Homes Under $400K in Georgetown, TX

444 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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Assumable Loan

$350,000

144 Riverhill DR, Georgetown TX 78628

MLS #247359594 · Dave Dacko · Alexandra Lagmanson

3 bd·2 ba·1,463 sqft

New Construction

$370,999

1902 Peaceful Porch WAY, Georgetown TX 78628

MLS #247338919 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,229 sqft

Quick Move-In

New Construction

$347,999

1902 Hammock RD, Georgetown TX 78628

MLS #247334949 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

$345,000

102 Trinity LN, Georgetown TX 78633

MLS #247319967 · The Stacy Group, LLC · Cameron Freeman

2 bd·2 ba·1,624 sqft

$350,000

109 Moravia RD, Georgetown TX 78626

MLS #247328728 · Keller Williams Realty · Paola Samaia Lozano

4 bd·3.5 ba·2,084 sqft

Motivated Seller

$275,000

111 Bonham LOOP, Georgetown TX 78633

MLS #247312793 · The Stacy Group, LLC · Kimberly Speer

2 bd·2 ba·1,411 sqft

Motivated Seller

$287,000

30 Wildwood DR #122, Georgetown TX 78633

MLS #247312794 · First in Real Estate · Jonathan Branigan

2 bd·2 ba·1,690 sqft

Price CutNew Construction

$310,260

583 Hector LOOP, Georgetown TX 78626

MLS #247295150 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,700 sqft

Quick Move-In

Price Cut

$284,000

914 Garden Meadow DR, Georgetown TX 78628

MLS #247288891 · Mars Hill Realty · Brian Tanaka

3 bd·2 ba·1,296 sqft

Motivated SellerNew Construction

$351,999

2321 Porch Swing DR, Georgetown TX 78628

MLS #247274692 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,451 sqft

Quick Move-In

Motivated SellerNew Construction

$320,999

2325 Porch Swing DR, Georgetown TX 78628

MLS #247274693 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,096 sqft

Quick Move-In

$399,000

613 Otto Ave, Georgetown TX 78626

MLS #247275129 · JPAR Round Rock · Dee Dee Arbtin

4 bd·2 ba·2,022 sqft

$349,000

103 Village DR, Georgetown TX 78628

MLS #247115417 · Real Broker, LLC · Ali Thompson

3 bd·2 ba·1,901 sqft

$325,000

1320 E 3rd ST, Georgetown TX 78626

MLS #247128151 · Epperson Realty Group LLC · Betty Epperson

2 bd·2 ba·1,074 sqft

New Construction

$368,990

104 Woodbrook DR, Georgetown TX 78674

MLS #247139511 · Meritage Homes Realty · Patrick McGrath

4 bd·2 ba·1,688 sqft

Quick Move-In

New Construction

$386,990

108 Woodbrook DR, Georgetown TX 78674

MLS #247141721 · Meritage Homes Realty · Patrick McGrath

4 bd·3 ba·2,012 sqft

Quick Move-In

New Construction

$357,999

4421 Ramblin Acres RD, Georgetown TX 78628

MLS #247149658 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,970 sqft

Quick Move-In

Fixer-Upper

$299,900

407 W 3rd ST, Georgetown TX 78626

MLS #247154167 · Redbird Realty LLC · Claudia Priess

3 bd·1 ba·855 sqft

$400,000

101 Clematis CT, Georgetown TX 78626

MLS #247176125 · KW-Austin Portfolio Real Estate · Kelsey Osborne

5 bd·2.5 ba·3,009 sqft

Price Cut

$350,000

1101 April Meadows LOOP, Georgetown TX 78626

MLS #247183217 · Rise and Shine Realty, LLC · Tiffany Moore

3 bd·2.5 ba·1,707 sqft

New Construction

$400,000

105 Rough Creek RD, Georgetown TX 78628

MLS #247169176 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,574 sqft

Quick Move-In

Price CutNew Construction

$399,900

229 Adlai Ave, Georgetown TX 78633

MLS #247135107 · Perry Homes Realty, LLC · Lee Jones

3 bd·2.5 ba·1,950 sqft

Quick Move-In

$329,900

505 Granger RD, Georgetown TX 78626

MLS #247215448 · Bramlett Partners · Sally Pierce

4 bd·2.5 ba·2,152 sqft

$344,500

2005 Fairhaven GTWY, Georgetown TX 78626

MLS #247222549 · Compass RE Texas, LLC · Juliet McCabe

4 bd·2 ba·1,730 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 444 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.