Homes Under $1M in Elgin, TX

303 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,000.

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Price CutNew Construction

$343,249

24005 Stagg ST, Elgin, TX 78621

MLS #248325601 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,809 sqft

Quick Move-In

Motivated SellerNew Construction

$320,499

23808 Grackle CV, Elgin, TX 78621

MLS #248164277 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,516 sqft

Quick Move-In

$299,900

18312 Stellers Sea ST, Elgin, TX 78621

MLS #248177700 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

Price CutNew Construction

$244,249

23617 FIRELIGHT DR, Elgin, TX 78621

MLS #248026635 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

Price CutNew Construction

$249,249

23717 GRACKLE CV, Elgin, TX 78621

MLS #248031193 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,173 sqft

Quick Move-In

Motivated SellerNew Construction

$263,499

23800 Grackle CV, Elgin, TX 78621

MLS #248031198 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,510 sqft

Quick Move-In

$255,410

210 Cider Creek DR, Elgin, TX 78621

MLS #248007624 · New Home Now · Daniel Wilson

3 bd·2 ba·1,450 sqft

$299,900

13028 Torrey Reynolds DR, Elgin, TX 78621

MLS #247975157 · PSG Real Estate Services LLC · Giby Parackal

4 bd·2 ba·1,525 sqft

Motivated SellerNew Construction

$267,999

23908 Stagg ST, Elgin, TX 78621

MLS #247984085 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,162 sqft

Quick Move-In

$258,890

120 Amity Bower DR, Elgin, TX 78621

MLS #247985596 · DHS Realty · Brannan Schlittler

4 bd·2 ba·1,554 sqft

$242,490

112 Amity Bower DR, Elgin, TX 78621

MLS #247987040 · DHS Realty · Brannan Schlittler

3 bd·2 ba·1,482 sqft

$275,000

110 W Point WAY, Elgin, TX 78621

MLS #247940100 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2 ba·1,479 sqft

$220,000

14533 Gurneys Eagle DR, Elgin, TX 78621

MLS #247940103 · Sterling & Associates R.E. · Cecilia Whitley

4 bd·2 ba·1,809 sqft

$595,000

191 Jordan LN, Elgin, TX 78621

MLS #247941690 · All City Real Estate Ltd. Co · Karina Vazquez

5 bd·2 ba·2,404 sqft

$281,489

221 Amity Bower DR, Elgin, TX 78621

MLS #247929071 · DHS Realty · Brannan Schlittler

4 bd·2 ba·1,774 sqft

$300,289

225 Amity Bower DR, Elgin, TX 78621

MLS #247932034 · DHS Realty · Brannan Schlittler

4 bd·2.5 ba·2,020 sqft

Price CutNew Construction

$297,495

204 Hornet ST, Elgin, TX 78621

MLS #242255027 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Quick Move-In

Price CutNew Construction

$308,999

23728 Grackle CV, Elgin, TX 78621

MLS #247913697 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,288 sqft

Quick Move-In

$220,000

17804 Rye Spring DR, Elgin, TX 78621

MLS #247706968 · Pure Realty · Tosa Nixon

4 bd·2 ba·1,684 sqft

Price CutNew Construction

$244,249

23605 FIRELIGHT DR, Elgin, TX 78621

MLS #247694416 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

Motivated SellerNew Construction

$230,249

23609 FIRELIGHT DR, Elgin, TX 78621

MLS #247694422 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

Price CutNew Construction

$235,749

23613 FIRELIGHT DR, Elgin, TX 78621

MLS #247694426 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

$495,000

3063 County Road 484, Elgin, TX 78621

MLS #247703416 · Compass RE Texas, LLC · Alexa Messer

3 bd·2 ba·2,048 sqft

$311,089

240 Amity Bower DR, Elgin, TX 78621

MLS #247707866 · DHS Realty · Brannan Schlittler

5 bd·2.5 ba·2,569 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 303 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.