Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

314 Dusky Thrush DR
$325,000

314 Dusky Thrush DR, Kyle TX 78640

MLS #246602961 · eXp Realty, LLC · Heidi Yohe

4 bd·2.5 ba·2,231 sqft
144 Ketch WAY
Motivated SellerEstimated by HomeLocatingNew Construction
$185,999

144 Ketch WAY, Kyle TX 78640

MLS #246618747 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,200 sqft
Quick Move-In
111 Seabreeze ST
Motivated SellerEstimated by HomeLocatingNew Construction
$335,999

111 Seabreeze ST, Kyle TX 78640

MLS #246618749 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft
Quick Move-In
233 Avre LOOP
Motivated SellerEstimated by HomeLocatingNew Construction
$332,999

233 Avre LOOP, Kyle TX 78640

MLS #246619643 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,723 sqft
Quick Move-In
560 Alamito Ave
Motivated SellerEstimated by HomeLocatingNew Construction
$279,999

560 Alamito Ave, Kyle TX 78640

MLS #246619644 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,024 sqft
Quick Move-In
568 Alamito Ave
Motivated SellerEstimated by HomeLocatingNew Construction
$345,999

568 Alamito Ave, Kyle TX 78640

MLS #246619646 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,843 sqft
Quick Move-In
576 Alamito Ave
Motivated SellerEstimated by HomeLocatingNew Construction
$307,999

576 Alamito Ave, Kyle TX 78640

MLS #246619649 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,211 sqft
Quick Move-In
237 Spider Lily DR
$230,000

237 Spider Lily DR, Kyle TX 78640

MLS #246587349 · Keller Williams Realty · Clay Byrne

3 bd·2 ba·1,521 sqft
223 Rieber RD
$332,500

223 Rieber RD, Kyle TX 78640

MLS #246586632 · Realty One Group Prosper · Amanda Rickman

4 bd·2.5 ba·2,023 sqft
439 Arnold LOOP #A
Motivated SellerEstimated by HomeLocating
$199,000

439 Arnold LOOP #A, Kyle TX 78640

MLS #246597472 · Keller Williams Realty · Roman Lopez

3 bd·2 ba·1,339 sqft
399 Paddington DR
Price CutEstimated by HomeLocating
$300,000

399 Paddington DR, Kyle TX 78640

MLS #246569862 · Keller Williams Realty · Paola Samaia Lozano

3 bd·2.5 ba·2,452 sqft
164 Caddis CV
$339,000

164 Caddis CV, Kyle TX 78640

MLS #246548383 · Realty of America, LLC · Crystal Benavides

4 bd·2 ba·2,568 sqft
118 Rio Grande DR
$329,900

118 Rio Grande DR, Kyle TX 78640

MLS #246524321 · Realty of America, LLC · Lisa James

4 bd·2.5 ba·3,190 sqft
407 Avre LOOP
$289,000

407 Avre LOOP, Kyle TX 78640

MLS #246520523 · Olive Fox Properties Group LLC · Esther Talley

3 bd·2 ba·1,645 sqft
510 Apache Plum DR
$274,999

510 Apache Plum DR, Kyle TX 78640

MLS #246509714 · eXp Realty LLC · Draye Densmore

3 bd·2 ba·1,611 sqft
260 Cushman DR
Price CutEstimated by HomeLocating
$244,990

260 Cushman DR, Kyle TX 78640

MLS #246515773 · Sprout Realty · Jennifer Ferrara

3 bd·2 ba·1,677 sqft
232 Evening Dusk DR
Price CutEstimated by HomeLocating
$310,000

232 Evening Dusk DR, Kyle TX 78640

MLS #242780307 · Coldwell Banker Realty · Lori Huey

5 bd·2.5 ba·2,442 sqft
151 Henke CV
Price CutEstimated by HomeLocating
$229,900

151 Henke CV, Kyle TX 78640

MLS #246484731 · Keller Williams Realty · Andrew Cavazos

3 bd·2 ba·1,343 sqft
242 Reveille DR
Price CutEstimated by HomeLocating
$355,000

242 Reveille DR, Kyle TX 78640

MLS #246460303 · Real Broker, LLC · Bianca Vazquez

3 bd·2 ba·1,482 sqft
1400 Harwell LOOP
$299,000

1400 Harwell LOOP, Kyle TX 78640

MLS #246417856 · Premier Realty Group Platinum · Tanya Fenderbosch

3 bd·2 ba·1,720 sqft
305 Verano DR
Price CutEstimated by HomeLocating
$275,000

305 Verano DR, Kyle TX 78640

MLS #246421117 · One Stop Leasing & Prop Mgmt · Charitty Alexander

4 bd·2 ba·1,668 sqft
817 Petras WAY
$225,000

817 Petras WAY, Kyle TX 78640

MLS #246406398 · RE/MAX Fine Properties · Faith Staires

3 bd·2 ba·1,216 sqft
301 Romans RD
$328,990

301 Romans RD, Kyle TX 78640

MLS #246385045 · First Texas Brokerage Company · Kathryn Stredwick

3 bd·2.5 ba·1,846 sqft
137 Seabreeze ST
Motivated SellerEstimated by HomeLocatingNew Construction
$291,999

137 Seabreeze ST, Kyle TX 78640

MLS #246389140 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,060 sqft
Quick Move-In

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.

Explore Homes Under $400K in other cities

Jump to another city’s page — a few homes from each.

Homes Under $400K in Buda, TX →
3623 Kent Chalk RD
New Construction
$312,990

3623 Kent Chalk RD, Buda TX 78610

MLS #247701558 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,440 sqft
Quick Move-In
13300 Rindle Reach DR
New Construction
$351,990

13300 Rindle Reach DR, Buda TX 78610

MLS #247701567 · Meritage Homes Realty · Patrick McGrath

4 bd·2 ba·1,720 sqft
Quick Move-In
318 Blossom Valley STRM
$330,000

318 Blossom Valley STRM, Buda TX 78610

MLS #247855751 · Keller Williams Realty · Paola Samaia Lozano

3 bd·2 ba·1,920 sqft
Homes Under $400K in San Marcos, TX →
2916 Brand Iron DR
$200,000

2916 Brand Iron DR, San Marcos TX 78666

MLS #247853821 · Real Broker, LLC · Brayson Verzella

2 bd·2.5 ba·1,274 sqft
138 Wainscot Oak WAY
$219,900

138 Wainscot Oak WAY, San Marcos TX 78666

MLS #247668028 · Orchard Brokerage · Lauren Szekelyhidi

3 bd·2 ba·1,176 sqft
1061 Blue Oak BLVD
$325,000

1061 Blue Oak BLVD, San Marcos TX 78666

MLS #247628034 · Compass RE Texas, LLC · Kristin Allan

3 bd·2 ba·1,666 sqft
Homes Under $400K in Austin, TX →
3602 Ferguson LN
Fixer-UpperEstimated by HomeLocating
$300,000

3602 Ferguson LN, Austin TX 78754

MLS #247870478 · Market Point Realty Services · Sam Hartzell

3 bd·2 ba·1,514 sqft
6901 Greycloud DR
$385,000

6901 Greycloud DR, Austin TX 78745

MLS #247869449 · Venture Partners R.E. · Rob Canuelle

3 bd·2 ba·1,600 sqft
1516 Catalan RD #502
$314,999

1516 Catalan RD #502, Austin TX 78748

MLS #247871641 · XL Legacy International Resort · Lauren Swanner

3 bd·2.5 ba·1,565 sqft

New-home incentives & deals in Kyle

Builders in Kyle compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here:

Explore more