Homes Under $400K in Georgetown, TX

443 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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Price Cut

$275,000

152 MOUNTAIN VALLEY ST, Georgetown TX 78628

MLS #246409628 · Compass RE Texas, LLC · Jackie Horton

3 bd·2 ba·1,246 sqft

Motivated SellerNew Construction

$399,999

1706 Butterfly Bush LN, Georgetown TX 78633

MLS #246375973 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,731 sqft

Quick Move-In

Motivated SellerNew Construction

$326,999

1901 Hammock RD, Georgetown TX 78628

MLS #246375977 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,973 sqft

Quick Move-In

Price Cut

$368,000

229 Hobby ST, Georgetown TX 78633

MLS #246336100 · REALTY CAPITAL CITY · Jill Marsh

3 bd·2 ba·1,684 sqft

$369,900

126 Clay Hill ST, Georgetown TX 78633

MLS #246336101 · ERA Brokers Consolidated · Kelly Katsus

2 bd·2 ba·1,391 sqft

New Construction

$357,990

116 Woodbrook DR, Georgetown TX 78674

MLS #246347771 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,477 sqft

Quick Move-In

Motivated SellerNew Construction

$328,499

102 Arbordale ST, Georgetown TX 78628

MLS #246350377 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,724 sqft

Quick Move-In

Motivated Seller

$317,000

124 Crescent ST, Georgetown TX 78626

MLS #246326785 · Opendoor Brokerage, LLC · Amber Broadway

3 bd·2.5 ba·1,990 sqft

Price Cut

$395,000

102 River Down RD, Georgetown TX 78628

MLS #246307840 · Broadstone Realty LLC · Grant Dean

3 bd·2.5 ba·1,978 sqft

New Construction

$383,999

4429 Ramblin Acres RD, Georgetown TX 78628

MLS #246268582 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,229 sqft

Quick Move-In

$327,950

323 Salado Creek LN, Georgetown TX 78633

MLS #246284001 · ERA Brokers Consolidated · Pokey Delwaide

2 bd·2 ba·1,467 sqft

Price CutNew Construction

$399,680

401 Mildred PR, Georgetown TX 78626

MLS #246285751 · ERA Experts · Matt Menard

4 bd·2.5 ba·2,085 sqft

Quick Move-In

Motivated Seller

$365,000

1618 Ashberry TRL, Georgetown TX 78626

MLS #246250353 · Austin Homes, REALTORS · Jeff Kessler

4 bd·2.5 ba·2,656 sqft

Assumable Loan

$379,990

201 Connor LN, Georgetown TX 78626

MLS #246253656 · Peak Real Estate Advisors LLC · Alfonso Rodriguez

4 bd·2 ba·1,927 sqft

Motivated Seller

$339,900

205 Northview LN, Georgetown TX 78628

MLS #246252019 · eXp Realty, LLC · James Beasley

4 bd·2 ba·1,996 sqft

Price Cut

$278,888

196 Prairie Springs LOOP, Georgetown TX 78626

MLS #246239945 · JBGoodwin REALTORS WC · Norma M Mantz

2 bd·2 ba·1,127 sqft

$329,900

204 Precipice WAY, Georgetown TX 78626

MLS #246244269 · Pacesetter Properties · Matilde Bell

3 bd·2.5 ba·1,972 sqft

Price Cut

$285,000

324 Harper LN, Georgetown TX 78626

MLS #246220139 · Keller Williams Realty · Paola Samaia Lozano

3 bd·2 ba·1,207 sqft

$338,000

332 Harper LN, Georgetown TX 78626

MLS #246227477 · AIR Property Group · Michelle Adams

3 bd·2 ba·1,510 sqft

Price Cut

$279,900

1615 Park LN, Georgetown TX 78628

MLS #246175647 · Keller Williams Realty Lone St · Diane Waters

3 bd·2 ba·1,260 sqft

$399,000

1636 Flying Horseshoe BND, Georgetown TX 78628

MLS #246182101 · KWLS - T. Kerr Property Group · Tanya Kerr

4 bd·2 ba·2,178 sqft

Price Cut

$386,400

233 Frederick DR, Georgetown TX 78626

MLS #246161158 · eXp Realty, LLC · Amy Rosser

4 bd·2.5 ba·2,507 sqft

Price Cut

$314,000

1508 Ferryman DR, Georgetown TX 78626

MLS #246136798 · Opendoor Brokerage, LLC · Amber Broadway

4 bd·2.5 ba·2,173 sqft

$389,900

111 Elderberry ST, Georgetown TX 78633

MLS #246090217 · Horizon Realty · Laneigh Hudson

2 bd·2 ba·1,730 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 443 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.