Homes Under $1M in Elgin, TX

303 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,000.

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Price Cut

$325,000

664 Hidden Oaks DR, Elgin, TX 78621

MLS #246522594 · All City Real Estate Ltd. Co · Jacki Short

3 bd·2 ba·1,232 sqft

Motivated SellerNew Construction

$284,999

23733 Misted Grass DR, Elgin, TX 78621

MLS #246508039 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·1,802 sqft

Quick Move-In

Motivated Seller

$242,000

101 Gillespie LN, Elgin, TX 78621

MLS #246438334 · Opendoor Brokerage, LLC · Amber Broadway

4 bd·2.5 ba·2,102 sqft

Price Cut

$369,900

18309 Windtree LN, Elgin, TX 78621

MLS #246396303 · All City Real Estate Ltd. Co · Valerie Navejas

5 bd·3.5 ba·2,956 sqft

Motivated Seller

$325,000

647 Hidden Oaks DR, Elgin, TX 78621

MLS #246371306 · Real Estate Executives of Aus · Charles Haas

2 bd·1 ba·1,650 sqft

Motivated Seller

$520,000

123 Zacate ST, Elgin, TX 78621

MLS #246309962 · Realty Texas LLC · Amanda Hernandez

4 bd·3 ba·2,400 sqft

Price Cut

$312,000

724 Lavaca LOOP, Elgin, TX 78621

MLS #246291351 · Capital Coast Realty, LLC · Jason Tatum

4 bd·3 ba·2,334 sqft

Price CutNew Construction

$276,900

14505 Wahlbergs WAY, Elgin, TX 78621

MLS #246253657 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

Price Cut

$269,069

14505 Sage Bloom LN, Elgin, TX 78621

MLS #246262703 · ERA Experts · Kent Zarbock

3 bd·2.5 ba·1,826 sqft

Motivated SellerNew Construction

$211,249

13305 PAINTED NIGHT RD, Elgin, TX 78621

MLS #246223796 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,402 sqft

Quick Move-In

$379,900

1039 Trailside DR, Elgin, TX 78621

MLS #246199323 · All City Real Estate Ltd. Co · Adela Hernandez

3 bd·2 ba·1,248 sqft

Price Cut

$285,000

215 Lake Placid RUN, Elgin, TX 78621

MLS #246167495 · Bramlett Partners · Kaila Pucci

4 bd·2.5 ba·1,760 sqft

Motivated Seller

$325,000

109 Pine Cone LN, Elgin, TX 78621

MLS #246101658 · Jeanette Shelby, Realtors · Kelly Folse

3 bd·2.5 ba·1,683 sqft

New Construction

$234,905

332 Bendecido LOOP, Elgin, TX 78621

MLS #234350538 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,113 sqft

Quick Move-In

New Construction

$310,470

101 Eagle Valley DR, Elgin, TX 78621

MLS #245993885 · ERA Experts · Matt Menard

4 bd·2.5 ba·2,070 sqft

Quick Move-In

New Construction

$285,900

14525 Wahlbergs WAY, Elgin, TX 78621

MLS #246008228 · LGI Homes · Dale Hill

3 bd·2.5 ba·1,580 sqft

Quick Move-In

Motivated SellerNew Construction

$225,999

23724 Glowing Embers DR, Elgin, TX 78621

MLS #246008232 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

$344,990

13521 Wandering Rhett DR, Elgin, TX 78621

MLS #245982234 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,850 sqft

Motivated Seller

$340,000

114 Pleasant Grove LOOP, Elgin, TX 78621

MLS #245943141 · Rustic Oak Real Estate · Lacy Brown

4 bd·2 ba·1,736 sqft

$330,000

130 Los Arcos RD, Elgin, TX 78621

MLS #245939222 · Stanberry REALTORS · Jaziel Castro

7 bd·4 ba·1,558 sqft

Motivated Seller

$285,000

255 Spirit ST, Elgin, TX 78621

MLS #245881147 · Coldwell Banker Realty · Noble Smith

3 bd·2 ba·1,288 sqft

Motivated SellerNew Construction

$285,990

160 Hornet ST, Elgin, TX 78621

MLS #245882839 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

Price CutNew Construction

$249,990

164 Hornet ST, Elgin, TX 78621

MLS #245882847 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,388 sqft

Quick Move-In

Price Cut

$280,000

113 Bexar Forest CV, Elgin, TX 78621

MLS #245743484 · Jeanette Shelby, Realtors · Pedro Bega

3 bd·2.5 ba·2,214 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 303 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.