Homes Under $400K in Georgetown, TX

440 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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$315,000

214 Hobby ST, Georgetown TX 78633

MLS #245433279 · Keller Williams Realty Lone St · Carol Foutz

2 bd·2 ba·1,481 sqft

$339,900

2215 McCombs ST, Georgetown TX 78626

MLS #245386665 · RE/MAX Fine Properties · Hope Teel

4 bd·2.5 ba·2,502 sqft

Motivated Seller

$399,990

605 Meadowbrook DR, Georgetown TX 78628

MLS #245383791 · The Seely Group LLC · Amy Seely

4 bd·2 ba·2,410 sqft

Price Cut

$400,000

133 Vinca Minor CV, Georgetown TX 78626

MLS #245359983 · eXp Realty, LLC · Tucker Cummings

5 bd·3.5 ba·2,980 sqft

$389,900

1100 View DR, Georgetown TX 78628

MLS #245364421 · KWLS - T. Kerr Property Group · Tanya Kerr

4 bd·3 ba·2,037 sqft

Price Cut

$382,500

113 Village Park DR, Georgetown TX 78633

MLS #245364433 · Century 21 Stribling Properties · Julie Anderson

3 bd·2 ba·1,772 sqft

Motivated Seller

$389,900

221 Indian Shoal DR, Georgetown TX 78628

MLS #245366009 · Bramlett Partners · Becky Welch

4 bd·3 ba·2,662 sqft

Motivated Seller

$259,000

125 Dickens CIR, Georgetown TX 78633

MLS #245369045 · Coldwell Banker Apex · Avalon Sanchez

2 bd·2 ba·1,426 sqft

Price Cut

$378,500

425 Conchillos DR, Georgetown TX 78626

MLS #245292664 · Pure Realty · Claudia Talamantez

3 bd·2 ba·1,709 sqft

Motivated Seller

$275,000

311 Deer Meadow CIR, Georgetown TX 78633

MLS #245297537 · United Country/East Texas Real Estate & Auction · Rebecca Chapa

3 bd·2 ba·2,072 sqft

Price Cut

$353,215

584 Gus LOOP, Georgetown TX 78626

MLS #245262751 · The Graham Team · Desmond Graham

4 bd·2 ba·1,666 sqft

Price Cut

$371,590

580 Gus LOOP, Georgetown TX 78626

MLS #245262754 · The Graham Team · Desmond Graham

4 bd·3 ba·1,854 sqft

Motivated Seller

$299,990

552 Gus LOOP, Georgetown TX 78626

MLS #245262757 · The Graham Team · Desmond Graham

3 bd·2 ba·1,473 sqft

Assumable Loan

$379,000

116 Hares Foot CV, Georgetown TX 78626

MLS #245227987 · Realty Texas LLC · Oksana West

3 bd·2.5 ba·2,121 sqft

Price Cut

$159,995

3009 Whisper Oaks LN #C, Georgetown TX 78628

MLS #245220793 · Compass RE Texas, LLC · Darrell Brew

2 bd·1.5 ba·928 sqft

Price Cut

$390,000

2309 Western View DR, Georgetown TX 78626

MLS #245163802 · Bolanos Realty · Cindy Garcia

3 bd·2 ba·1,904 sqft

Price Cut

$369,900

302 N Carriage Hills DR, Georgetown TX 78626

MLS #245173417 · Sky Realty · Kirk Mancill

3 bd·2 ba·2,095 sqft

Price Cut

$370,000

102 Yosemite RD, Georgetown TX 78633

MLS #245175161 · The Stacy Group, LLC · Charlotte Hohensee

2 bd·2 ba·1,850 sqft

Motivated Seller

$325,000

148 Mountain Valley ST, Georgetown TX 78628

MLS #245176978 · Keller Williams Realty · Paola Samaia Lozano

3 bd·2.5 ba·1,930 sqft

Price Cut

$340,000

148 Gidran TRL, Georgetown TX 78626

MLS #245161310 · Compass RE Texas, LLC · Kaylee Romantic

3 bd·2 ba·1,520 sqft

Price Cut

$379,900

101 Copperas Creek CV, Georgetown TX 78633

MLS #245153044 · ERA Brokers Consolidated · Pokey Delwaide

2 bd·2 ba·1,712 sqft

Motivated Seller

$220,000

1017 Drovers CV, Georgetown TX 78626

MLS #245156956 · Realty Texas LLC · Janis Kidd

3 bd·2 ba·1,057 sqft

$319,000

1020 Vista View DR #2201, Georgetown TX 78626

MLS #245130781 · LPT Realty LLC - Ascend Group · Fate Zayed

3 bd·2.5 ba·1,784 sqft

Price Cut

$314,900

308 Otto Ave, Georgetown TX 78626

MLS #245143684 · LPT Realty, LLC · Barbara Colvin

3 bd·2.5 ba·1,892 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 440 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.