Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Motivated Seller

$279,000

245 Peppergrass CV, Kyle TX 78640

MLS #238825265 · Ideal Realty · Marisol Giron

4 bd·2.5 ba·2,101 sqft

$299,900

112 Storm CT, Kyle TX 78640

MLS #241394391 · Realty of America, LLC · Lupe Rodriguez

3 bd·2 ba·1,216 sqft

$394,999

240 W Possum Kingdom DR W, Kyle TX 78640

MLS #241685199 · Texas Urban PM · Patricia Williams

5 bd·3 ba·2,875 sqft

$339,900

532 Sampson, Kyle TX 78640

MLS #241937395 · Austin All-Star Realty · Glenn Thompson

3 bd·3 ba·1,862 sqft

$228,500

205 Granary DR, Kyle TX 78640

MLS #241987979 · Sharon Peters, Broker · Sharon Peters

3 bd·2 ba·1,323 sqft

Motivated Seller

$310,000

124 Compass LN, Kyle TX 78640

MLS #241863617 · Realty One Group Prosper · Amanda Rickman

3 bd·2 ba·1,650 sqft

Motivated Seller

$219,000

311A Utterback ST, Kyle TX 78640

MLS #242402106 · Keller Williams Realty · Allison Pflaum

2 bd·2.5 ba·1,160 sqft

Motivated SellerNew Construction

$386,990

116 Pendleton DR, Kyle TX 78640

MLS #242502076 · Meritage Homes Realty · Patrick McGrath

4 bd·3 ba·2,238 sqft

Quick Move-In

Motivated SellerNew Construction

$315,230

160 Chesterfield DR, Kyle TX 78640

MLS #221680836 · New Home Now · Daniel Wilson

2 bd·2 ba·1,754 sqft

Quick Move-In

Motivated SellerNew Construction

$253,780

3073 Winding Creek RD, Kyle TX 78640

MLS #222659167 · New Home Now · Daniel Wilson

3 bd·2 ba·1,191 sqft

Quick Move-In

Motivated SellerNew Construction

$366,990

121 Limestone Creek WAY, Kyle TX 78640

MLS #242695789 · Meritage Homes Realty · Patrick McGrath

4 bd·2.5 ba·2,334 sqft

Quick Move-In

Motivated Seller

$248,000

172 Discovery, Kyle TX 78640

MLS #242810545 · CB&A, Realtors · Carlos Dongmo

3 bd·2.5 ba·1,710 sqft

New Construction

$333,999

314 Avre LOOP, Kyle TX 78640

MLS #242168533 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,368 sqft

Quick Move-In

Motivated Seller

$324,020

180 Lennox DR, Kyle TX 78640

MLS #242857939 · New Home Now · Daniel Wilson

4 bd·2.5 ba·2,051 sqft

Price Cut

$300,000

107 Appaloosa DR, Kyle TX 78640

MLS #242911209 · eXp Realty, LLC · John Garza

3 bd·2 ba·1,456 sqft

Motivated Seller

$324,999

132 Tenny LN, Kyle TX 78640

MLS #243277699 · Outlaw Realty · Grant Whittenberger

3 bd·2.5 ba·2,078 sqft

Motivated SellerNew Construction

$231,990

105 Calcite RD #4, Kyle TX 78640

MLS #237486008 · Meritage Homes Realty · Patrick McGrath

3 bd·2.5 ba·1,755 sqft

Quick Move-In

Motivated Seller

$354,990

236 Bellie LN, Kyle TX 78640

MLS #243431949 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·2,028 sqft

$259,000

107 Creekside Villa DR, Kyle TX 78640

MLS #243494051 · Olive Fox Properties Group LLC · Esther Talley

3 bd·2 ba·1,266 sqft

Motivated Seller

$324,990

181 Oriole ST, Kyle TX 78640

MLS #243504087 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,800 sqft

Motivated Seller

$339,990

339 Mustang BND, Kyle TX 78640

MLS #241321814 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·2,010 sqft

Price Cut

$227,100

137 Sawgrass CIR, Kyle TX 78640

MLS #241508430 · Redfin Corporation · Eric Mulero

3 bd·2 ba·1,398 sqft

Motivated Seller

$379,990

270 Mustang BND, Kyle TX 78640

MLS #241842491 · DRB Group Realty, LLC · Chaquia Thomas

5 bd·3 ba·2,700 sqft

Motivated Seller

$314,999

124 Tenny LN, Kyle TX 78640

MLS #243578132 · Outlaw Realty · Grant Whittenberger

3 bd·2 ba·1,434 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.