Homes Under $400K in Austin, TX

1,456 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$395,000

102 W Covington DR, Austin TX 78753

MLS #237969124 · Jeffrey Thomas Company · Tom Arbuckle

3 bd·2 ba·1,398 sqft

Motivated Seller

$269,000

2200 Dickson DR #127, Austin TX 78704

MLS #238391562 · HOME SIMPLE OF TEXAS, INC · Micky Frowiss

1 bd·1 ba·640 sqft

Motivated Seller

$149,800

1601 Faro DR #2403, Austin TX 78741

MLS #238560449 · Moreland Properties · Don Sembera

1 bd·1 ba·736 sqft

Motivated Seller

$143,000

2124 Burton DR #125, Austin TX 78741

MLS #239734621 · Texus Realty · Jesse Gomez

2 bd·1.5 ba·802 sqft

Motivated Seller

$287,990

10819 Crown Colony DR #19, Austin TX 78747

MLS #240285212 · Keller Williams Realty · Blanca Monarrez

2 bd·2.5 ba·1,334 sqft

Motivated Seller

$193,000

4500 E Oltorf ST #A120, Austin TX 78741

MLS #242509780 · Compass RE Texas, LLC · Kathy Sokolic

2 bd·2 ba·1,004 sqft

Motivated Seller

$225,000

2450 Wickersham LN #501, Austin TX 78741

MLS #221178480 · Keller Williams Realty · Anthony Gibson

2 bd·1 ba·935 sqft

Motivated Seller

$299,999

1510 6th ST W #110, Austin TX 78703

MLS #231596031 · Realty of America, LLC · Diego Corzo

1 bd·1 ba·528 sqft

$210,000

4361 S Congress Ave #322, Austin TX 78745

MLS #239989953 · Keller Williams Realty · Cesar Cabrera

1 bd·1 ba·825 sqft

Motivated Seller

$225,000

904 Montopolis DR, Austin TX 78741

MLS #241294756 · Keller Williams Realty · Dorothy K Orr

3 bd·2 ba·1,120 sqft

Motivated Seller

$399,000

11105 Avery Station LOOP #25, Austin TX 78717

MLS #241750566 · Compass RE Texas, LLC · Amanda Moon

2 bd·2.5 ba·1,435 sqft

Motivated Seller

$397,993

1701 Simond Ave #612, Austin TX 78723

MLS #242072439 · eXp Realty, LLC · Thao Doan

1 bd·1 ba·870 sqft

$330,000

1122 Spur #D ST #D, Austin TX 78721

MLS #242264248 · Bramlett Partners · Martha Olmos

3 bd·2 ba·1,144 sqft

$345,000

806 W 24th ST #202, Austin TX 78705

MLS #242593026 · All Side Realty · Frank Chen

2 bd·2 ba·904 sqft

Motivated Seller

$325,000

5709 Zachary Scott ST, Austin TX 78747

MLS #236252418 · Prime Capital Real Estate Grou · Hannah Allen

4 bd·2.5 ba·2,009 sqft

Motivated Seller

$369,000

40 N Interstate 35 #3B3, Austin TX 78701

MLS #239116786 · DENNY HOLT REALTORS · Denny Holt

2 bd·2 ba·1,288 sqft

Motivated Seller

$220,000

9001 Parkfield DR #B, Austin TX 78758

MLS #240660592 · Laciste Realty LLC · Faith Laciste

2 bd·1.5 ba·1,011 sqft

$339,500

912 W 22nd ST #208, Austin TX 78705

MLS #242736387 · Gill Cave Group · Miller Gill

2 bd·2 ba·793 sqft

Motivated Seller

$385,000

3509 Lyons RD, Austin TX 78702

MLS #242780309 · All City Real Estate Ltd. Co · Chip Ferguson

2 bd·1 ba·1,208 sqft

$195,000

5300 Guadalupe ST #6206, Austin TX 78751

MLS #242800598 · Tower Realty Austin · JT Froese

1 bd·1 ba·410 sqft

Motivated Seller

$330,000

1108 Vasquez ST, Austin TX 78741

MLS #231218584 · JPAR Round Rock · Lina Bibian

3 bd·2 ba·1,280 sqft

Motivated Seller

$290,000

4361 S Congress Ave #301, Austin TX 78745

MLS #238326975 · LPT Realty, LLC · Raymond Husser

2 bd·2 ba·1,305 sqft

Motivated Seller

$199,900

1015 E Yager LN #18, Austin TX 78753

MLS #240878082 · Compass RE Texas, LLC · Lily Lynn

2 bd·2 ba·1,004 sqft

Motivated Seller

$399,000

3110 Red River ST #C-402, Austin TX 78705

MLS #241756341 · Tower Realty Austin · Chesney Coker

2 bd·2 ba·947 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,456 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.