Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

Price Cut

$289,000

19300 Bear Grass DR, Elgin TX 78621

MLS #243565109 · Compass RE Texas, LLC · Julia Fitch

3 bd·2.5 ba·1,859 sqft

Price CutNew Construction

$289,990

145 Hornet ST, Elgin TX 78621

MLS #244775961 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

Price CutNew Construction

$292,499

23516 Skyrocket ST, Elgin TX 78621

MLS #245309739 · Keller Williams City-View · Christopher Marti

4 bd·3.5 ba·2,149 sqft

Quick Move-In

New Construction

$294,660

117 Eagle Valley DR, Elgin TX 78621

MLS #245949300 · ERA Experts · Matt Menard

4 bd·2 ba·1,776 sqft

Quick Move-In

Price CutNew Construction

$294,900

25536 Flora Bella LN, Elgin TX 78621

MLS #238399931 · New Home Now · Daniel Wilson

3 bd·2 ba·1,582 sqft

Quick Move-In

Motivated Seller

$295,000

255 Spirit ST, Elgin TX 78621

MLS #245881147 · Noble Smith Realty · Noble Smith

3 bd·2 ba·1,288 sqft

Price Cut

$295,500

17705 Mahonia LN, Elgin TX 78621

MLS #239679270 · RE/MAX Bastrop Area · Debra Wolverton

4 bd·2.5 ba·2,632 sqft

Fixer-Upper

$297,900

172 Coppers WAY, Elgin TX 78621

MLS #246538324 · Sterling & Associates R.E. · Cecilia Whitley

4 bd·3 ba·2,119 sqft

Motivated Seller

$280,000

302 E Brenham ST, Elgin TX 78621

MLS #242773797 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·2 ba·1,326 sqft

$298,990

191 Hornet ST, Elgin TX 78621

MLS #245319967 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Price Cut

$299,500

605 W 11th ST, Elgin TX 78621

MLS #240689324 · Heart of the Pines Real Estate · Laura Munos

4 bd·2 ba·2,100 sqft

Price Cut

$360,000

114 Pleasant Grove LOOP, Elgin TX 78621

MLS #245943141 · Rustic Oak Real Estate · Lacy Brown

4 bd·2 ba·1,736 sqft

Price Cut

$675,000

1600 County Road 465, Elgin TX 78621

MLS #235311289 · Jorgenson Real Estate · Gabe Etzel

3 bd·2 ba·2,128 sqft

$379,900

1039 Trailside DR, Elgin TX 78621

MLS #246199323 · All City Real Estate Ltd. Co · Adela Hernandez

3 bd·2 ba·1,248 sqft

$294,900

110 Arosa DR, Elgin TX 78621

MLS #246229216 · Redbird Realty LLC · Claudia Priess

4 bd·2 ba·1,536 sqft

$649,000

446 Roemer RD, Elgin TX 78621

MLS #246691580 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·2.5 ba·2,096 sqft

$325,000

647 Hidden Oaks DR, Elgin TX 78621

MLS #246371306 · Real Estate Executives of Aus · Charles Haas

2 bd·1 ba·1,650 sqft

$525,000

155 Hidden Oaks LOOP, Elgin TX 78621

MLS #245526634 · Watters International Realty · Chris Watters

3 bd·2 ba·1,950 sqft

$240,000

13021 Maidenhair TRL, Elgin TX 78621

MLS #246807158 · All City Real Estate Ltd. Co · Laura Gutierrez

4 bd·2.5 ba·1,748 sqft

$228,500

13100 Winecup Mallow TRL, Elgin TX 78621

MLS #246804098 · TurnKey Ranch Real Estate, LLC · Natalie Hammond

2 bd·2 ba·1,194 sqft

$329,990

13433 Muny PKWY, Elgin TX 78621

MLS #246797550 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·2,140 sqft

$219,900

18421 Crestwind CV, Elgin TX 78621

MLS #246767591 · All City Real Estate Ltd. Co · Dat Le

4 bd·2 ba·1,953 sqft

$975,000

1701 County Road 466, Elgin TX 78621

MLS #246837745 · LPT Realty, LLC · Stephen Scott

4 bd·2.5 ba·2,200 sqft

New Construction

$254,999

23612 SKYROCKET ST, Elgin TX 78621

MLS #246869072 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,600 sqft

Quick Move-In

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.