Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Motivated Seller

$399,989

188 Nautical LOOP, Kyle TX 78640

MLS #245147043 · The Seely Group LLC · Amy Seely

4 bd·3 ba·2,287 sqft

Motivated Seller

$228,000

148 Pearl Lake DR, Kyle TX 78640

MLS #245122220 · Blairfield Realty LLC · Celeste Quesada

3 bd·2 ba·1,273 sqft

Price CutNew Construction

$299,900

238 Bay Breeze DR, Kyle TX 78640

MLS #245103965 · Randol Vick, Broker · John Vick

3 bd·2 ba·1,487 sqft

Quick Move-In

New Construction

$369,900

750 Billowing WAY, Kyle TX 78640

MLS #245105261 · Randol Vick, Broker · John Vick

3 bd·2.5 ba·1,983 sqft

Quick Move-In

Motivated Seller

$384,999

472 Treadwell LN, Kyle TX 78640

MLS #245083136 · Outlaw Realty · Grant Whittenberger

6 bd·2 ba·2,067 sqft

Motivated Seller

$359,000

360 Jefferson DR, Kyle TX 78640

MLS #245076761 · JBGoodwin REALTORS WL · Heidi Trevithick

4 bd·3 ba·2,209 sqft

Motivated SellerNew Construction

$332,999

175 Seabreeze ST, Kyle TX 78640

MLS #245068272 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft

Quick Move-In

$300,000

400 Hortus DR, Kyle TX 78640

MLS #245032714 · DH Realty Partners, Inc · Casandra Martinez

3 bd·2 ba·1,203 sqft

Motivated Seller

$219,900

1480 Twin CV, Kyle TX 78640

MLS #245015524 · Watters International Realty · Chris Watters

3 bd·2 ba·1,275 sqft

Motivated Seller

$279,000

244 Sampson, Kyle TX 78640

MLS #245010837 · NEXTHOME MODERN · Amy Doyle

3 bd·2.5 ba·1,738 sqft

$229,000

140 Dropper, Kyle TX 78640

MLS #244968199 · Dash Realty · Janin Dispo

3 bd·2 ba·1,704 sqft

New Construction

$283,999

213 STARK, Kyle TX 78640

MLS #244951113 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,602 sqft

Quick Move-In

$275,000

771 Bunton Reserve BLVD, Kyle TX 78640

MLS #235283577 · All City Real Estate Ltd. Co · Lilly Perez

3 bd·1,200 sqft

Motivated Seller

$359,900

166 Pelican Bay CIR, Kyle TX 78640

MLS #222028477 · Texas Ally Real Estate Group · Marcelo Gonzalez

3 bd·2.5 ba·2,054 sqft

New Construction

$299,900

108 Zion DR, Kyle TX 78640

MLS #236353578 · CastleRock Realty, LLC · Ashley Yoder

3 bd·2 ba·1,335 sqft

Quick Move-In

Motivated SellerNew Construction

$268,990

116 Bugbee, Kyle TX 78640

MLS #238012881 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,450 sqft

Quick Move-In

Motivated Seller

$260,000

363 El Rey DR, Kyle TX 78640

MLS #238280077 · Realty Texas LLC · Teresa Salazar Urquiza

3 bd·2 ba·1,065 sqft

Motivated Seller

$244,000

815 Rustler PASS, Kyle TX 78640

MLS #238434948 · T J Lewis Real Estate · Susana Reyna

3 bd·2 ba·1,216 sqft

$250,000

857 Powell ST, Kyle TX 78640

MLS #238496029 · Levi Rodgers Real Estate Group · Isaac Strycker

3 bd·2.5 ba·1,427 sqft

Motivated Seller

$299,900

436 Spinnaker LOOP, Kyle TX 78640

MLS #238616840 · Land Unlimited · Claudia Farfan Sanchez

3 bd·2.5 ba·2,054 sqft

Motivated Seller

$250,000

171 Acadia DR, Kyle TX 78640

MLS #240498719 · Hart of Texas · LJ John

3 bd·2 ba·1,549 sqft

$350,000

249 Treadwell LN, Kyle TX 78640

MLS #241488941 · Compass RE Texas, LLC · Adam Walker

3 bd·2 ba·2,182 sqft

Motivated Seller

$216,000

440 Lonie LN, Kyle TX 78640

MLS #241662756 · Realty of America, LLC · Antonia Aguirre

2 bd·2.5 ba·1,998 sqft

Motivated Seller

$310,000

1503 N Burleson ST, Kyle TX 78640

MLS #230959591 · Aston & Associates · David Aston

2 bd·1 ba·1,232 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.