Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Price Cut

$309,000

187 Lena LN, Kyle TX 78640

MLS #245647136 · TS Realty · Elizabeth Schmidtberger

4 bd·2.5 ba·2,402 sqft

Price Cut

$239,999

360 Vaquero LN, Kyle TX 78640

MLS #245623411 · Keller Williams Realty · Amanda Ponce

2 bd·2 ba·805 sqft

Motivated Seller

$299,900

201 Connor Elkins DR, Kyle TX 78640

MLS #245626682 · Lighthouse Premier Realty · Natalie Freeman

4 bd·2 ba·2,014 sqft

Motivated Seller

$275,000

189 Ruidoso RD, Kyle TX 78640

MLS #245629017 · V360 REALTY INTERNATIONAL · Memo Vargas

3 bd·2.5 ba·2,244 sqft

$320,000

185 Silver Springs BND, Kyle TX 78640

MLS #245593835 · Compass RE Texas, LLC · Grace Miralle-Wilkens

3 bd·2 ba·1,914 sqft

Price Cut

$349,998

1353 Beechwood DR, Kyle TX 78640

MLS #245595172 · Keller Williams Realty · Lisa Azar

4 bd·2.5 ba·2,594 sqft

Motivated SellerNew Construction

$197,999

137 Seven Seas DR, Kyle TX 78640

MLS #245574497 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,380 sqft

Quick Move-In

Motivated SellerNew Construction

$189,999

171 Seven Seas DR, Kyle TX 78640

MLS #245574500 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,500 sqft

Quick Move-In

Price CutNew Construction

$230,720

246 Orange Flame BLVD, Kyle TX 78640

MLS #245576382 · D.R. Horton, AMERICA'S Builder · Dave Clinton

3 bd·2 ba·1,434 sqft

Quick Move-In

New Construction

$377,990

110 Basalt BND, Kyle TX 78640

MLS #245563234 · Meritage Homes Realty · Patrick McGrath

5 bd·2.5 ba·2,585 sqft

Quick Move-In

Price CutNew Construction

$349,310

291 Palestine TRL, Kyle TX 78640

MLS #245532080 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·3 ba·2,239 sqft

Quick Move-In

New Construction

$277,990

231 Palestine TRL, Kyle TX 78640

MLS #245533797 · D.R. Horton, AMERICA'S Builder · Dave Clinton

3 bd·2 ba·1,325 sqft

Quick Move-In

New Construction

$272,999

201 STARK, Kyle TX 78640

MLS #245540150 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,879 sqft

Quick Move-In

Price Cut

$399,900

271 Reef Band DR, Kyle TX 78640

MLS #245506660 · Pure Realty · Omar Dyess

3 bd·2 ba·1,500 sqft

$302,780

2651 Winding Creek RD, Kyle TX 78640

MLS #245478893 · New Home Now · Daniel Wilson

4 bd·2 ba·1,657 sqft

Price Cut

$398,000

230 Jarbridge DR, Kyle TX 78640

MLS #245482889 · JBGoodwin REALTORS WL · Mike Jones

5 bd·3.5 ba·3,031 sqft

$305,000

627 Scheel RD, Kyle TX 78640

MLS #245448388 · NEXTHOME MODERN · Amy Doyle

3 bd·3 ba·1,473 sqft

Motivated Seller

$309,990

185 Silver Maple DR, Kyle TX 78640

MLS #245441455 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,848 sqft

Price Cut

$325,000

168 Alexander, Kyle TX 78640

MLS #245417340 · Keller Williams Realty · Olivia Connett

3 bd·2.5 ba·1,881 sqft

Motivated Seller

$235,000

270 Cushman DR, Kyle TX 78640

MLS #245338747 · Keller Williams Realty · Stephanie Alexander

3 bd·2 ba·1,536 sqft

Assumable Loan

$320,000

220 Apache Plum DR, Kyle TX 78640

MLS #245289478 · All City Real Estate Ltd. Co · Chase Cangelosi

4 bd·2 ba·1,840 sqft

Motivated Seller

$268,000

981 Goldenrod ST, Kyle TX 78640

MLS #244483939 · Compass RE Texas, LLC · Penny Moulder

4 bd·2 ba·1,881 sqft

Motivated Seller

$225,000

300 Hortus DR, Kyle TX 78640

MLS #245281834 · Realty One Group Prosper · Joseph Cardona

3 bd·2 ba·1,203 sqft

Assumable Loan

$330,000

157 Maplewood N, Kyle TX 78640

MLS #245269707 · Domain Realty, LLC · Myung soon Lemond

4 bd·2 ba·1,960 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.