Homes Under $1M in Elgin, TX

301 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,450.

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New Construction

$278,900

14601 Wahlbergs WAY, Elgin, TX 78621

MLS #245338733 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

New Construction

$286,900

14500 Wahlbergs WAY, Elgin, TX 78621

MLS #245338737 · LGI Homes · Dale Hill

3 bd·2.5 ba·1,580 sqft

Quick Move-In

New Construction

$285,900

14612 Wahlbergs WAY, Elgin, TX 78621

MLS #245338743 · LGI Homes · Dale Hill

3 bd·2.5 ba·1,580 sqft

Quick Move-In

New Construction

$285,900

14512 Wahlbergs WAY, Elgin, TX 78621

MLS #245338746 · LGI Homes · Dale Hill

3 bd·2.5 ba·1,580 sqft

Quick Move-In

New Construction

$365,900

14617 Wahlbergs WAY, Elgin, TX 78621

MLS #245340520 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

Quick Move-In

New Construction

$365,900

14609 Wahlbergs WAY, Elgin, TX 78621

MLS #245340526 · LGI Homes · Dale Hill

5 bd·3.5 ba·2,470 sqft

Quick Move-In

New Construction

$265,900

14704 Wahlbergs WAY, Elgin, TX 78621

MLS #245341932 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

Motivated SellerNew Construction

$333,999

24113 Stagg ST, Elgin, TX 78621

MLS #245347014 · Keller Williams City-View · Christopher Marti

5 bd·4 ba·2,958 sqft

Quick Move-In

Motivated SellerNew Construction

$323,990

187 Hornet ST, Elgin, TX 78621

MLS #245319968 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

Quick Move-In

Motivated SellerNew Construction

$292,990

191 Hornet ST, Elgin, TX 78621

MLS #245319967 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Quick Move-In

Motivated SellerNew Construction

$337,990

205 Hornet ST, Elgin, TX 78621

MLS #245321257 · HomesUSA.com · Ben Caballero

4 bd·3.5 ba·2,470 sqft

Quick Move-In

Motivated SellerNew Construction

$336,990

207 Hornet ST, Elgin, TX 78621

MLS #245321261 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Quick Move-In

Motivated SellerNew Construction

$292,990

211 Hornet ST, Elgin, TX 78621

MLS #245321262 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Quick Move-In

Motivated SellerNew Construction

$336,990

215 Hornet ST, Elgin, TX 78621

MLS #245321265 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Quick Move-In

New Construction

$314,990

177 Hornet ST, Elgin, TX 78621

MLS #245306137 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,025 sqft

Quick Move-In

Price Cut

$450,000

1047 Private Road 3022, Elgin, TX 78621

MLS #239836673 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2 ba·1,318 sqft

Price CutNew Construction

$271,990

181 Hornet ST, Elgin, TX 78621

MLS #245306937 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,283 sqft

Quick Move-In

Motivated SellerNew Construction

$341,990

185 Hornet ST, Elgin, TX 78621

MLS #245307964 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Quick Move-In

Motivated SellerNew Construction

$287,499

23516 Skyrocket ST, Elgin, TX 78621

MLS #245309739 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,149 sqft

Quick Move-In

New Construction

$307,490

171 Hornet ST, Elgin, TX 78621

MLS #245277548 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

Quick Move-In

New Construction

$349,990

175 Hornet ST, Elgin, TX 78621

MLS #245278889 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Quick Move-In

Motivated Seller

$276,500

1133 N Avenue C, Elgin, TX 78621

MLS #245184506 · All City Real Estate Ltd. Co · Valerie Navejas

4 bd·3 ba·1,901 sqft

Price Cut

$251,201

14513 Sage Bloom LN, Elgin, TX 78621

MLS #245186261 · ERA Experts · Kent Zarbock

3 bd·2.5 ba·1,605 sqft

Motivated Seller

$905,000

197 Elm Wood DR, Elgin, TX 78621

MLS #245137764 · Twelve Rivers Realty · Edward Flores

4 bd·4 ba·4,036 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 301 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.