Homes Under $400K in Georgetown, TX

440 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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$335,000

120 Cross Bar ST, Georgetown TX 78633

MLS #245125030 · eXp Realty, LLC · Chris Mitchell

3 bd·2 ba·1,475 sqft

$399,000

1357 Kneehigh LN, Georgetown TX 78633

MLS #245099032 · eXp Realty, LLC · Q Chau

4 bd·2.5 ba·2,199 sqft

Motivated Seller

$300,000

428 Los Cobos LN, Georgetown TX 78626

MLS #245100587 · CB&A, Realtors · Michele Stahl

3 bd·2 ba·1,526 sqft

Price Cut

$399,900

117 Konik RD, Georgetown TX 78626

MLS #245073694 · Lake Homes Realty, LLC · Deb Groom

4 bd·3 ba·2,022 sqft

Motivated SellerNew Construction

$341,999

1701 Roaming Oak BND, Georgetown TX 78628

MLS #245068926 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,533 sqft

Quick Move-In

Motivated Seller

$294,000

522 Salt Creek LN, Georgetown TX 78633

MLS #243729427 · The Marye Company · Cat Chavanne

3 bd·2 ba·1,388 sqft

Motivated SellerNew Construction

$352,999

4428 Bonita Oaks DR, Georgetown TX 78628

MLS #245064548 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

Motivated Seller

$329,900

111 Stephen LN, Georgetown TX 78626

MLS #245042226 · Kersh Real Estate · Kiersty Lombar

3 bd·2 ba·1,584 sqft

Motivated Seller

$375,000

306 Grand Junction TRL, Georgetown TX 78626

MLS #245031073 · Pure Realty · Elaine Hebert

3 bd·2.5 ba·2,366 sqft

$360,000

201 Finley Rae DR, Georgetown TX 78626

MLS #245002366 · Realty Texas LLC · Nora Parker

4 bd·3.5 ba·2,426 sqft

Price Cut

$379,000

306 Buffalo View LN, Georgetown TX 78628

MLS #245003551 · Beycome Brokerage Realty LLC · Steve Koleno

4 bd·2 ba·1,910 sqft

Motivated Seller

$299,000

1145 Tipton ST, Georgetown TX 78633

MLS #244990371 · Spyglass Realty · Christina Mugno

3 bd·2 ba·1,449 sqft

Motivated Seller

$289,475

553 Hector LOOP, Georgetown TX 78626

MLS #242028981 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,263 sqft

Motivated Seller

$389,900

814 Boquilla TRL, Georgetown TX 78633

MLS #244935082 · Keller Williams Realty Lone St · Vince Burgess

3 bd·2 ba·2,195 sqft

Motivated Seller

$375,000

1209 Toltec TRL, Georgetown TX 78626

MLS #244945448 · Kersh Real Estate · Kiersty Lombar

3 bd·2.5 ba·2,952 sqft

Motivated Seller

$400,000

2221 Four Waters LOOP, Georgetown TX 78628

MLS #235576086 · Century 21 Stribling Properties · Brett Danaher

3 bd·2.5 ba·2,182 sqft

Motivated Seller

$399,999

113 Cipressi CV, Georgetown TX 78628

MLS #239096188 · Cornerstone Partners Realty · Brecken Watterson

4 bd·2.5 ba·2,640 sqft

Motivated Seller

$285,000

211 Red Poppy TRL, Georgetown TX 78633

MLS #236054128 · Epperson Realty Group LLC · Betty Epperson

2 bd·2 ba·1,568 sqft

$379,990

308 Los Cobos LN, Georgetown TX 78626

MLS #241385393 · Elite Living Realty · Sunny Singh

3 bd·2.5 ba·2,001 sqft

Motivated Seller

$315,000

201 Yosemite RD, Georgetown TX 78633

MLS #238086728 · Gregorio Real Estate Company · Harney Dinopol

3 bd·2 ba·1,755 sqft

Motivated Seller

$398,000

421 Conchillos DR, Georgetown TX 78626

MLS #240248708 · Compass RE Texas, LLC · Diana Cuero

3 bd·2.5 ba·2,131 sqft

Motivated Seller

$340,000

528 Staton ST, Georgetown TX 78626

MLS #241450591 · Sky Tower Realty · Sebi Paul

4 bd·3 ba·2,161 sqft

Motivated Seller

$389,000

110 Hale CT, Georgetown TX 78633

MLS #233809631 · Iron Creek Realty · Vanessa Nunez

2 bd·2 ba·1,978 sqft

Motivated Seller

$289,500

30 Wildwood DR #91, Georgetown TX 78633

MLS #234297822 · KWLS - T. Kerr Property Group · Tanya Kerr

2 bd·2 ba·1,918 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 440 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.