Homes Under $400K in Lockhart, TX

85 active homes under $400k in Lockhart, TX · The median list price in Lockhart is $325,000.

Motivated Seller

$306,000

1114 Woodlawn ST, Lockhart TX 78644

MLS #237118485 · Link Realty, LLC · Patrick Davis

3 bd·2 ba·1,799 sqft

$310,000

1617 Sunflower ST, Lockhart TX 78644

MLS #246203238 · Compass RE Texas, LLC · Diane Perez

4 bd·2 ba·1,718 sqft

Price Cut

$315,000

820 Bois D'Arc ST, Lockhart TX 78644

MLS #242948780 · Blairfield Realty LLC · Donna Blair

2 bd·1 ba·1,106 sqft

$319,000

833 Ross CIR, Lockhart TX 78644

MLS #245372215 · Crider Realty, LLC · Havilah Crider

4 bd·2 ba·1,900 sqft

Motivated Seller

$299,850

160 Indian TRL, Lockhart TX 78644

MLS #242245196 · eXp Realty, LLC · Josiah Wilson

5 bd·3 ba·2,052 sqft

Price Cut

$294,000

30 Tower Rd RD, Lockhart TX 78644

MLS #245925610 · Realty One Group Prosper · Dustin Inderman

4 bd·2 ba·1,474 sqft

Motivated Seller

$319,000

6945 Seawillow RD, Lockhart TX 78644

MLS #241217651 · Link Realty, LLC · Anna Lowe

4 bd·2 ba·1,475 sqft

Price Cut

$260,000

345 Morning Mist, Lockhart TX 78644

MLS #241124804 · La Casa Realty Group · Carolina Vazquez

3 bd·3 ba·1,456 sqft

Price Cut

$270,000

445 Rancho Linda Dr., Lockhart TX 78644

MLS #243987632 · eXp Realty, LLC · Cynthia Vasquez

3 bd·2 ba·1,372 sqft

$360,000

1781 Long RD, Lockhart TX 78644

MLS #246290511 · Keller Williams Realty · Dyron Taylor

3 bd·2 ba·1,536 sqft

$285,000

1605 Century Oaks DR, Lockhart TX 78644

MLS #246656673 · StepStone Realty LLC · Bailey Girouard

3 bd·2 ba·1,261 sqft

$250,000

1510 Shadow WALK, Lockhart TX 78644

MLS #246660011 · Link Realty, LLC · Dewayne Dalrymple

3 bd·2 ba·1,061 sqft

$199,000

3731 Homannville TRL, Lockhart TX 78644

MLS #246433804 · NB Elite Realty · Carlos Rangel

4 bd·2 ba·1,406 sqft

$324,000

1869 Young LN, Lockhart TX 78644

MLS #232760411 · Dash Realty · Sarai Mata

4 bd·2 ba·1,475 sqft

$324,000

871 Political RD, Lockhart TX 78644

MLS #246392028 · TS Realty · Elizabeth Schmidtberger

3 bd·2 ba·1,680 sqft

Assumable Loan

$349,000

307 Abbey LN, Lockhart TX 78644

MLS #246831178 · Link Realty, LLC · Joy Pardo

4 bd·2 ba·1,748 sqft

$285,000

345 Fm 671, Lockhart TX 78644

MLS #246331425 · TS Realty · Kacie Brown

4 bd·2 ba·1,595 sqft

$329,000

221 Summit DR, Lockhart TX 78644

MLS #241104572 · Link Realty, LLC · Miguel Islas

3 bd·2.5 ba·2,222 sqft

Price Cut

$330,000

2025 Applewood DR, Lockhart TX 78644

MLS #238188643 · MODUS Real Estate · Phillip Chang

4 bd·3 ba·1,882 sqft

Price Cut

$335,000

473 ATTICUS CV, Lockhart TX 78644

MLS #243890532 · Keller Williams City-View · Christopher Marti

5 bd·2 ba·1,668 sqft

Price Cut

$335,000

238 Konrad Creek DR, Lockhart TX 78644

MLS #244540644 · Austin Options Realty · Reba Holmes Watkins

4 bd·2 ba·2,314 sqft

$339,500

218 Summit DR, Lockhart TX 78644

MLS #236861282 · All City Real Estate Ltd. Co · Stephanie Mendoza

5 bd·3.5 ba·2,556 sqft

Price CutNew Construction

$345,000

450 KOLBO CROSSING CV, Lockhart TX 78644

MLS #244096190 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,870 sqft

Quick Move-In

Motivated SellerNew Construction

$344,900

310 Watersong BND, Lockhart TX 78644

MLS #242871698 · Perry Homes Realty, LLC · Lee Jones

4 bd·3 ba·1,942 sqft

Quick Move-In

About Homes Under $400K in Lockhart, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 85 homes for sale under $400K in Lockhart on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Lockhart market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Lockhart by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Lockhart today.

Buying a Home Under $400K in Lockhart

Shopping with a $400K ceiling in Lockhart works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $400K in Lockhart directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Lockhart?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Lockhart are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Lockhart?

It depends on how $400K compares to the local market — the median list price for Lockhart is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Lockhart market?

The simplest gauge is the median list price shown above. If $400K is below the Lockhart median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lockhart market.

Can HomeLocating help me buy a home under $400K in Lockhart?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.