Price CutNew Construction

$232,249

23709 GRACKLE CV, Elgin, TX 78621

MLS #248701727 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

Price CutNew Construction

$241,249

23705 GRACKLE CV, Elgin, TX 78621

MLS #248701721 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

$269,990

13513 Muny PKWY, Elgin, TX 78621

MLS #248689734 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,440 sqft

$275,000

14521 Gurneys Eagle DR, Elgin, TX 78621

MLS #248689729 · Buono & Associates · James Buono

4 bd·2 ba·1,878 sqft

$725,000

372 Hidden Oaks DR, Elgin, TX 78621

MLS #248644512 · Hart of Texas · LJ John

4 bd·2 ba·2,004 sqft

Motivated SellerNew Construction

$234,499

23912 Stagg ST, Elgin, TX 78621

MLS #248566243 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

Price CutNew Construction

$298,499

24108 Stagg ST, Elgin, TX 78621

MLS #248566244 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,014 sqft

Quick Move-In

New Construction

$343,990

216 Hornet ST, Elgin, TX 78621

MLS #242254059 · HomesUSA.com · Ben Caballero

7 bd·3.5 ba·2,470 sqft

Quick Move-In

New Construction

$286,499

23620 Skyrocket ST, Elgin, TX 78621

MLS #248390579 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,149 sqft

Quick Move-In

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 306 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.