Price CutEstimated by HomeLocating
$344,900
3205 Zabel DR, Lorena TX 76655
MLS #239589068 · ERA Experts · Jennifer Cecil
3 bd·2 ba·1,886 sqft
Homes Under $400K in Lorena, TX
1 active homes under $400k in Lorena, TX from $344,900 · The median list price in Lorena is $555,000.
Nearby Homes Under $400K (within 25 miles)
78 homes under $400k in nearby cities within 25 miles of Lorena, TX — not included in the Lorena count above. Each home shows its own city.
Price CutEstimated by HomeLocating
$289,900
9730 Timberview DR, Woodway TX 76712
MLS #245662817 · UCRE Heart of Texas Land & Hom · Glenda Hall
3 bd·2 ba·2,127 sqft
$335,000
301 N 40th ST, Waco TX 76710
MLS #244671772 · Keller Williams Advantage · Sherry Payne
4 bd·3 ba·2,274 sqft
$332,900
2101 S 7th ST, Waco TX 76706
MLS #245126597 · Pinnacle Realty Advisors · Trey Anderson
3 bd·3 ba·1,484 sqft
Motivated SellerEstimated by HomeLocating
$308,000
614 W 3rd ST, McGregor TX 76657
MLS #232920962 · Watters International Realty · Chris Watters
4 bd·2 ba·1,960 sqft
Motivated SellerEstimated by HomeLocating
$330,500
13390 Bendle RD, Troy TX 76579
MLS #240308935 · All City Real Estate Ltd. Co · Courtney Meza
2 bd·1 ba·1,015 sqft
$380,000
1052 Meandering WAY, China Springs TX 76633
MLS #244055861 · Watters International Realty · Chris Watters
3 bd·2.5 ba·1,564 sqft
Only 1 home under $400K in Lorena right now. Closest options: homes under $400K in Waco, Groesbeck, Troy; or Lorena homes $400K–$500K: see them here.
About Homes Under $400K in Lorena, TX
Setting a price ceiling is one of the most useful ways to shop, and there are 1 homes for sale under $400K in Lorena on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Lorena market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Lorena by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Lorena today.
Buying a Home Under $400K in Lorena
Shopping with a $400K ceiling in Lorena works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Lorena directly through the site. When you're ready, browse the listings above and reach out about any that interest you.
Frequently Asked Questions
How many homes are for sale under $400K in Lorena?
It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Lorena are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.
What kind of homes can I get under $400K in Lorena?
It depends on how $400K compares to the local market — the median list price for Lorena is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.
How does a $400K budget compare to the Lorena market?
The simplest gauge is the median list price shown above. If $400K is below the Lorena median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.
How do I know what I can actually afford?
List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.
Are these listings current?
Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lorena market.
Can HomeLocating help me buy a home under $400K in Lorena?
Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.
Explore Homes Under $400K in other cities
Jump to another city’s page — a few homes from each.
Homes Under $400K in Groesbeck, TX →
Price CutEstimated by HomeLocating
$399,999
860 Lcr 794, Groesbeck TX 76642
MLS #245790629 · Keller Williams Realty Lone St · Bill Vernon
3 bd·2 ba·2,600 sqft
Motivated SellerEstimated by HomeLocating
$345,000
195 L County Road 852, Groesbeck TX 75838
MLS #235808803 · Keller Williams Advantage-Temp · Wendy Flynn
3 bd·1.5 ba·2,215 sqft
Homes Under $400K in Troy, TX →
Assumable LoanEstimated by HomeLocating
$270,000
1012 Velvet CT, Troy TX 76579
MLS #247348371 · Jorgenson Real Estate · Kasey Jorgenson
4 bd·2 ba·1,642 sqft
Motivated SellerEstimated by HomeLocating
$170,000
601 Campus ST, Troy TX 76579
MLS #245780419 · Realty of America, LLC · Kevin Shoun
3 bd·2 ba·1,205 sqft
Motivated SellerEstimated by HomeLocating
$249,990
1200 Canyon Turn DR, Troy TX 76579
MLS #236480287 · Keller Williams City-View · Christopher Marti
3 bd·2 ba·1,667 sqft
New-home incentives & deals in Austin-area
Builders in Austin-area compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here: