Homes Under $400K in Hutto, TX

365 active homes under $400k in Hutto, TX · The median list price in Hutto is $339,045.

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New Construction

$339,090

209 Crumpton WAY, Hutto TX 78634

MLS #247115419 · Alexander Properties · Bobbie Alexander

3 bd·2 ba·1,528 sqft

Quick Move-In

Price CutNew Construction

$384,500

1004 Karly CV, Hutto TX 78634

MLS #247116683 · Alexander Properties · Bobbie Alexander

4 bd·3 ba·2,351 sqft

Quick Move-In

New Construction

$352,540

1003 Karly CV, Hutto TX 78634

MLS #247118341 · Alexander Properties · Bobbie Alexander

4 bd·2 ba·1,695 sqft

Quick Move-In

Price CutNew Construction

$347,540

1001 Karly CV, Hutto TX 78634

MLS #247119945 · Alexander Properties · Bobbie Alexander

3 bd·2 ba·1,528 sqft

Quick Move-In

Price CutNew Construction

$361,000

202 Childress ST, Hutto TX 78634

MLS #247121619 · Alexander Properties · Bobbie Alexander

4 bd·2 ba·2,020 sqft

Quick Move-In

New Construction

$348,050

211 Crumpton WAY, Hutto TX 78634

MLS #247123175 · Alexander Properties · Bobbie Alexander

4 bd·2 ba·1,695 sqft

Quick Move-In

Motivated SellerNew Construction

$249,499

534 Phillies PL, Hutto TX 78634

MLS #247123218 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,692 sqft

Quick Move-In

Price CutNew Construction

$399,050

4009 Wynn RD, Hutto TX 78634

MLS #247124815 · Alexander Properties · Bobbie Alexander

5 bd·3 ba·2,581 sqft

Quick Move-In

Motivated SellerNew Construction

$257,499

538 Phillies PL, Hutto TX 78634

MLS #247124817 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,483 sqft

Quick Move-In

Price CutNew Construction

$363,090

4011 Wynn RD, Hutto TX 78634

MLS #247124827 · Alexander Properties · Bobbie Alexander

4 bd·2 ba·2,020 sqft

Quick Move-In

Price CutNew Construction

$242,999

200 Twins TRL, Hutto TX 78634

MLS #247123215 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,411 sqft

Quick Move-In

$375,000

521 Hendelson LN, Hutto TX 78634

MLS #247183221 · Magnolia Realty Round Rock · Angie McWethy

3 bd·2 ba·2,256 sqft

$399,990

302 N Fm 1660 Highway, Hutto TX 78634

MLS #247174410 · Christopher Realty Company · Joe Vega

3 bd·2.5 ba·3,398 sqft

Motivated SellerNew Construction

$395,499

423 Corniche CIR, Hutto TX 78634

MLS #247149357 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,349 sqft

Quick Move-In

Price CutNew Construction

$344,999

101 Twins TRL, Hutto TX 78634

MLS #247149998 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·1,795 sqft

Quick Move-In

Price Cut

$275,000

1200 Reagan Wells DR, Hutto TX 78634

MLS #247145187 · REAL INTERNATIONAL BROKERAGE LLC · Jay Yu

3 bd·2 ba·1,615 sqft

New Construction

$377,999

109 Twins TRL, Hutto TX 78634

MLS #247190423 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,288 sqft

Quick Move-In

New Construction

$362,999

113 Twins TRL, Hutto TX 78634

MLS #247190541 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,149 sqft

Quick Move-In

Price CutNew Construction

$244,999

204 Twins TRL, Hutto TX 78634

MLS #247190995 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,402 sqft

Quick Move-In

Motivated Seller

$329,999

532 Elm Green ST, Hutto TX 78634

MLS #228836836 · Realty Texas LLC · Kim Dale

3 bd·2 ba·1,762 sqft

$240,000

407 Saul ST, Hutto TX 78634

MLS #247240731 · RE/MAX Vision · Maureen Rooker

4 bd·2 ba·1,864 sqft

Price CutNew Construction

$291,515

116 Christy ST, Hutto TX 78634

MLS #247253245 · Alexander Properties · Bobbie Alexander

3 bd·2.5 ba·1,572 sqft

Quick Move-In

$299,999

1007 Guernsey CV, Hutto TX 78634

MLS #247219211 · Coldwell Banker Realty · Monique Bolden

4 bd·2 ba·1,810 sqft

Price CutNew Construction

$288,515

909 Emory Crossing BLVD, Hutto TX 78634

MLS #247263553 · Alexander Properties · Bobbie Alexander

3 bd·2.5 ba·1,572 sqft

Quick Move-In

About Homes Under $400K in Hutto, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 365 homes for sale under $400K in Hutto on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Hutto market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Hutto by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Hutto today.

Buying a Home Under $400K in Hutto

Shopping with a $400K ceiling in Hutto works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Hutto directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Hutto?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Hutto are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Hutto?

It depends on how $400K compares to the local market — the median list price for Hutto is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Hutto market?

The simplest gauge is the median list price shown above. If $400K is below the Hutto median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Hutto market.

Can HomeLocating help me buy a home under $400K in Hutto?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.