Homes Under $1M in Elgin, TX

301 active homes under $1m in Elgin, TX · The median list price in Elgin is $289,450.

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$344,999

104 Bill ST, Elgin, TX 78621

MLS #245129270 · Realty of America, LLC · Sol Nieves

3 bd·2 ba·1,660 sqft

Motivated SellerPossibly Assumable

$425,000

274 Old Austin TRL, Elgin, TX 78621

MLS #241352229 · Keller Williams Realty · Brendan Sanford

3 bd·2 ba·1,048 sqft

Motivated Seller

$232,000

14000 John Aregood PASS, Elgin, TX 78621

MLS #235106014 · Dash Realty · Janin Dispo

3 bd·2 ba·1,347 sqft

$220,000

13508 Sierra Wind LN, Elgin, TX 78621

MLS #245020657 · Keller Williams Realty · Clay Byrne

3 bd·2 ba·1,302 sqft

Price CutNew Construction

$276,900

14705 Wahlbergs WAY, Elgin, TX 78621

MLS #243463932 · LGI Homes · Dale Hill

3 bd·2 ba·1,305 sqft

Quick Move-In

Motivated Seller

$227,900

12317 Token TRL, Elgin, TX 78621

MLS #244956886 · ERA Experts · Ryan Powell

3 bd·2 ba·1,299 sqft

Motivated SellerPossibly Assumable

$224,999

504 W 2nd ST, Elgin, TX 78621

MLS #226330641 · Keller Williams - Lake Travis · Carol Saxenian

2 bd·1 ba·1,054 sqft

Motivated SellerNew Construction

$199,990

179 Cider Creek DR, Elgin, TX 78621

MLS #231411064 · New Home Now · Daniel Wilson

2 bd·2 ba·1,105 sqft

Quick Move-In

Motivated SellerPossibly Assumable

$625,000

610 Pleasant Grove RD, Elgin, TX 78621

MLS #240169332 · Beycome Brokerage Realty LLC · Steve Koleno

5 bd·3 ba·1,937 sqft

$399,500

146 Buena Fortuna RD, Elgin, TX 78621

MLS #232538202 · Realty One Group Prosper · Lisa Menendez

3 bd·2 ba·1,750 sqft

Motivated Seller

$230,000

519 S Martin Luther King Jr BLVD, Elgin, TX 78621

MLS #222986664 · Rainey Real Estate · Sheila Cates

3 bd·1 ba·864 sqft

Motivated SellerPossibly AssumableNew Construction

$305,499

23713 Glowing Embers DR, Elgin, TX 78621

MLS #240663281 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,210 sqft

Quick Move-In

Motivated SellerNew Construction

$299,990

106 Hornet ST, Elgin, TX 78621

MLS #237910130 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·1,805 sqft

Quick Move-In

Possibly Assumable

$795,000

681 County Road 474, Elgin, TX 78621

MLS #231559379 · LPT Realty LLC - Ascend Group · Gabriel Bramlette

3 bd·2 ba·1,681 sqft

Motivated Seller

$350,000

109 Wayside DR, Elgin, TX 78621

MLS #242411253 · Keller Williams Realty · Jan Lee

3 bd·2 ba·2,029 sqft

Motivated SellerNew Construction

$346,490

226 Hornet ST, Elgin, TX 78621

MLS #242596537 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Quick Move-In

Motivated Seller

$435,000

307 W 4th ST, Elgin, TX 78621

MLS #241804483 · Jeanette Shelby, Realtors · Jeanette Shelby

3 bd·2 ba·2,077 sqft

New Construction

$274,990

214 Hornet ST, Elgin, TX 78621

MLS #242229020 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,283 sqft

Quick Move-In

$247,270

175 Cider Creek DR, Elgin, TX 78621

MLS #243010344 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,501 sqft

$234,160

181 Cider Creek DR, Elgin, TX 78621

MLS #243010349 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,419 sqft

$259,270

187 Cider Creek DR, Elgin, TX 78621

MLS #243015408 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,501 sqft

Motivated SellerPossibly AssumableNew Construction

$246,999

13417 TRUMPET CREEPER DR, Elgin, TX 78621

MLS #239783631 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

Motivated SellerPossibly Assumable

$299,000

148 Hidalgo LN, Elgin, TX 78621

MLS #242859459 · Comfort Realty LLC · Tiffany Miles

4 bd·2.5 ba·2,399 sqft

Motivated Seller

$254,000

304 S Main ST, Elgin, TX 78621

MLS #236482468 · Coldwell Banker Realty · Sharon Carroll

3 bd·2 ba·1,510 sqft

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 301 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.