Homes Under $400K in Georgetown, TX

443 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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New Construction

$369,990

228 Blue Vervain TRL, Georgetown TX 78633

MLS #246677567 · Chesmar Homes · Katie Craig

3 bd·2 ba·1,723 sqft

Quick Move-In

Assumable Loan

$284,900

304 Dubina Ave, Georgetown TX 78626

MLS #246660025 · Austin Summit Group · Chrissy Caputo

3 bd·2 ba·1,426 sqft

$384,950

417 Stellar Wind DR, Georgetown TX 78628

MLS #246662527 · Realty of America, LLC · Juan Sanchez

3 bd·3 ba·1,717 sqft

Motivated Seller

$341,320

556 Hector LOOP, Georgetown TX 78626

MLS #246610306 · Nexthome Tropicana Realty · Eleonora Santana

5 bd·3 ba·2,346 sqft

$375,000

1141 Tipton ST, Georgetown TX 78633

MLS #246616570 · All City Real Estate Ltd. Co · Isela Flores

4 bd·2.5 ba·1,982 sqft

Price Cut

$289,900

155 Dan Moody TRL, Georgetown TX 78633

MLS #246618708 · Tula Properties · Ann Richards

2 bd·2 ba·1,422 sqft

Price Cut

$365,000

50208 Eagle Trace DR, Georgetown TX 78626

MLS #246588302 · Sphere Realty · Cilicia Bickhem

3 bd·2 ba·1,547 sqft

Price Cut

$324,900

112 Dogwood DR, Georgetown TX 78626

MLS #246561910 · KWLS - T. Kerr Property Group · Tanya Kerr

4 bd·2.5 ba·2,164 sqft

Price Cut

$296,000

501 Sheldon Lake DR, Georgetown TX 78633

MLS #246566097 · The Stacy Group, LLC · Kimberly Speer

2 bd·2 ba·1,388 sqft

$334,999

108 Kleberg CT, Georgetown TX 78626

MLS #246537486 · LPT Realty LLC - Ascend Group · Alan Foskey

4 bd·2 ba·1,730 sqft

Motivated Seller

$365,000

101 Colorado River RD, Georgetown TX 78633

MLS #246504586 · The Stacy Group, LLC · Judy Reasoner

3 bd·2 ba·1,570 sqft

Price Cut

$360,000

204 Florenz LN, Georgetown TX 78628

MLS #246490238 · Opendoor Brokerage, LLC · Amber Broadway

4 bd·2 ba·2,059 sqft

Price Cut

$349,000

18 Azalea DR, Georgetown TX 78626

MLS #246495540 · Westbank Realty · David Johnson

3 bd·2.5 ba·2,238 sqft

$369,000

217 Sheepshank DR, Georgetown TX 78633

MLS #246476357 · Keller Williams Realty · Wendy Papasan

3 bd·2 ba·1,721 sqft

$365,000

5717 Scenic Lake DR, Georgetown TX 78626

MLS #246477438 · Magnolia Realty Round Rock · Lauren Schauer

4 bd·2 ba·1,776 sqft

Price Cut

$389,000

644 Peace Pipe WAY, Georgetown TX 78628

MLS #246477442 · Realty Texas LLC · Christina Roberto

4 bd·3 ba·2,361 sqft

Price Cut

$380,000

205 Wingstem WAY, Georgetown TX 78633

MLS #246479243 · ERA Brokers Consolidated · Donna Reid

3 bd·2 ba·1,931 sqft

New Construction

$387,580

1112 Martingale ST, Georgetown TX 78633

MLS #246472737 · ERA Experts · Matt Menard

2 bd·2 ba·1,350 sqft

Quick Move-In

$367,520

118 Kimberwick CT, Georgetown TX 78633

MLS #246473830 · ERA Experts · Matt Menard

2 bd·2 ba·1,350 sqft

$385,000

232 Gidran TRL, Georgetown TX 78626

MLS #246445943 · Keller Williams - Lake Travis · Gene Arant

4 bd·2.5 ba·2,246 sqft

$385,000

756 Bonnet BLVD, Georgetown TX 78628

MLS #246433802 · Bramlett Partners · Annette Patterson

4 bd·3 ba·2,564 sqft

Price Cut

$329,999

4413 Lobo Landing LN, Georgetown TX 78628

MLS #246417864 · Real Estate Dragonfly, LLC · Jamie Fletcher

3 bd·2 ba·1,878 sqft

$310,000

117 Double Fire TRL, Georgetown TX 78633

MLS #246424320 · The Stacy Group, LLC · Judy Reasoner

2 bd·2 ba·1,434 sqft

Price Cut

$357,500

104 Keystone CV, Georgetown TX 78633

MLS #246425888 · The Stacy Group, LLC · Cameron Freeman

2 bd·2 ba·1,717 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 443 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.