Homes Under $400K in Hutto, TX

365 active homes under $400k in Hutto, TX · The median list price in Hutto is $339,045.

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Motivated SellerNew Construction

$399,999

141 Brabham LOOP, Hutto TX 78634

MLS #245500523 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,709 sqft

Quick Move-In

New Construction

$389,990

104 Pico ST, Hutto TX 78634

MLS #245500528 · Meritage Homes Realty · Patrick McGrath

4 bd·2.5 ba·2,334 sqft

Quick Move-In

Price CutNew Construction

$383,990

106 Melrose ST, Hutto TX 78634

MLS #245476048 · HomesUSA.com · Ben Caballero

4 bd·3 ba·2,120 sqft

Quick Move-In

Price CutNew Construction

$380,965

102 Melrose ST, Hutto TX 78634

MLS #245476049 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,965 sqft

Quick Move-In

Price CutNew Construction

$367,965

108 Melrose ST, Hutto TX 78634

MLS #245477228 · HomesUSA.com · Ben Caballero

4 bd·3 ba·1,767 sqft

Quick Move-In

Motivated SellerNew Construction

$326,495

102 Malibu, Hutto TX 78634

MLS #238888667 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,722 sqft

Quick Move-In

Motivated Seller

$275,000

107 Lavaca LOOP, Hutto TX 78634

MLS #245435083 · TexCen Realty · Kat Cherry

4 bd·2 ba·1,604 sqft

New Construction

$239,749

101 Silent Sky LN, Hutto TX 78634

MLS #245427833 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

Motivated Seller

$239,999

107 Gray Fox LOOP, Hutto TX 78634

MLS #239545952 · Coldwell Banker Realty · Monique Bolden

3 bd·2 ba·1,401 sqft

Motivated Seller

$249,900

204 Oldbridge DR, Hutto TX 78634

MLS #245390911 · Spyglass Realty · Dustin Raye

4 bd·2 ba·1,622 sqft

Price Cut

$309,500

300 Fistral DR, Hutto TX 78634

MLS #245391732 · Keller Williams Realty Lone St · Katherine Webster

3 bd·2 ba·1,485 sqft

$400,000

206 Wind TRL, Hutto TX 78634

MLS #245364414 · La Casa Realty Group · Jaime Elizalde

4 bd·2.5 ba·2,645 sqft

Price Cut

$385,000

228 Castlefields ST, Hutto TX 78634

MLS #245365998 · Dash Realty · Tommy Nguyen

4 bd·2 ba·2,089 sqft

Motivated Seller

$345,000

130 Killian LOOP, Hutto TX 78634

MLS #245367593 · Haven Homes · Caitlyn Orona

4 bd·2.5 ba·2,375 sqft

Motivated SellerNew Construction

$319,990

120 Christy ST, Hutto TX 78634

MLS #245345994 · Alexander Properties · Bobbie Alexander

4 bd·3 ba·1,877 sqft

Quick Move-In

Price Cut

$289,900

306 CRESTON ST, Hutto TX 78634

MLS #245328841 · Elite Agents · Michelle Lee-Wilder

3 bd·2 ba·1,350 sqft

Motivated SellerNew Construction

$271,749

300 Scorpius TRL, Hutto TX 78634

MLS #245310479 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,850 sqft

Quick Move-In

Price Cut

$345,000

501 Duroc DR, Hutto TX 78634

MLS #245291191 · Davalos & Associates · Joe Davalos

3 bd·2 ba·1,778 sqft

Motivated Seller

$262,000

206 Almquist ST, Hutto TX 78634

MLS #245292659 · Opendoor Brokerage, LLC · Amber Broadway

4 bd·2.5 ba·2,094 sqft

$395,000

1012 Wallin Farms CV, Hutto TX 78634

MLS #245297526 · Keller Williams Realty · Lisa Kosub

3 bd·2 ba·2,500 sqft

Motivated SellerNew Construction

$291,749

216 Scorpius TRL, Hutto TX 78634

MLS #245297535 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,162 sqft

Quick Move-In

Motivated SellerNew Construction

$378,999

139 Brabham LOOP, Hutto TX 78634

MLS #245309153 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,773 sqft

Quick Move-In

Motivated Seller

$300,000

223 Flowers Ave, Hutto TX 78634

MLS #245284705 · eXp Realty, LLC · Paige Morris

4 bd·3 ba·1,880 sqft

Price Cut

$350,000

113 Nettle Swap DR, Hutto TX 78634

MLS #245270918 · Austin Options Realty · Shane Allen

3 bd·2 ba·1,650 sqft

About Homes Under $400K in Hutto, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 365 homes for sale under $400K in Hutto on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Hutto market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Hutto by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Hutto today.

Buying a Home Under $400K in Hutto

Shopping with a $400K ceiling in Hutto works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Hutto directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Hutto?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Hutto are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Hutto?

It depends on how $400K compares to the local market — the median list price for Hutto is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Hutto market?

The simplest gauge is the median list price shown above. If $400K is below the Hutto median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Hutto market.

Can HomeLocating help me buy a home under $400K in Hutto?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.