Homes Under $400K in Georgetown, TX

440 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

Sort

Motivated Seller

$315,000

715 Enchanted Rock TRL, Georgetown TX 78633

MLS #241980610 · Kurtz Properties · Mary Lou Wells

2 bd·2 ba·1,635 sqft

Motivated Seller

$380,000

1802 University Ave, Georgetown TX 78626

MLS #238841496 · All City Real Estate Ltd. Co · Joel Miranda Ortiz

1,544 sqft

Motivated Seller

$339,000

801 E Central DR, Georgetown TX 78628

MLS #240719456 · Cornerstone Partners Realty · Michael Weigand

3 bd·2 ba·1,322 sqft

Motivated SellerNew Construction

$369,990

1201 Lavender WAY, Georgetown TX 78628

MLS #242085886 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,531 sqft

Quick Move-In

Motivated SellerNew Construction

$309,750

513 Hector LOOP, Georgetown TX 78626

MLS #244163203 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,665 sqft

Quick Move-In

$359,999

213 Florenz LN, Georgetown TX 78628

MLS #241067893 · Kendrick Realty, Design & Reno · Christi Kendrick

4 bd·2 ba·1,812 sqft

Motivated Seller

$399,999

4612 Sonora TRCE, Georgetown TX 78633

MLS #241149152 · KWLS - T. Kerr Property Group · Tanya Kerr

2 bd·2 ba·2,039 sqft

Motivated Seller

$305,000

120 Tucana ST, Georgetown TX 78628

MLS #241340154 · eXp Realty, LLC · Timberly Fenoglio

4 bd·2 ba·1,599 sqft

Motivated Seller

$325,000

549 Warlander WAY, Georgetown TX 78626

MLS #242439184 · Pure Realty · Shelly Kelly

3 bd·2 ba·1,693 sqft

Price CutNew Construction

$321,990

125 Woodbrook DR, Georgetown TX 78674

MLS #244232041 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,489 sqft

Quick Move-In

$329,000

1120 La Conterra BLVD, Georgetown TX 78626

MLS #241756343 · Douglas Elliman Real Estate · Michael Mechler

3 bd·2.5 ba·2,034 sqft

Motivated SellerNew Construction

$309,470

557 Hector LOOP, Georgetown TX 78626

MLS #242027411 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,691 sqft

Quick Move-In

Assumable Loan

$342,000

224 Serpens ST, Georgetown TX 78628

MLS #242649498 · Realty Texas LLC · Jack Stapleton

4 bd·2.5 ba·2,108 sqft

Motivated Seller

$239,000

102 Portsmouth DR, Georgetown TX 78633

MLS #243737305 · Rugg Realty LLC · Blaine Brownlow

2 bd·2 ba·1,397 sqft

Motivated SellerNew Construction

$297,999

1607 Roaming Oak BND, Georgetown TX 78628

MLS #244311271 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,834 sqft

Quick Move-In

Motivated Seller

$259,000

1011 Janae CT, Georgetown TX 78626

MLS #239691129 · Texus Realty · Israel Gutierrez

2 bd·2 ba·1,060 sqft

Motivated SellerNew Construction

$376,999

4412 Bonita Oaks DR, Georgetown TX 78628

MLS #244313866 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,229 sqft

Quick Move-In

Motivated SellerNew Construction

$379,990

1044 Stonehill DR, Georgetown TX 78633

MLS #244326212 · Riverway Properties · John Santasiero

3 bd·2.5 ba·2,162 sqft

Quick Move-In

Motivated Seller

$269,900

108 Granite Peak CV, Georgetown TX 78633

MLS #240106596 · Keller Williams Realty Lone St · Tricia Winfield

2 bd·2 ba·1,397 sqft

Price Cut

$339,100

1140 Kimblewick DR, Georgetown TX 78626

MLS #244166704 · eXp Realty, LLC · Cherie Hogan

4 bd·2.5 ba·2,221 sqft

Price Cut

$335,900

746 Livewater LN, Georgetown TX 78633

MLS #244366086 · The Stacy Group, LLC · Judy Reasoner

2 bd·2 ba·1,229 sqft

Price Cut

$274,900

310 Raintree DR, Georgetown TX 78626

MLS #244381507 · Realty Texas LLC · Mando DeLaCerda

2 bd·1 ba·886 sqft

Motivated SellerNew Construction

$383,999

1922 Peaceful Porch WAY, Georgetown TX 78628

MLS #244386894 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,903 sqft

Quick Move-In

Motivated Seller

$324,900

206 Scurry PASS, Georgetown TX 78633

MLS #238190855 · The Stacy Group, LLC · Judy Reasoner

2 bd·2 ba·1,825 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 440 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.