Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

$301,240

14505 Sage Bloom LN, Elgin TX 78621

MLS #246262703 · ERA Experts · Kent Zarbock

3 bd·2.5 ba·1,826 sqft

$301,615

14600 Sage Bloom LN, Elgin TX 78621

MLS #245180705 · ERA Experts · Kent Zarbock

3 bd·2.5 ba·1,826 sqft

Price CutNew Construction

$303,335

153 Hornet ST, Elgin TX 78621

MLS #244775974 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

New Construction

$304,999

23624 Skyrocket ST, Elgin TX 78621

MLS #246460293 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,288 sqft

Quick Move-In

Price Cut

$305,390

408 Sullivan WAY, Elgin TX 78621

MLS #232829386 · ERA Experts · Matt Menard

4 bd·2 ba·1,924 sqft

New Construction

$305,499

23713 Glowing Embers DR, Elgin TX 78621

MLS #240663281 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,210 sqft

Quick Move-In

$307,490

171 Hornet ST, Elgin TX 78621

MLS #245277548 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,648 sqft

$309,000

158 Gullivers DR, Elgin TX 78621

MLS #243510792 · Keller Williams Realty · Stephanie Sharp

3 bd·2 ba·1,567 sqft

Motivated Seller

$299,900

107 Jim Dandy DR, Elgin TX 78621

MLS #244124492 · Lori Haring Realty · Detra Klaus

3 bd·2 ba·1,476 sqft

$310,250

126 Cider Creek DR, Elgin TX 78621

MLS #244291673 · New Home Now · Daniel Wilson

4 bd·2.5 ba·2,107 sqft

Price CutNew Construction

$308,990

103 Two Bits, Elgin TX 78621

MLS #243762652 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,698 sqft

Quick Move-In

New Construction

$310,470

101 Eagle Valley DR, Elgin TX 78621

MLS #245993885 · ERA Experts · Matt Menard

4 bd·3 ba·2,070 sqft

Quick Move-In

New Construction

$313,999

24109 Stagg ST, Elgin TX 78621

MLS #244918256 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,157 sqft

Quick Move-In

Price CutNew Construction

$309,990

138 Hornet ST, Elgin TX 78621

MLS #243755697 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,698 sqft

Quick Move-In

$312,990

206 Hornet ST, Elgin TX 78621

MLS #242254461 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,025 sqft

$314,789

341 Sullivan WAY, Elgin TX 78621

MLS #234979649 · ERA Experts · Matt Menard

4 bd·3 ba·2,029 sqft

$314,990

223 Hornet ST, Elgin TX 78621

MLS #242254061 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,025 sqft

$314,990

195 Hornet ST, Elgin TX 78621

MLS #245319976 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,025 sqft

$314,990

177 Hornet ST, Elgin TX 78621

MLS #245306137 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,025 sqft

$315,000

499 Hidden Oaks DR, Elgin TX 78621

MLS #246608547 · Watters International Realty · Chris Watters

3 bd·2 ba·1,296 sqft

Price Cut

$315,900

14408 Wahlbergs WAY, Elgin TX 78621

MLS #244424225 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

Price CutNew Construction

$315,990

25521 Farmers Crop LN, Elgin TX 78621

MLS #244030793 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,780 sqft

Quick Move-In

$317,000

724 Lavaca LOOP, Elgin TX 78621

MLS #246291351 · Capital Coast Realty, LLC · Jason Tatum

4 bd·3 ba·2,334 sqft

$318,900

14405 Bonellis PASS, Elgin TX 78621

MLS #245670458 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.