Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

New Construction

$352,999

24116 Stagg ST, Elgin TX 78621

MLS #246572429 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,669 sqft

Quick Move-In

Price CutNew Construction

$353,190

25524 Farmers Crop LN, Elgin TX 78621

MLS #244700231 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·2,336 sqft

Quick Move-In

Price Cut

$355,900

14513 Wahlbergs WAY, Elgin TX 78621

MLS #245670462 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

$357,490

226 Hornet ST, Elgin TX 78621

MLS #242596537 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Price CutNew Construction

$349,990

143 Hornet ST, Elgin TX 78621

MLS #243475146 · HomesUSA.com · Ben Caballero

5 bd·2.5 ba·2,512 sqft

Quick Move-In

Motivated Seller

$364,900

17821 Floribundas, Elgin TX 78621

MLS #244287900 · Rainey Real Estate · Alexis Graham

6 bd·3.5 ba·4,122 sqft

Motivated Seller

$359,990

13413 Barn Chime ST, Elgin TX 78621

MLS #241328538 · DRB Group Realty, LLC · Chaquia Thomas

5 bd·3 ba·2,741 sqft

$365,900

14609 Wahlbergs WAY, Elgin TX 78621

MLS #245340526 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

$365,900

14617 Wahlbergs WAY, Elgin TX 78621

MLS #245340520 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

Price Cut

$369,000

421 Las Lomas DR, Elgin TX 78621

MLS #239331678 · Dash Realty · Tomas Padroni

4 bd·3 ba·2,000 sqft

Motivated Seller

$369,900

118 Camino De Agua, Elgin TX 78621

MLS #244901458 · Crider Realty, LLC · Havilah Crider

3 bd·2.5 ba·1,770 sqft

$375,000

202 Washington ST, Elgin TX 78621

MLS #232869997 · Blue Door Real Estate Group · De Lacey Martin

3 bd·2 ba·1,898 sqft

Price Cut

$379,900

1212 Lake Terrace DR, Elgin TX 78621

MLS #245502859 · Real Estate Executives of Aus · Charles Haas

3 bd·2.5 ba·2,603 sqft

$389,500

18309 Windtree LN, Elgin TX 78621

MLS #246396303 · All City Real Estate Ltd. Co · Valerie Navejas

5 bd·3.5 ba·2,956 sqft

Price CutNew Construction

$385,000

25612 Becky Bourn LN, Elgin TX 78621

MLS #225351672 · CastleRock Realty, LLC · Ashley Yoder

4 bd·4 ba·2,817 sqft

Quick Move-In

$399,500

146 Buena Fortuna RD, Elgin TX 78621

MLS #232538202 · Global Capital Realty, LLC · Lisa Menendez

3 bd·2 ba·1,750 sqft

$399,990

25617 Flora Bella LN, Elgin TX 78621

MLS #242007146 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·3.5 ba·2,533 sqft

Price Cut

$424,900

113 Los Robles RD, Elgin TX 78621

MLS #241341344 · La Casa Realty Group · Jaime Elizalde

3 bd·2 ba·2,200 sqft

Price Cut

$424,900

123 Los Robles RD, Elgin TX 78621

MLS #241342791 · La Casa Realty Group · Jaime Elizalde

3 bd·2 ba·2,200 sqft

Price Cut

$425,000

537 Lower Elgin RD, Elgin TX 78621

MLS #244688052 · eXp Realty, LLC · Tammy Harmon

3 bd·2 ba·1,600 sqft

Price Cut

$425,000

274 Old Austin TRL, Elgin TX 78621

MLS #241352229 · Keller Williams Realty · Brendan Sanford

3 bd·2 ba·1,048 sqft

$439,000

222 Arosa DR, Elgin TX 78621

MLS #237359607 · Keller Williams Realty · Adelina Rotar

3 bd·2 ba·1,725 sqft

Motivated Seller

$424,990

13504 Endless Narrow LN, Elgin TX 78621

MLS #244698318 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2.5 ba·3,047 sqft

$440,000

307 W 4th ST, Elgin TX 78621

MLS #241804483 · Jeanette Shelby, Realtors · Jeanette Shelby

3 bd·2 ba·2,077 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.