Homes Under $400K in Georgetown, TX

444 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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$350,000

205 Cherokee Rose CIR, Georgetown TX 78626

MLS #247242411 · Marathon Real Estate - Tausha · Tausha Carlson

3 bd·2 ba·1,649 sqft

$345,000

112 Warbler WAY, Georgetown TX 78633

MLS #247249528 · The Stacy Group, LLC · Charlotte Hohensee

2 bd·2 ba·1,442 sqft

$345,000

309 Black Alder ST, Georgetown TX 78626

MLS #247240726 · Keller Williams Realty Lone St · Jennifer Haines

4 bd·3 ba·2,132 sqft

New Construction

$370,828

504 Henry Milton RD, Georgetown TX 78626

MLS #247085945 · ERA Experts · Matt Menard

3 bd·2 ba·1,689 sqft

Quick Move-In

$354,999

632 Donegal LN, Georgetown TX 78626

MLS #247085946 · Keller Williams Realty · Travis Guebert

4 bd·2.5 ba·2,212 sqft

Price Cut

$309,000

207 Winter DR, Georgetown TX 78633

MLS #247067496 · The Stacy Group, LLC · Dawn Cramer

3 bd·2 ba·1,404 sqft

$369,999

312 DEBORA DR, Georgetown TX 78628

MLS #247064579 · JPAR Round Rock · Carla Weaver

3 bd·2 ba·1,643 sqft

$389,000

300 Brazos DR, Georgetown TX 78628

MLS #247033708 · Iron Creek Realty · Vanessa Nunez

2 bd·2 ba·1,968 sqft

$245,000

120 Plover PASS, Georgetown TX 78633

MLS #247029979 · The Stacy Group, LLC · Cameron Freeman

2 bd·1 ba·931 sqft

$287,500

216 Frederick DR, Georgetown TX 78626

MLS #247019701 · Tara Williams · Tara Williams

4 bd·2 ba·1,713 sqft

Price Cut

$346,900

247 Gus LOOP, Georgetown TX 78626

MLS #247001415 · Stylecraft Brokerage, LLC · Doug French

4 bd·3 ba·2,036 sqft

Price Cut

$377,950

408 Fort Griffin TRL, Georgetown TX 78633

MLS #247003868 · ERA Brokers Consolidated · Pokey Delwaide

2 bd·2 ba·1,712 sqft

$349,970

2545 Four Waters LOOP, Georgetown TX 78628

MLS #247013661 · Realty of America, LLC · Veronica Perez Sifuentes

3 bd·2 ba·1,763 sqft

$375,000

1013 Bear Track LOOP, Georgetown TX 78628

MLS #247015219 · Keller Williams Realty Lone St · Joseph Towns

4 bd·2 ba·1,845 sqft

$215,000

172 Prairie Springs LOOP, Georgetown TX 78626

MLS #246995607 · Opendoor Brokerage, LLC · Amber Broadway

2 bd·2 ba·1,056 sqft

Price Cut

$269,000

2408 McCook DR, Georgetown TX 78626

MLS #246972253 · K.C. Swartzel · KC Swartzel

3 bd·2 ba·1,243 sqft

Fixer-Upper

$319,000

1007 Brambles DR, Georgetown TX 78626

MLS #246954539 · eXp Realty, LLC · Tatum Littleton

4 bd·2.5 ba·2,187 sqft

$265,000

275 Bonham LOOP, Georgetown TX 78633

MLS #246966856 · Keller Williams Realty Lone St · Scott Williams

2 bd·2 ba·1,397 sqft

$365,000

2007 S Church ST, Georgetown TX 78626

MLS #246967940 · Keller Williams Realty Lone St · Scott Stout

2 bd·2 ba·972 sqft

Price Cut

$315,000

8149 Daisy Cutter XING, Georgetown TX 78626

MLS #246954541 · Compass RE Texas, LLC · Stacey Ivicic

3 bd·2 ba·1,424 sqft

Fixer-Upper

$289,900

806 E 4th ST, Georgetown TX 78626

MLS #246926427 · Redbird Realty LLC · Claudia Priess

2 bd·1 ba·1,110 sqft

$318,000

209 Arabian Colt DR, Georgetown TX 78626

MLS #246922021 · All City Real Estate Ltd. Co · Denise Seals

3 bd·2 ba·1,456 sqft

$295,000

321 Gaida LOOP, Georgetown TX 78628

MLS #246881832 · Kurtz Properties · William Kurtz

3 bd·2 ba·1,636 sqft

$350,000

300 San Gabriel Village BLVD #512, Georgetown TX 78626

MLS #246884924 · Coldwell Banker Realty · Caroline Williams

2 bd·2 ba·1,333 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 444 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.