Homes Under $400K in Kyle, TX

419 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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New Construction

$203,999

750 Alamito Ave, Kyle TX 78640

MLS #247528906 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

$399,999

580 Treadwell LN, Kyle TX 78640

MLS #247517266 · Outlaw Realty · Grant Whittenberger

3 bd·3 ba·2,067 sqft

$349,700

270 Rioja, Kyle TX 78640

MLS #247518657 · Berkshire Hathaway TX Realty · Kent Redding

5 bd·2.5 ba·2,526 sqft

Assumable Loan

$305,000

319 Globe Mallow CIR, Kyle TX 78640

MLS #247501784 · Domain Realty, LLC · Garrett Trahan

3 bd·3 ba·1,521 sqft

$328,900

784 Sampson, Kyle TX 78640

MLS #247491839 · eXp Realty, LLC · Noa Levy

4 bd·2 ba·1,916 sqft

Fixer-Upper

$250,000

4672 Mather, Kyle TX 78640

MLS #242652416 · Pink Horizon Realty PLLC · La Donna Keesee

4 bd·2.5 ba·1,612 sqft

New Construction

$228,999

114 ANNETTE, Kyle TX 78640

MLS #247478937 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,230 sqft

Quick Move-In

New Construction

$286,999

595 Alamito Ave, Kyle TX 78640

MLS #247482357 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,024 sqft

Quick Move-In

Assumable LoanNew Construction

$231,990

135 Calcite RD #1, Kyle TX 78640

MLS #247457230 · Meritage Homes Realty · Patrick McGrath

3 bd·2.5 ba·1,755 sqft

Quick Move-In

Price Cut

$320,000

234 Queen Topsail WAY, Kyle TX 78640

MLS #247457233 · Pure Realty · Richard Fowler

3 bd·2.5 ba·1,824 sqft

$261,900

642 Evening Star, Kyle TX 78640

MLS #247449010 · Keller Williams Realty · Jayna Love

4 bd·2 ba·1,836 sqft

$285,900

220 James Adkins DR, Kyle TX 78640

MLS #247449011 · Keller Williams Realty · Jayna Love

4 bd·2 ba·2,040 sqft

$325,000

114 Sickle LOOP, Kyle TX 78640

MLS #247410594 · Realty One Group Prosper · Michelle Harros

4 bd·2 ba·1,800 sqft

Price Cut

$399,639

326 Dogvane CIR, Kyle TX 78640

MLS #247407125 · Legacy Austin Realty · Autumn Lapaglia

4 bd·3 ba·2,159 sqft

$399,999

342 Backstays LOOP, Kyle TX 78640

MLS #247407330 · Legacy Austin Realty · Autumn Lapaglia

4 bd·3 ba·2,121 sqft

$389,999

498 Backstays LOOP, Kyle TX 78640

MLS #247407513 · Legacy Austin Realty · Autumn Lapaglia

4 bd·2.5 ba·2,253 sqft

New Construction

$322,990

331 Palestine TRL, Kyle TX 78640

MLS #247373301 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,772 sqft

Quick Move-In

Assumable Loan

$299,900

157 Lexword, Kyle TX 78640

MLS #247374615 · Orchard Brokerage · Beth Abeita

4 bd·2.5 ba·2,596 sqft

Price Cut

$325,000

130 Starboard LN, Kyle TX 78640

MLS #247379282 · Redfin Corporation · Carmen Gioia

4 bd·3 ba·2,110 sqft

Price Cut

$329,702

339 Elephant Island LOOP, Kyle TX 78640

MLS #247365333 · Legacy Austin Realty · Autumn Lapaglia

3 bd·2 ba·1,537 sqft

Price Cut

$369,999

349 Elephant Island LOOP, Kyle TX 78640

MLS #247365428 · Legacy Austin Realty · Autumn Lapaglia

4 bd·3.5 ba·2,512 sqft

$359,999

345 Elephant Island LOOP, Kyle TX 78640

MLS #247365562 · Legacy Austin Realty · Autumn Lapaglia

4 bd·3.5 ba·2,274 sqft

Price Cut

$280,000

312 Sickle LOOP, Kyle TX 78640

MLS #247352695 · Latigo & Stone LLC · Ashleigh Paine

4 bd·2.5 ba·2,327 sqft

Price CutNew Construction

$339,999

271 Avre LOOP, Kyle TX 78640

MLS #247357705 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,368 sqft

Quick Move-In

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 419 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.