Homes Under $400K in Lockhart, TX

84 active homes under $400k in Lockhart, TX · The median list price in Lockhart is $325,000.

Motivated Seller

$299,850

160 Indian TRL, Lockhart TX 78644

MLS #242245196 · eXp Realty, LLC · Josiah Wilson

5 bd·3 ba·2,052 sqft

Price Cut

$245,000

914 Plum ST, Lockhart TX 78644

MLS #244152380 · Countywide Realty · Irene Yanez

4 bd·2 ba·1,342 sqft

Price Cut

$205,000

903 Travis ST, Lockhart TX 78644

MLS #243562892 · Crider Realty, LLC · Havilah Crider

3 bd·2 ba·1,422 sqft

Motivated SellerNew Construction

$389,900

306 Foxfire CV, Lockhart TX 78644

MLS #241565057 · Perry Homes Realty, LLC · Lee Jones

4 bd·2 ba·2,187 sqft

Quick Move-In

Motivated SellerNew Construction

$394,900

311 Melody RD, Lockhart TX 78644

MLS #242626269 · Perry Homes Realty, LLC · Lee Jones

3 bd·2 ba·2,251 sqft

Quick Move-In

Motivated SellerNew Construction

$398,900

3808 Sonesta ST, Lockhart TX 78644

MLS #241518743 · Perry Homes Realty, LLC · Lee Jones

3 bd·2 ba·2,251 sqft

Quick Move-In

Price CutNew Construction

$389,900

3804 Sonesta ST, Lockhart TX 78644

MLS #241521837 · Perry Homes Realty, LLC · Lee Jones

4 bd·2.5 ba·2,187 sqft

Quick Move-In

Motivated SellerNew Construction

$344,900

310 Watersong BND, Lockhart TX 78644

MLS #242871698 · Perry Homes Realty, LLC · Lee Jones

4 bd·3 ba·1,942 sqft

Quick Move-In

Motivated SellerNew Construction

$369,900

3925 Wishing Well DR, Lockhart TX 78644

MLS #242914618 · Perry Homes Realty, LLC · Lee Jones

3 bd·2 ba·2,026 sqft

Quick Move-In

Motivated SellerNew Construction

$374,900

307 Watersong BND, Lockhart TX 78644

MLS #241420734 · Perry Homes Realty, LLC · Lee Jones

4 bd·3 ba·2,396 sqft

Quick Move-In

Price Cut

$287,500

811 Nixon ST, Lockhart TX 78644

MLS #237484047 · Land Unlimited · Kaylee Sutton

3 bd·2 ba·2,030 sqft

Fixer-Upper

$200,000

818 Plum ST, Lockhart TX 78644

MLS #244916876 · Ideal Realty · LILIANA POSADA ESTRADA

2 bd·2 ba·952 sqft

About Homes Under $400K in Lockhart, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 84 homes for sale under $400K in Lockhart on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Lockhart market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Lockhart by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Lockhart today.

Buying a Home Under $400K in Lockhart

Shopping with a $400K ceiling in Lockhart works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $400K in Lockhart directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Lockhart?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Lockhart are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Lockhart?

It depends on how $400K compares to the local market — the median list price for Lockhart is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Lockhart market?

The simplest gauge is the median list price shown above. If $400K is below the Lockhart median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lockhart market.

Can HomeLocating help me buy a home under $400K in Lockhart?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.