Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Motivated SellerNew Construction

$327,999

241 ANNETTE, Kyle TX 78640

MLS #247256854 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,601 sqft

Quick Move-In

$299,000

201 Elbow Bush CV, Kyle TX 78640

MLS #247244159 · Real Broker, LLC · Dan Fitzgerald

3 bd·2 ba·1,521 sqft

$335,000

358 Frogmore LOOP, Kyle TX 78640

MLS #247256850 · TS Realty · Cheyenne Shelton

4 bd·3 ba·2,480 sqft

New Construction

$293,420

361 Bridge Deck LOOP, Kyle TX 78640

MLS #247227446 · ERA Experts · Matt Menard

3 bd·2 ba·1,580 sqft

Quick Move-In

New Construction

$290,480

293 Bridge Deck LOOP, Kyle TX 78640

MLS #247228374 · ERA Experts · Matt Menard

3 bd·2 ba·1,512 sqft

Quick Move-In

$270,000

184 Kookaburra BND, Kyle TX 78640

MLS #247268715 · Keller Williams Realty · Maria Vargas

3 bd·2 ba·1,461 sqft

New Construction

$376,990

379 Old Town RD, Kyle TX 78640

MLS #247270125 · Meritage Homes Realty · Patrick McGrath

4 bd·2.5 ba·1,893 sqft

Quick Move-In

$260,000

630 Masonwood DR, Kyle TX 78640

MLS #247271009 · Keller Williams Realty · Wendy Papasan

3 bd·2 ba·1,392 sqft

Price Cut

$304,990

214 Spangle WAY, Kyle TX 78640

MLS #247093311 · GoldSher Properties · Sherri Lindsey

3 bd·2 ba·1,491 sqft

Price Cut

$299,990

142 Delaware LN, Kyle TX 78640

MLS #247094845 · GoldSher Properties · Sherri Lindsey

3 bd·2 ba·1,427 sqft

New Construction

$297,999

175 STARK, Kyle TX 78640

MLS #247017824 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,879 sqft

Quick Move-In

Price CutNew Construction

$384,999

231 ANNETTE, Kyle TX 78640

MLS #247017826 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,499 sqft

Quick Move-In

$349,990

330 Mustang BND, Kyle TX 78640

MLS #246988053 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·3 ba·1,910 sqft

Price Cut

$254,999

437 Haupt, Kyle TX 78640

MLS #246991913 · Hawkins Bucklew Property Group · Chelsea Bucklew

3 bd·2.5 ba·1,384 sqft

Assumable Loan

$289,000

159 Invierno ST, Kyle TX 78640

MLS #246986344 · Compass RE Texas, LLC · Charla Housson

3 bd·2 ba·1,764 sqft

$319,990

251 Mustang BND, Kyle TX 78640

MLS #246997624 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,590 sqft

$284,500

1266 Cherrywood, Kyle TX 78640

MLS #246980574 · Spyglass Realty · Matt Kumar

4 bd·2.5 ba·1,837 sqft

New Construction

$260,999

183 STARK, Kyle TX 78640

MLS #246969227 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,450 sqft

Quick Move-In

Price CutNew Construction

$340,999

221 ANNETTE, Kyle TX 78640

MLS #246970306 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,774 sqft

Quick Move-In

$339,990

210 Palm Warbler PASS, Kyle TX 78640

MLS #246933504 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·2,140 sqft

Assumable Loan

$363,000

164 Alamo Vine CT, Kyle TX 78640

MLS #246930039 · Providential Properties · Marilyn Boyd

4 bd·2 ba·2,069 sqft

$349,990

115 Bellie LN, Kyle TX 78640

MLS #246937136 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2.5 ba·2,518 sqft

Motivated SellerNew Construction

$269,999

573 Alamito Ave, Kyle TX 78640

MLS #246914649 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,896 sqft

Quick Move-In

Motivated SellerNew Construction

$298,999

600 Alamito Ave, Kyle TX 78640

MLS #246914652 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,344 sqft

Quick Move-In

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.