Homes Under $1M in Elgin, TX

300 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,450.

Sort

Motivated Seller

$203,500

102 Stubblefield DR, Elgin, TX 78621

MLS #237910140 · Jeanette Shelby, Realtors · Jeanette Shelby

3 bd·2 ba·1,647 sqft

$700,000

541 Hidden Oaks DR, Elgin, TX 78621

MLS #244382633 · Orchard Brokerage · Ashley Coombs

5 bd·3 ba·2,356 sqft

Motivated Seller

$274,900

19300 Bear Grass DR, Elgin, TX 78621

MLS #243565109 · Compass RE Texas, LLC · Julia Fitch

3 bd·2.5 ba·1,859 sqft

Price Cut

$299,990

103 Cloudberry LN, Elgin, TX 78621

MLS #244012473 · Ideal Realty · Jonathan Nino

4 bd·3 ba·2,128 sqft

Motivated Seller

$320,000

122 Dodd Preston RD, Elgin, TX 78621

MLS #244654451 · Keller Williams Realty · Pam Harkins

4 bd·2 ba·1,708 sqft

Motivated SellerNew Construction

$299,990

25521 Farmers Crop LN, Elgin, TX 78621

MLS #244030793 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,780 sqft

Quick Move-In

Motivated Seller

$375,000

202 Washington ST, Elgin, TX 78621

MLS #232869997 · Blue Door Real Estate Group · De Lacey Martin

3 bd·2 ba·1,898 sqft

Motivated Seller

$499,900

1102 N Avenue F Ave, Elgin, TX 78621

MLS #243057188 · Jeanette Shelby, Realtors · Kelly Koenning

3 bd·2 ba·2,656 sqft

Motivated Seller

$344,990

13612 Endless Narrow LN, Elgin, TX 78621

MLS #244696541 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·1,968 sqft

Motivated Seller

$409,990

13504 Endless Narrow LN, Elgin, TX 78621

MLS #244698318 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2.5 ba·3,047 sqft

Motivated SellerNew Construction

$345,690

25524 Farmers Crop LN, Elgin, TX 78621

MLS #244700231 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·2,336 sqft

Quick Move-In

Motivated SellerNew Construction

$356,900

14400 Wahlbergs WAY, Elgin, TX 78621

MLS #244706487 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

Quick Move-In

Price CutNew Construction

$276,900

14521 Wahlbergs WAY, Elgin, TX 78621

MLS #244712478 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

Motivated SellerNew Construction

$246,260

165 Daylily DR, Elgin, TX 78621

MLS #235726067 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,501 sqft

Quick Move-In

Motivated Seller

$269,000

605 W 11th ST, Elgin, TX 78621

MLS #240689324 · Heart of the Pines Real Estate · Laura Munos

4 bd·2 ba·2,100 sqft

Motivated Seller

$225,000

17912 Honey Locust LN, Elgin, TX 78621

MLS #243050502 · Orchard Brokerage · Jacque Maloy

4 bd·2 ba·1,412 sqft

Motivated SellerNew Construction

$275,000

13605 Endless Narrow LN, Elgin, TX 78621

MLS #225524827 · CastleRock Realty, LLC · Ashley Yoder

3 bd·2 ba·1,604 sqft

Quick Move-In

Motivated Seller

$259,999

107 Saranac DR, Elgin, TX 78621

MLS #241672004 · Keller Williams Realty · John Aitkens

3 bd·2 ba·1,539 sqft

Motivated Seller

$199,000

305 Maple LN, Elgin, TX 78621

MLS #244745881 · All City Real Estate Ltd. Co · Valerie Navejas

3 bd·2 ba·1,304 sqft

$285,000

11820 Rush LN, Elgin, TX 78621

MLS #244747208 · Pure Realty · Orlando Solis

3 bd·2 ba·1,296 sqft

Motivated Seller

$259,999

210 LOESCH DR, Elgin, TX 78621

MLS #242223393 · Jeanette Shelby, Realtors · Kelly Koenning

3 bd·2 ba·1,625 sqft

Motivated SellerNew Construction

$279,900

13805 Ryan Range LN, Elgin, TX 78621

MLS #244770024 · New Home Now · Daniel Wilson

4 bd·2 ba·1,694 sqft

Quick Move-In

Motivated SellerNew Construction

$289,900

13809 Ryan Range LN, Elgin, TX 78621

MLS #244771600 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,899 sqft

Quick Move-In

Motivated SellerNew Construction

$291,990

153 Hornet ST, Elgin, TX 78621

MLS #244775974 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 300 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.