Homes Under $400K in Kyle, TX

419 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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$259,900

368 AMBER ASH DR, Kyle TX 78640

MLS #247336208 · Bella Real Estate · Karen Jones

3 bd·2 ba·1,454 sqft

New Construction

$313,990

248 Texas Agate DR, Kyle TX 78640

MLS #242516886 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,477 sqft

Quick Move-In

$269,990

551 Whispering Hollow DR, Kyle TX 78640

MLS #247324578 · Keller Williams City-View · Christopher Marti

3 bd·2.5 ba·2,332 sqft

$215,000

130 Satsuma LN, Kyle TX 78640

MLS #247293461 · All City Real Estate Ltd. Co · Lilly Perez

3 bd·2 ba·1,200 sqft

$385,000

285 Kat Garnet DR, Kyle TX 78640

MLS #247294550 · Homecity Real Estate · Judy Smith

4 bd·3 ba·2,656 sqft

Motivated SellerNew Construction

$206,999

742 Alamito Ave, Kyle TX 78640

MLS #247273613 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

$397,900

172 Mistflower LN, Kyle TX 78640

MLS #247112802 · Realty One Group Prosper · Amanda Rickman

4 bd·3 ba·2,593 sqft

Motivated SellerNew Construction

$334,999

253 Avre LOOP, Kyle TX 78640

MLS #247120016 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft

Quick Move-In

Motivated SellerNew Construction

$290,999

585 Alamito Ave, Kyle TX 78640

MLS #247121609 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,211 sqft

Quick Move-In

Motivated SellerNew Construction

$289,999

243 Avre LOOP, Kyle TX 78640

MLS #247119955 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,060 sqft

Quick Move-In

$234,900

233 Alpha, Kyle TX 78640

MLS #247162046 · Keller Williams Realty · Adrianne Craft

3 bd·2 ba·1,371 sqft

$399,000

461 Coyote Creek WAY, Kyle TX 78640

MLS #247162048 · eXp Realty, LLC · Madison Dyer

4 bd·2.5 ba·2,082 sqft

Price Cut

$398,000

154 Sequoia DR, Kyle TX 78640

MLS #247201981 · Coldwell Banker Realty · Riley Ingebritson

3 bd·2 ba·1,725 sqft

Motivated Seller

$325,000

383 Sickle LOOP, Kyle TX 78640

MLS #247215426 · Kuper Sotheby's Int'l Realty · Seth Thompson

4 bd·3 ba·2,590 sqft

Assumable Loan

$300,000

209 Evening Dusk DR, Kyle TX 78640

MLS #247172592 · Keller Williams Heritage · Dustin Wilke

5 bd·2.5 ba·2,452 sqft

$299,000

208 Martha LN, Kyle TX 78640

MLS #247232294 · Engel & Volkers Austin · Rachel Knight

3 bd·2.5 ba·1,749 sqft

$284,990

344 Matthews LN, Kyle TX 78640

MLS #247201983 · Orchard Brokerage · Wayne Lightfoot

3 bd·2.5 ba·1,991 sqft

$350,000

471 Thicket LN, Kyle TX 78640

MLS #247215443 · Keller Williams Realty · Allison Pflaum

4 bd·2.5 ba·2,658 sqft

$279,900

271 Auburn ST, Kyle TX 78640

MLS #247217401 · Keller Williams Realty · Andrew Cavazos

3 bd·2 ba·1,492 sqft

Price Cut

$179,900

221 Ames CV, Kyle TX 78640

MLS #247223981 · Keller Williams Realty · Andrew Cavazos

3 bd·2 ba·1,032 sqft

$360,000

200 Bay Breeze DR, Kyle TX 78640

MLS #247209522 · J Brandon Realty · Johan Vasquez

4 bd·3 ba·2,500 sqft

Price Cut

$274,000

4225 Mather, Kyle TX 78640

MLS #247238100 · Century 21 Randall Morris & As · Sandra Nichols

3 bd·2 ba·1,210 sqft

$324,000

809 Hometown PKWY, Kyle TX 78640

MLS #247245984 · Keller Williams Realty · Stephanie Alexander

4 bd·2.5 ba·2,226 sqft

Price CutNew Construction

$244,999

106 ANNETTE, Kyle TX 78640

MLS #247255193 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,427 sqft

Quick Move-In

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 419 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.