Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

$318,900

14709 Wahlbergs WAY, Elgin TX 78621

MLS #244424232 · LGI Homes · Dale Hill

4 bd·2.5 ba·1,924 sqft

$320,000

14513 Booted Eagle PASS, Elgin TX 78621

MLS #240005252 · JPAR Round Rock · Sarah Jacobs

4 bd·2.5 ba·2,566 sqft

New Construction

$323,840

165 Tolo DR, Elgin TX 78621

MLS #245568209 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,003 sqft

Quick Move-In

$323,990

190 Hornet ST, Elgin TX 78621

MLS #240708495 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

New Construction

$324,970

156 Hornet ST, Elgin TX 78621

MLS #245599030 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

$325,000

305 Tolo DR, Elgin TX 78621

MLS #241212844 · Noble Smith Realty · Noble Smith

4 bd·3 ba·2,179 sqft

$325,000

148 Hidalgo LN, Elgin TX 78621

MLS #242859459 · Comfort Realty LLC · Tiffany Miles

4 bd·2.5 ba·2,399 sqft

Price CutNew Construction

$318,990

106 Hornet ST, Elgin TX 78621

MLS #237910130 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·1,805 sqft

Quick Move-In

$325,990

180 Hornet ST, Elgin TX 78621

MLS #240707188 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

Price Cut

$326,490

13805 Ryan Range LN, Elgin TX 78621

MLS #244770024 · New Home Now · Daniel Wilson

4 bd·2 ba·1,694 sqft

Motivated SellerNew Construction

$319,990

163 Tolo DR, Elgin TX 78621

MLS #242089497 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

New Construction

$327,355

113 Two Bits, Elgin TX 78621

MLS #245578288 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

$327,990

220 Hornet ST, Elgin TX 78621

MLS #242254049 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

Price CutNew Construction

$324,990

155 Hornet ST, Elgin TX 78621

MLS #245726896 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,003 sqft

Quick Move-In

$328,990

197 Hornet ST, Elgin TX 78621

MLS #245321258 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

$328,990

210 Hornet ST, Elgin TX 78621

MLS #242254066 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

Price CutNew Construction

$329,900

13801 Ryan Range LN, Elgin TX 78621

MLS #238400833 · New Home Now · Daniel Wilson

4 bd·3.5 ba·2,223 sqft

Quick Move-In

$329,990

13424 Barn Chime ST, Elgin TX 78621

MLS #245361341 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2.5 ba·2,596 sqft

$329,990

13504 Barn Chime ST, Elgin TX 78621

MLS #241327669 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2.5 ba·2,252 sqft

$329,990

187 Hornet ST, Elgin TX 78621

MLS #245319968 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,299 sqft

$330,000

109 Pine Cone LN, Elgin TX 78621

MLS #246101658 · Jeanette Shelby, Realtors · Kelly Folse

3 bd·2.5 ba·1,683 sqft

$330,000

176 Lacy DR, Elgin TX 78621

MLS #234264814 · Keller Williams Realty · Emilia Montalvo

3 bd·2 ba·1,632 sqft

$332,790

13809 Ryan Range LN, Elgin TX 78621

MLS #244771600 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,899 sqft

Price Cut

$333,000

122 Dodd Preston RD, Elgin TX 78621

MLS #244654451 · Keller Williams Realty · Pam Harkins

4 bd·2 ba·1,708 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.