Homes Under $1M in Elgin, TX

303 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,000.

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$199,900

220 Amity Bower DR, Elgin, TX 78621

MLS #247707874 · DHS Realty · Brannan Schlittler

3 bd·2 ba·1,069 sqft

$248,990

204 Amity Bower DR, Elgin, TX 78621

MLS #247707875 · DHS Realty · Brannan Schlittler

4 bd·2.5 ba·1,554 sqft

$239,990

208 Amity Bower Drive, Elgin, TX 78621

MLS #247707881 · DHS Realty · Brannan Schlittler

3 bd·2 ba·1,482 sqft

$297,289

224 Amity Bower DR, Elgin, TX 78621

MLS #247707870 · DHS Realty · Brannan Schlittler

4 bd·2.5 ba·2,152 sqft

$285,990

236 Amity Bower DR, Elgin, TX 78621

MLS #247707873 · DHS Realty · Brannan Schlittler

4 bd·2.5 ba·1,832 sqft

$262,289

116 Amity Bower DR, Elgin, TX 78621

MLS #247707882 · DHS Realty · Brannan Schlittler

4 bd·2 ba·1,634 sqft

Price Cut

$270,000

145 Arosa DR, Elgin, TX 78621

MLS #247686886 · All City Real Estate Ltd. Co · Laura Oaks

4 bd·2 ba·1,064 sqft

$530,000

111 Post Oak DR, Elgin, TX 78621

MLS #247667242 · Pure Realty · Anne Weatherby

5 bd·3 ba·3,578 sqft

$765,000

105 Pine Point CV, Elgin, TX 78621

MLS #247648366 · Red Mansions Realty · Lori Rathburn

5 bd·3 ba·3,310 sqft

$749,000

301 County Road 491 RD, Elgin, TX 78621

MLS #247657166 · eXp Realty, LLC · Jaclyn Houghton

3 bd·2 ba·1,480 sqft

Motivated SellerNew Construction

$321,999

24112 Stagg ST, Elgin, TX 78621

MLS #247660597 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,314 sqft

Quick Move-In

$214,900

113 Hays Forest CV, Elgin, TX 78621

MLS #247594421 · Entera Realty LLC · Penny Gail Watson

3 bd·2.5 ba·1,738 sqft

Price CutNew Construction

$294,905

189 Tolo DR, Elgin, TX 78621

MLS #247594422 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,587 sqft

Quick Move-In

Price CutNew Construction

$342,785

193 Tolo DR, Elgin, TX 78621

MLS #247596375 · HomesUSA.com · Ben Caballero

3 bd·3 ba·2,439 sqft

Quick Move-In

Motivated SellerNew Construction

$306,499

23720 Grackle CV, Elgin, TX 78621

MLS #247596385 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,288 sqft

Quick Move-In

$199,000

150 Wayside DR, Elgin, TX 78621

MLS #247597981 · Jeanette Shelby, Realtors · Kelly Koenning

4 bd·2 ba·1,344 sqft

Motivated SellerNew Construction

$283,999

23725 Misted Grass DR, Elgin, TX 78621

MLS #247564177 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·1,802 sqft

Quick Move-In

Price Cut

$273,800

18517 Spotted Eagle LN, Elgin, TX 78621

MLS #247566736 · BVP Realty · Rocio Velazquez

3 bd·2.5 ba·1,960 sqft

Motivated SellerNew Construction

$258,999

23904 Stagg ST, Elgin, TX 78621

MLS #247527322 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,891 sqft

Quick Move-In

New Construction

$347,990

25560 Farmers Crop LN, Elgin, TX 78621

MLS #247531714 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·3 ba·2,257 sqft

Quick Move-In

New Construction

$305,990

25548 Farmers Crop LN, Elgin, TX 78621

MLS #247534235 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,680 sqft

Quick Move-In

New Construction

$312,990

25520 Timber Drop LN, Elgin, TX 78621

MLS #247534254 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,780 sqft

Quick Move-In

$400,000

2709 County Road 463, Elgin, TX 78621

MLS #247472546 · Coldwell Banker Realty · Melisa Longoria

5 bd·3 ba·2,041 sqft

$315,000

1206 Lake Terrace DR, Elgin, TX 78621

MLS #247477541 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2 ba·1,525 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 303 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.