Homes Under $1M in Elgin, TX

303 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,000.

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$149,000

14011 Mussel RUN, Elgin, TX 78621

MLS #246851542 · University Realty · Philip Salem

2 bd·1 ba·950 sqft

Motivated SellerNew Construction

$235,749

23612 SKYROCKET ST, Elgin, TX 78621

MLS #246869072 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

Motivated SellerNew Construction

$267,999

23716 Glowing Embers DR, Elgin, TX 78621

MLS #246870081 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,162 sqft

Quick Move-In

Motivated SellerNew Construction

$281,499

23737 Misted Grass DR, Elgin, TX 78621

MLS #246870085 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·1,795 sqft

Quick Move-In

$459,990

109 Elgin Woods LN, Elgin, TX 78621

MLS #246833543 · SpecTower Realty Group · Sam Sheikh

3 bd·2 ba·1,498 sqft

$975,000

1701 County Road 466, Elgin, TX 78621

MLS #246837745 · LPT Realty, LLC · Stephen Scott

4 bd·2.5 ba·2,200 sqft

Price Cut

$238,000

13021 Maidenhair TRL, Elgin, TX 78621

MLS #246807158 · All City Real Estate Ltd. Co · Laura Gutierrez

4 bd·2.5 ba·1,748 sqft

Price Cut

$226,500

13100 Winecup Mallow TRL, Elgin, TX 78621

MLS #246804098 · TurnKey Ranch Real Estate, LLC · Natalie Hammond

2 bd·2 ba·1,194 sqft

$329,990

13433 Muny PKWY, Elgin, TX 78621

MLS #246797550 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·2,140 sqft

Price Cut

$289,990

13708 Tucker Hedge PASS, Elgin, TX 78621

MLS #246723942 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,660 sqft

Price Cut

$644,000

446 Roemer RD, Elgin, TX 78621

MLS #246691580 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·2.5 ba·2,096 sqft

Motivated SellerNew Construction

$223,249

13301 PAINTED NIGHT RD, Elgin, TX 78621

MLS #246627081 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

Motivated SellerNew Construction

$239,999

23600 SKYROCKET ST, Elgin, TX 78621

MLS #246627134 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

Motivated SellerNew Construction

$222,249

23608 SKYROCKET ST, Elgin, TX 78621

MLS #246627136 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

Price CutNew Construction

$340,450

244 Bendecido LOOP, Elgin, TX 78621

MLS #246606869 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

$315,000

499 Hidden Oaks DR, Elgin, TX 78621

MLS #246608547 · Watters International Realty · Chris Watters

3 bd·2 ba·1,296 sqft

Price CutNew Construction

$338,445

238 Bendecido LOOP, Elgin, TX 78621

MLS #246608550 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

Price Cut

$309,900

386 Hidden Oaks LN, Elgin, TX 78621

MLS #246616566 · REALHome Services & Solutions · Lori Brown

3 bd·2 ba·2,663 sqft

Price Cut

$825,000

3060 Fm 1704, Elgin, TX 78621

MLS #246588305 · Realty One Group Prosper · Crystal Taylor

4 bd·3 ba·2,908 sqft

$575,000

596 Pleasant Grove LOOP, Elgin, TX 78621

MLS #246591155 · Jeanette Shelby, Realtors · Jeanette Shelby

3 bd·2 ba·1,896 sqft

$269,900

401 Bandara Woods BLVD, Elgin, TX 78621

MLS #246599481 · Buono & Associates · James Buono

3 bd·2 ba·1,665 sqft

Price Cut

$589,999

310 E 10th ST, Elgin, TX 78621

MLS #246567495 · Newfound Real Estate · Jeff Robillard

3 bd·2.5 ba·2,660 sqft

Motivated SellerNew Construction

$338,999

24116 Stagg ST, Elgin, TX 78621

MLS #246572429 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,669 sqft

Quick Move-In

Fixer-Upper

$295,000

172 Coppers WAY, Elgin, TX 78621

MLS #246538324 · Sterling & Associates R.E. · Cecilia Whitley

4 bd·3 ba·2,119 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 303 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.