Homes Under $400K in Hutto, TX

365 active homes under $400k in Hutto, TX · The median list price in Hutto is $339,045.

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Motivated SellerNew Construction

$268,749

152 Scorpius TRL, Hutto TX 78634

MLS #246870089 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

New Construction

$259,249

202 Streaking Star DR, Hutto TX 78634

MLS #246870090 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

$310,000

310 Bubbling Brook DR, Hutto TX 78634

MLS #246836377 · Third Coast Properties · Rod Mora

3 bd·2 ba·1,707 sqft

$321,500

605 Decker DR, Hutto TX 78634

MLS #246823118 · Isaac Schlabach · HATICE Alkaya Schlabach

5 bd·2.5 ba·2,316 sqft

$274,998

120 Holland ST, Hutto TX 78634

MLS #246811698 · Horizon Realty · Yahaira Martinez

3 bd·2 ba·1,492 sqft

$278,900

502 Garrett CT, Hutto TX 78634

MLS #246803151 · Isaac Schlabach · HATICE Alkaya Schlabach

4 bd·2.5 ba·1,641 sqft

Motivated SellerNew Construction

$265,749

500 Streaking Star DR, Hutto TX 78634

MLS #246772976 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

$349,000

109 Cross Meadow CV, Hutto TX 78634

MLS #246758291 · All City Real Estate Ltd. Co · Minerva Juarez

4 bd·2 ba·1,024 sqft

Price CutNew Construction

$264,499

121 Dragonfly PARK, Hutto TX 78634

MLS #246741327 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,402 sqft

Quick Move-In

New Construction

$348,990

109 Melrose ST, Hutto TX 78634

MLS #246721862 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,716 sqft

Quick Move-In

New Construction

$358,990

105 Melrose ST, Hutto TX 78634

MLS #246721880 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,840 sqft

Quick Move-In

Price CutNew Construction

$321,999

105 Twins TRL, Hutto TX 78634

MLS #246666978 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,657 sqft

Quick Move-In

New Construction

$358,965

103 Melrose ST, Hutto TX 78634

MLS #246671432 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,678 sqft

Quick Move-In

$359,900

203 Little Lake RD, Hutto TX 78634

MLS #246672503 · All City Real Estate Ltd. Co · Nathalia Gulotta

4 bd·2 ba·1,955 sqft

Motivated SellerNew Construction

$380,999

200 Brabham LOOP, Hutto TX 78634

MLS #246626987 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,773 sqft

Quick Move-In

New Construction

$354,999

509 Lagonda DR, Hutto TX 78634

MLS #246627080 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,060 sqft

Quick Move-In

$365,000

209 Frio River TRL, Hutto TX 78634

MLS #246611988 · All City Real Estate Ltd. Co · Joel Miranda Ortiz

4 bd·2.5 ba·2,232 sqft

Motivated SellerNew Construction

$290,999

156 Twins TRL, Hutto TX 78634

MLS #246618709 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,867 sqft

Quick Move-In

Motivated SellerNew Construction

$243,999

205 Mets WAY, Hutto TX 78634

MLS #246618711 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,692 sqft

Quick Move-In

Price CutNew Construction

$340,999

304 Athletics Ave, Hutto TX 78634

MLS #246573323 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·1,795 sqft

Quick Move-In

Motivated SellerNew Construction

$309,799

116 Thunderclap TER, Hutto TX 78634

MLS #246572434 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,171 sqft

Quick Move-In

$293,860

905 Windrow RUN, Hutto TX 78634

MLS #246546950 · New Home Now · Daniel Wilson

3 bd·2.5 ba·1,668 sqft

$325,000

218 THURMAN HOLT RD, Hutto TX 78634

MLS #246484737 · Keller Williams Realty Lone St · Rica Greenwood

3 bd·2 ba·1,656 sqft

$315,000

122 Holland ST, Hutto TX 78634

MLS #246442886 · REALTY CAPITAL CITY · Pat Gunter

3 bd·2 ba·2,061 sqft

About Homes Under $400K in Hutto, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 365 homes for sale under $400K in Hutto on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Hutto market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Hutto by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Hutto today.

Buying a Home Under $400K in Hutto

Shopping with a $400K ceiling in Hutto works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Hutto directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Hutto?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Hutto are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Hutto?

It depends on how $400K compares to the local market — the median list price for Hutto is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Hutto market?

The simplest gauge is the median list price shown above. If $400K is below the Hutto median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Hutto market.

Can HomeLocating help me buy a home under $400K in Hutto?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.