Homes Under $1M in Elgin, TX

300 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,450.

Sort

Motivated SellerNew Construction

$303,955

163 Tolo DR, Elgin, TX 78621

MLS #242089497 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

$647,000

109 Elm Wood DR, Elgin, TX 78621

MLS #242846683 · Keller Williams Realty · Pam Harkins

4 bd·3 ba·3,054 sqft

Motivated Seller

$840,000

1843 Fm 969, Elgin, TX 78621

MLS #238000132 · Keller Williams Realty · Victor Torres

3 bd·2 ba·1,951 sqft

$243,000

804 Lavaca LOOP, Elgin, TX 78621

MLS #241670635 · Texas Landera Realty LLC · Patricia Tuffentsamer

3 bd·2 ba·1,379 sqft

Motivated SellerNew Construction

$385,000

25612 Becky Bourn LN, Elgin, TX 78621

MLS #225351672 · CastleRock Realty, LLC · Ashley Yoder

4 bd·4 ba·2,817 sqft

Quick Move-In

Motivated Seller

$265,000

14408 E Gurneys Eagle DR, Elgin, TX 78621

MLS #230645003 · Keller Williams Realty · Pam Harkins

4 bd·2.5 ba·2,084 sqft

$850,000

1601 CR 463 (and CR 465), Elgin, TX 78621

MLS #240844838 · Compass RE Texas, LLC · Megan Behrens

4 bd·2 ba·2,349 sqft

New Construction

$256,900

14701 Wahlbergs WAY, Elgin, TX 78621

MLS #244174619 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

Quick Move-In

New Construction

$265,900

14621 Wahlbergs WAY, Elgin, TX 78621

MLS #244176570 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

Quick Move-In

Motivated Seller

$369,000

421 Las Lomas DR, Elgin, TX 78621

MLS #239331678 · Dash Realty · Tomas Padroni

4 bd·3 ba·2,000 sqft

Price CutNew Construction

$316,900

14408 Wahlbergs WAY, Elgin, TX 78621

MLS #244424225 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

Quick Move-In

Price CutNew Construction

$316,900

14709 Wahlbergs WAY, Elgin, TX 78621

MLS #244424232 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

Quick Move-In

$246,160

191 Cider Creek DR, Elgin, TX 78621

MLS #244424238 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,419 sqft

$179,990

220 Winnowing LN, Elgin, TX 78621

MLS #244424344 · New Home Now · Daniel Wilson

2 bd·2.5 ba·1,072 sqft

$695,000

153 Pleasant Grove RD, Elgin, TX 78621

MLS #235206414 · eXp Realty, LLC · Jamie Church

3 bd·2.5 ba·2,592 sqft

Motivated Seller

$206,000

18420 Cloudmore LN, Elgin, TX 78621

MLS #241463485 · Realty of America, LLC · Zhi Hu

3 bd·2 ba·1,551 sqft

$285,500

208 N Avenue B, Elgin, TX 78621

MLS #243566841 · Texas Legacy Properties · Kenny Goodsell

3 bd·2 ba·1,346 sqft

$340,000

214 Saranac DR, Elgin, TX 78621

MLS #243815915 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2.5 ba·2,403 sqft

Motivated Seller

$240,000

513 N Avenue F, Elgin, TX 78621

MLS #243819296 · Sterling & Associates R.E. · Cecilia Whitley

2 bd·1 ba·1,294 sqft

Motivated SellerNew Construction

$305,999

13705 Backbone LN, Elgin, TX 78621

MLS #244232032 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,314 sqft

Quick Move-In

Motivated Seller

$499,000

171 N Pin Oak XING, Elgin, TX 78621

MLS #234799039 · The Agency Austin, LLC · Christopher Pena

4 bd·2.5 ba·2,204 sqft

$865,000

1854 County Road 464, Elgin, TX 78621

MLS #241545068 · Real Broker, LLC · Heather Witte

3 bd·2.5 ba·2,213 sqft

$269,999

107 Los Cueva RD, Elgin, TX 78621

MLS #235274547 · Flex Group Real Estate · Robert Van Swelm

3 bd·2 ba·1,344 sqft

$340,000

234 Appleberry LN, Elgin, TX 78621

MLS #244111931 · Horizon Realty · Laneigh Hudson

3 bd·2 ba·1,996 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 300 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.