Homes Under $400K in Hutto, TX

374 active homes under $400k in Hutto, TX from $209,900 · The median list price in Hutto is $339,045.

Sort

New Construction

$311,999

149 Expo LN, Hutto TX 78634

MLS #247650681 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,651 sqft

Quick Move-In

New Construction

$269,499

109 Dragonfly PARK, Hutto TX 78634

MLS #247660604 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,575 sqft

Quick Move-In

$364,126

304 Rock Daisy Trail, Hutto TX 78634

MLS #247660613 · RealAgent · Dusti Neel

3 bd·2 ba·1,616 sqft

$399,000

4009 Milano River RD, Hutto TX 78634

MLS #247663333 · Coldwell Banker Realty · Kapila Zielinski

4 bd·3 ba·2,473 sqft

$330,000

205 Waterbuck LOOP, Hutto TX 78634

MLS #247618565 · Berkshire Hathaway TX Realty · Augustus McVean

4 bd·3 ba·2,324 sqft

New Construction

$323,515

907 Emory Crossing BLVD, Hutto TX 78634

MLS #247626078 · Alexander Properties · Bobbie Alexander

4 bd·3 ba·1,877 sqft

Quick Move-In

$394,990

1223 Windrow RUN, Hutto TX 78634

MLS #247584540 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2.5 ba·2,310 sqft

$324,990

1216 Windrow RUN, Hutto TX 78634

MLS #247562814 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,400 sqft

New Construction

$376,999

505 Lagonda DR, Hutto TX 78634

MLS #247564174 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,368 sqft

Quick Move-In

New Construction

$265,499

105 Dragonfly PARK, Hutto TX 78634

MLS #247566740 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,402 sqft

Quick Move-In

$369,990

141 Magnolia Beech ST, Hutto TX 78634

MLS #247566737 · RGS Realty LLC · Greg Smith

4 bd·2 ba·1,846 sqft

New Construction

$301,499

113 Dragonfly PARK, Hutto TX 78634

MLS #247566743 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

New Construction

$346,999

503 Lagonda DR, Hutto TX 78634

MLS #247564169 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft

Quick Move-In

New Construction

$257,249

206 Streaking Star DR, Hutto TX 78634

MLS #247566746 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,802 sqft

Quick Move-In

New Construction

$245,249

210 Streaking Star DR, Hutto TX 78634

MLS #247566753 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

$386,990

101 Magnolia Beech ST, Hutto TX 78634

MLS #247569236 · RGS Realty LLC · Greg Smith

4 bd·2 ba·1,843 sqft

$325,000

306 Duroc DR, Hutto TX 78634

MLS #247546481 · Opendoor Brokerage, LLC · Kesha Heggar

3 bd·2 ba·1,778 sqft

$278,999

201 Hanstrom DR, Hutto TX 78634

MLS #247553991 · Rustic Oak Real Estate · Carla Bennett

4 bd·2 ba·1,959 sqft

$329,000

1008 Coconut CV, Hutto TX 78634

MLS #247530382 · Compass RE Texas, LLC · Cory Morrison

3 bd·2 ba·1,870 sqft

$235,000

229 Phillips ST, Hutto TX 78634

MLS #247534248 · Sky Realty · William Griffith

3 bd·2 ba·1,464 sqft

$312,000

1001 McCormick CV, Hutto TX 78634

MLS #247517272 · MODUS Real Estate · LeMichael Curry

4 bd·2 ba·1,935 sqft

$279,000

109 Brooke ST, Hutto TX 78634

MLS #247515912 · RE/MAX Fine Properties · Therese Snider

3 bd·2 ba·1,604 sqft

$269,000

202 Tolcarne DR, Hutto TX 78634

MLS #247496440 · Advocate Properties LLC · Robert Shaw

3 bd·2 ba·1,841 sqft

$349,000

304 Grapefruit RD, Hutto TX 78634

MLS #247484451 · All City Real Estate Ltd. Co · Tyler Smith

4 bd·2.5 ba·2,620 sqft

About Homes Under $400K in Hutto, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 374 homes for sale under $400K in Hutto on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Hutto market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Hutto by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Hutto today.

Buying a Home Under $400K in Hutto

Shopping with a $400K ceiling in Hutto works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Hutto directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Hutto?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Hutto are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Hutto?

It depends on how $400K compares to the local market — the median list price for Hutto is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Hutto market?

The simplest gauge is the median list price shown above. If $400K is below the Hutto median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Hutto market.

Can HomeLocating help me buy a home under $400K in Hutto?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.