Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

Motivated SellerNew Construction

$249,900

13717 Ryan Range LN, Elgin TX 78621

MLS #238198730 · New Home Now · Daniel Wilson

3 bd·2 ba·1,372 sqft

Quick Move-In

$249,900

18616 Speculator LN, Elgin TX 78621

MLS #245625063 · Compass RE Texas, LLC · Nicholas Easley

4 bd·2 ba·1,794 sqft

$249,900

14404 Wahlbergs WAY, Elgin TX 78621

MLS #245333764 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

$249,979

322 McClendon DR, Elgin TX 78621

MLS #245102491 · Robles Real Estate · Josue Robles

4 bd·2 ba·1,469 sqft

Motivated Seller

$250,000

12816 Wooly Bucket CV, Elgin TX 78621

MLS #244042715 · Opendoor Brokerage, LLC · Amber Broadway

3 bd·2 ba·1,704 sqft

Price CutNew Construction

$246,999

13324 PAINTED NIGHT RD, Elgin TX 78621

MLS #244870456 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

Price CutNew Construction

$249,990

164 Hornet ST, Elgin TX 78621

MLS #245882847 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,388 sqft

Quick Move-In

New Construction

$249,990

25524 Flora Bella LN, Elgin TX 78621

MLS #244820851 · Chesmar Homes · Katie Craig

3 bd·2 ba·1,470 sqft

Quick Move-In

New Construction

$249,990

13804 Ryan Range LN, Elgin TX 78621

MLS #244406816 · Chesmar Homes · Katie Craig

3 bd·2 ba·1,470 sqft

Quick Move-In

New Construction

$249,990

13709 Ryan Range LN, Elgin TX 78621

MLS #245645426 · Chesmar Homes · Katie Craig

3 bd·2 ba·1,344 sqft

Quick Move-In

New Construction

$249,999

23800 Glowing Embers DR, Elgin TX 78621

MLS #245309741 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

New Construction

$249,990

13808 Ryan Range LN, Elgin TX 78621

MLS #244806167 · Chesmar Homes · Katie Craig

3 bd·2 ba·1,344 sqft

Quick Move-In

$249,999

18320 Rock Sage CV, Elgin TX 78621

MLS #238168947 · University Realty · Philip Salem

4 bd·2 ba·1,561 sqft

Price Cut

$252,000

100 Antietam TRL, Elgin TX 78621

MLS #240670176 · Orchard Brokerage · David Montalvo

3 bd·2 ba·2,000 sqft

Motivated SellerNew Construction

$251,999

13312 PAINTED NIGHT RD, Elgin TX 78621

MLS #245063235 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,173 sqft

Quick Move-In

Price CutNew Construction

$251,999

23608 SKYROCKET ST, Elgin TX 78621

MLS #246627136 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

Price CutNew Construction

$251,999

23600 SKYROCKET ST, Elgin TX 78621

MLS #246627134 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

$255,000

101 Gillespie LN, Elgin TX 78621

MLS #246438334 · Opendoor Brokerage, LLC · Amber Broadway

4 bd·2.5 ba·2,102 sqft

$255,900

14517 Wahlbergs WAY, Elgin TX 78621

MLS #245662826 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

$255,900

14621 Wahlbergs WAY, Elgin TX 78621

MLS #244176570 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

$255,900

14701 Wahlbergs WAY, Elgin TX 78621

MLS #244174619 · LGI Homes · Dale Hill

3 bd·2 ba·1,076 sqft

Price Cut

$256,290

108 Eagle Valley DR, Elgin TX 78621

MLS #244592649 · ERA Experts · Matt Menard

3 bd·2 ba·1,576 sqft

Price CutNew Construction

$253,999

13317 PAINTED NIGHT RD, Elgin TX 78621

MLS #246627082 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

$257,000

12929 Waynespur LN, Elgin TX 78621

MLS #241114807 · La Casa Realty Group · Alma Hernandez

5 bd·2.5 ba·2,632 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.