Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Motivated SellerNew Construction

$313,999

143 Seabreeze ST, Kyle TX 78640

MLS #246390209 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft

Quick Move-In

Motivated SellerNew Construction

$198,999

154 Ketch WAY, Kyle TX 78640

MLS #246390210 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

Price Cut

$249,900

1564 Breanna LN, Kyle TX 78640

MLS #246352359 · Entera Realty LLC · Penny Gail Watson

3 bd·2 ba·1,560 sqft

Price Cut

$299,900

199 Tailwind DR, Kyle TX 78640

MLS #246354240 · Sienna Properties · Toni Bondonzi

3 bd·2 ba·1,651 sqft

New Construction

$390,990

115 Fossil DR, Kyle TX 78640

MLS #243536007 · Meritage Homes Realty · Patrick McGrath

5 bd·2.5 ba·2,812 sqft

Quick Move-In

New Construction

$240,499

219 STARK, Kyle TX 78640

MLS #246350376 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,450 sqft

Quick Move-In

$315,000

161 Prairie Verbena DR, Kyle TX 78640

MLS #246306194 · MY HOME AT AUSTIN · Daniel Garcia

4 bd·2.5 ba·2,101 sqft

Price Cut

$329,900

2411 Rohde RD, Kyle TX 78640

MLS #246300793 · Elite Realty Advisors · Chris Torrey

3 bd·1.5 ba·2,592 sqft

$249,000

149 Dropper, Kyle TX 78640

MLS #246291350 · Spyglass Realty · Katie Evans

3 bd·2 ba·1,696 sqft

$244,900

136 Atlantis, Kyle TX 78640

MLS #246270669 · United Real Estate Austin · Richard Doyle

3 bd·2 ba·1,616 sqft

Price Cut

$239,900

130 Riley CV, Kyle TX 78640

MLS #246287241 · Central Metro Realty · Dani Jones

3 bd·2 ba·1,235 sqft

$293,700

1521 Arbor Knot DR, Kyle TX 78640

MLS #246247661 · Elegant Choice Realty · Sandy Riojas

3 bd·2.5 ba·1,920 sqft

Price CutNew Construction

$342,990

120 Fossil DR, Kyle TX 78640

MLS #246260846 · Meritage Homes Realty · Patrick McGrath

4 bd·2.5 ba·2,012 sqft

Quick Move-In

$400,000

265 Fawn River RUN, Kyle TX 78640

MLS #246239211 · Keller Williams Realty · Roman Lopez

4 bd·2.5 ba·2,529 sqft

$350,000

125 Jade Lake CV, Kyle TX 78640

MLS #246235312 · Keller Williams Realty · Mark Pierce

4 bd·3 ba·2,183 sqft

$310,000

530 Sheep Trail DR, Kyle TX 78640

MLS #246218330 · Christies Intl Real Estate Lone Star · Jennifer Martin

3 bd·2.5 ba·1,796 sqft

Price Cut

$279,900

348 Sampson, Kyle TX 78640

MLS #246198439 · Eleven Oaks Realty · Rebecca Jacks

3 bd·2.5 ba·1,878 sqft

Price CutNew Construction

$241,720

245 Orange Flame BLVD, Kyle TX 78640

MLS #246179012 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,572 sqft

Quick Move-In

Price Cut

$299,990

291 Romans RD, Kyle TX 78640

MLS #246185108 · First Texas Brokerage Company · Kathryn Stredwick

3 bd·2 ba·1,652 sqft

Price Cut

$279,990

176 Dusky Thrush DR, Kyle TX 78640

MLS #246100105 · JBGoodwin REALTORS WL · Patricia Ramirez

3 bd·2 ba·1,660 sqft

Motivated Seller

$325,000

3085 Crestmont LN, Kyle TX 78640

MLS #246086559 · Sienna Properties · Toni Bondonzi

4 bd·2.5 ba·2,928 sqft

$394,990

181 Morgan Meadow DR, Kyle TX 78640

MLS #246074647 · DRB Group Realty, LLC · Chaquia Thomas

5 bd·3 ba·2,700 sqft

Price Cut

$384,990

243 Oriole ST, Kyle TX 78640

MLS #246076316 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·3 ba·2,170 sqft

$329,990

160 Morgan Meadow DR, Kyle TX 78640

MLS #246052142 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,660 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.