Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

Motivated Seller

$448,000

900 County Road 474, Elgin TX 78621

MLS #243992329 · Texas Premier Realty · Nicole Schneider

3 bd·2 ba·2,100 sqft

$465,000

1047 Private Road 3022, Elgin TX 78621

MLS #239836673 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2 ba·1,318 sqft

Price Cut

$497,000

1094 Raintree LN, Elgin TX 78621

MLS #241123259 · Rainey Real Estate · Alexis Graham

4 bd·2.5 ba·2,099 sqft

$499,999

488 County Road 468, Elgin TX 78621

MLS #244735359 · All City Real Estate Ltd. Co · Lydia Sandoval villa

3 bd·2 ba·2,100 sqft

$499,999

260 Dickerson LN, Elgin TX 78621

MLS #244913443 · Serhant Texas, LLC · Russ Cullum

3 bd·2 ba·1,715 sqft

Price Cut

$505,000

1102 N Avenue F Ave, Elgin TX 78621

MLS #243057188 · Jeanette Shelby, Realtors · Kelly Koenning

3 bd·2 ba·2,656 sqft

Price Cut

$512,000

171 N Pin Oak XING, Elgin TX 78621

MLS #234799039 · The Agency Austin, LLC · Christopher Pena

4 bd·2.5 ba·2,204 sqft

Assumable Loan

$525,000

182 Elm Wood DR, Elgin TX 78621

MLS #246483839 · Brodsky Properties · June Mariani

3 bd·2 ba·2,107 sqft

$549,900

123 Zacate ST, Elgin TX 78621

MLS #246309962 · Realty Texas LLC · Amanda Hernandez

4 bd·3 ba·2,400 sqft

$565,000

768 Upper Elgin River RD, Elgin TX 78621

MLS #244939967 · All City Real Estate Ltd. Co · Lyndsay Villa

3 bd·2.5 ba·2,406 sqft

$575,000

596 Pleasant Grove LOOP, Elgin TX 78621

MLS #246591155 · Jeanette Shelby, Realtors · Jeanette Shelby

3 bd·2 ba·1,896 sqft

Price Cut

$599,000

571 Balch RD, Elgin TX 78621

MLS #241394403 · Compass RE Texas, LLC · Taylar Seay

3 bd·2.5 ba·2,120 sqft

Price Cut

$599,900

149 Spanish Oak TRL, Elgin TX 78621

MLS #241684666 · Gullwing Partners LLC · Richard Hernandez

4 bd·2.5 ba·3,191 sqft

$600,000

1035 Brandywine CT, Elgin TX 78621

MLS #233355535 · eXp Realty, LLC · Marysol Armstrong

4 bd·2.5 ba·2,446 sqft

$599,999

310 E 10th ST, Elgin TX 78621

MLS #246567495 · Newfound Real Estate · Jeff Robillard

3 bd·2.5 ba·2,660 sqft

Price Cut

$619,900

123 Meadowood DR, Elgin TX 78621

MLS #240006020 · Coldwell Banker Realty · Julissa Moreno Sandoval

3 bd·2 ba·2,340 sqft

Motivated Seller

$625,000

610 Pleasant Grove RD, Elgin TX 78621

MLS #240169332 · Beycome Brokerage Realty LLC · Steve Koleno

5 bd·3 ba·1,937 sqft

$625,000

134 Elgin Woods LN, Elgin TX 78621

MLS #245873695 · All City Real Estate Ltd. Co · JR Soler

5 bd·3 ba·3,414 sqft

$647,000

109 Elm Wood DR, Elgin TX 78621

MLS #242846683 · Keller Williams Realty · Pam Harkins

4 bd·3 ba·3,054 sqft

$659,000

437 Balch RD, Elgin TX 78621

MLS #243558381 · All City Real Estate Ltd. Co · Christain Conner

3 bd·2 ba·1,528 sqft

$695,000

153 Pleasant Grove RD, Elgin TX 78621

MLS #235206414 · eXp Realty, LLC · Jamie Church

3 bd·2.5 ba·2,592 sqft

$725,000

700 County Road 466, Elgin TX 78621

MLS #240860562 · eXp Realty, LLC · Jill Leberknight

1 bd·1 ba·1,050 sqft

$729,500

928 Upper Elgin River RD, Elgin TX 78621

MLS #244886119 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2.5 ba·2,228 sqft

Price Cut

$749,000

534 Old McDade RD, Elgin TX 78621

MLS #241436221 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·2.5 ba·1,808 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.