Homes Under $1M in Horseshoe Bay, TX

108 active homes under $1m in Horseshoe Bay, TX from $129,900 · The median list price in Horseshoe Bay is $826,950.

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$825,000

120 Golden Harvest, Horseshoe Bay TX 78657

MLS #247539649 · Horseshoe Bay Resort Realty · Ingrid Mendoza

3 bd·2.5 ba·2,400 sqft

$179,000

300 Out Yonder #178, Horseshoe Bay TX 78657

MLS #247379284 · Horseshoe Bay ONE Realty · Carol Hardy

2 bd·1.5 ba·1,321 sqft

$439,000

817 Sun Ray, Horseshoe Bay TX 78657

MLS #247335431 · Mark Martin and Company · Mason Bleasdell

3 bd·2 ba·1,794 sqft

$799,000

306 Blue Ground, Horseshoe Bay TX 78657

MLS #247327008 · RE/MAX HORSESHOE BAY RESORT SA · Chad Thibodeaux

3 bd·3 ba·2,853 sqft

$850,000

1902 Bay West Blvd BLVD, Horseshoe Bay TX 78657

MLS #247327020 · Realty United, LLC · Antonio Sentmat

4 bd·3.5 ba·2,739 sqft

$299,000

210A Tee Off #A, Horseshoe Bay TX 78657

MLS #247154168 · eXp Realty, LLC · Kourtni Ince

2 bd·2 ba·1,277 sqft

$849,000

404 Turquoise, Horseshoe Bay TX 78657

MLS #246988031 · Horseshoe Bay Living 2, LLC · Kale Stephens

3 bd·2.5 ba·2,546 sqft

$228,750

2702 Gazelle, Horseshoe Bay TX 78657

MLS #246991916 · Zina & Co. Real Estate · Zina Rodenbeck

4 bd·2 ba·1,456 sqft

$425,000

1000 The Cape RD #66, Horseshoe Bay TX 78657

MLS #246851538 · Horseshoe Bay ONE Realty · Brigitte Nolen

1 bd·1 ba·759 sqft

$759,900

82 Island DR #8204, Horseshoe Bay TX 78657

MLS #246830357 · Horseshoe Bay Resort Realty · Mali Hanna

3 bd·2 ba·1,691 sqft

$165,000

306 Out Yonder #162, Horseshoe Bay TX 78657

MLS #246721877 · Lake It Easy Realty, LLC · Lydia Miller

2 bd·1.5 ba·1,321 sqft

Price Cut

$299,999

200 Free Rein #5, Horseshoe Bay TX 78657

MLS #246693731 · Horseshoe Bay Living 2, LLC · Kale Stephens

2 bd·3 ba·1,177 sqft

Price Cut

$305,000

104 Big Spur South #13, Horseshoe Bay TX 78657

MLS #246500918 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

2 bd·2 ba·1,224 sqft

$899,000

1200 Hi Circle S, Horseshoe Bay TX 78657

MLS #246490261 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

3 bd·4 ba·3,966 sqft

$162,000

1210 Hi Stirrup #206 #UNIT 206, Horseshoe Bay TX 78657

MLS #246497373 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

2 bd·2 ba·1,248 sqft

$549,000

232 Fault Line DR, Horseshoe Bay TX 78657

MLS #246417817 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

5 bd·2 ba·2,046 sqft

$515,000

207 Enclave CIR, Horseshoe Bay TX 78657

MLS #246408010 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

3 bd·2 ba·1,621 sqft

$699,000

401 Lake Point DR, Horseshoe Bay TX 78657

MLS #246371308 · Compass RE Texas, LLC · Johnie Borgeson

3 bd·2 ba·1,652 sqft

Price Cut

$370,500

1100 Limestone N, Horseshoe Bay TX 78657

MLS #246358209 · Spyglass Realty · Dustin Raye

3 bd·3 ba·2,016 sqft

$725,000

105-D Lachite, Horseshoe Bay TX 78657

MLS #246346658 · RE/MAX HORSESHOE BAY RESORT SA · Steve Butler

3 bd·3.5 ba·2,253 sqft

Price Cut

$569,000

515 Sun Ray, Horseshoe Bay TX 78657

MLS #246317866 · Compass RE Texas, LLC · Laura Hamilton

3 bd·2 ba·2,050 sqft

$999,000

119 Via Roma CT, Horseshoe Bay TX 78657

MLS #246317132 · Horseshoe Bay Resort Realty · Linda Marcus

4 bd·2.5 ba·2,198 sqft

Price Cut

$297,000

706-A Clayton Nolen DR, Horseshoe Bay TX 78657

MLS #246258978 · Watters International Realty · Chris Watters

3 bd·3 ba·2,241 sqft

Motivated Seller

$594,500

1321 Prospect CIR, Horseshoe Bay TX 78657

MLS #246080972 · Vandivier Real Estate · Leslie Vandivier

3 bd·2 ba·2,103 sqft

About Homes Under $1M in Horseshoe Bay, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 108 homes for sale under $1M in Horseshoe Bay on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Horseshoe Bay market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Horseshoe Bay by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Horseshoe Bay today.

Buying a Home Under $1M in Horseshoe Bay

Shopping with a $1M ceiling in Horseshoe Bay works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Horseshoe Bay directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Horseshoe Bay?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Horseshoe Bay are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Horseshoe Bay?

It depends on how $1M compares to the local market — the median list price for Horseshoe Bay is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Horseshoe Bay market?

The simplest gauge is the median list price shown above. If $1M is below the Horseshoe Bay median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Horseshoe Bay market.

Can HomeLocating help me buy a home under $1M in Horseshoe Bay?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.