Homes Under $400K in Georgetown, TX

440 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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Motivated Seller

$395,000

116 Raleigh DR, Georgetown TX 78633

MLS #243517884 · Compass RE Texas, LLC · Alex Rocha

4 bd·3 ba·2,135 sqft

Motivated Seller

$399,000

108 Hannah TRL, Georgetown TX 78628

MLS #239061166 · Coldwell Banker Realty · Karin Chappell

4 bd·2.5 ba·2,390 sqft

Motivated Seller

$375,000

1801 Candee ST, Georgetown TX 78626

MLS #239589056 · Keller Williams - Lake Travis · Gene Arant

3 bd·2 ba·1,968 sqft

Motivated Seller

$320,000

304 Winding Hollow LN, Georgetown TX 78628

MLS #239788413 · eXp Realty, LLC · David Moss

3 bd·2 ba·1,771 sqft

Motivated Seller

$396,000

310 Running M ST, Georgetown TX 78633

MLS #240834562 · Coldwell Banker Realty · Caroline Williams

3 bd·2.5 ba·2,138 sqft

Motivated Seller

$330,000

312 Frederick DR, Georgetown TX 78626

MLS #242055325 · Bramlett Partners · Marcy Dickson

3 bd·2.5 ba·1,901 sqft

Motivated Seller

$291,900

251 Gus LOOP, Georgetown TX 78626

MLS #243514679 · Stylecraft Brokerage, LLC · Doug French

3 bd·2 ba·1,262 sqft

Fixer-Upper

$299,000

1205 S Church ST, Georgetown TX 78626

MLS #243540724 · Realty of America, LLC · Cilia Montoto

3 bd·2 ba·1,124 sqft

Motivated Seller

$385,000

1105 E 17th ST, Georgetown TX 78626

MLS #236923823 · Opendoor Brokerage, LLC · Amber Broadway

3 bd·2 ba·1,789 sqft

Motivated Seller

$115,000

3012 Whisper Oaks LN #J, Georgetown TX 78628

MLS #238379092 · eXp Realty, LLC · Brennan Stravlo

1 bd·1 ba·480 sqft

Motivated Seller

$249,000

532 White Steppe WAY #252, Georgetown TX 78626

MLS #240928611 · Horizon Realty · Krista Thompson

4 bd·2.5 ba·1,604 sqft

Price Cut

$400,000

701 Hays Hill DR, Georgetown TX 78633

MLS #240938038 · United Real Estate · dan Ndifornyen

4 bd·3 ba·2,831 sqft

Motivated Seller

$308,222

324 Avalanche Ave, Georgetown TX 78626

MLS #241638012 · KW-Austin Portfolio Real Estate · Jeremy Bartlett

4 bd·2.5 ba·1,918 sqft

Motivated Seller

$345,000

1117 Tipton ST, Georgetown TX 78633

MLS #242291679 · RELY REAL ESTATE LLC · MANDY CRANE

4 bd·2 ba·1,680 sqft

Motivated Seller

$375,000

112 Rocking R CT, Georgetown TX 78633

MLS #243431965 · Chappell Home Sales LLC · Roger Chappell

4 bd·3 ba·2,088 sqft

Price Cut

$295,000

30 Wildwood DR #41, Georgetown TX 78633

MLS #243533600 · Orchard Brokerage · Ayanna Edwards

2 bd·2 ba·1,690 sqft

Motivated Seller

$349,950

5900 Whisper Creek D DR #222, Georgetown TX 78628

MLS #235296533 · Blackburn Homes LLC · Christopher Wales

3 bd·2.5 ba·1,680 sqft

Motivated Seller

$199,900

108 Prairie Springs CV, Georgetown TX 78626

MLS #240124236 · Keller Williams Realty · Ryan Jamison

3 bd·2.5 ba·1,660 sqft

Motivated SellerNew Construction

$349,999

4408 Bonita Oaks DR, Georgetown TX 78628

MLS #243902489 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

Assumable Loan

$364,500

2333 Four Waters LOOP, Georgetown TX 78628

MLS #242672638 · Coldwell Banker Realty · Tinnieh Guajardo

4 bd·3 ba·1,966 sqft

Motivated Seller

$315,000

700 Affazia LN #C, Georgetown TX 78628

MLS #243742850 · Compass RE Texas, LLC · Sharon Rose Eaton

3 bd·2 ba·1,456 sqft

Motivated Seller

$310,000

834 Salado Creek LN, Georgetown TX 78633

MLS #243912368 · eXp Realty, LLC · John Perez

3 bd·2 ba·1,388 sqft

Motivated Seller

$278,000

404 Northwood DR, Georgetown TX 78628

MLS #238828597 · Compass RE Texas, LLC · Robert Lane

3 bd·2 ba·1,349 sqft

Motivated Seller

$280,000

1604 S PINE ST, Georgetown TX 78626

MLS #240463572 · Dash Realty · Sarai Mata

2 bd·1 ba·728 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 440 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.