Homes Under $400K in Austin, TX

1,456 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$350,000

1741 Spyglass DR #1-127, Austin TX 78746

MLS #241861647 · Compass RE Texas, LLC · Katey Steadman

2 bd·2 ba·894 sqft

Motivated Seller

$268,999

9525 N Capital of Tx Hwy #636, Austin TX 78759

MLS #242819414 · Century 21 Stribling Properties · Elissa Wilson

2 bd·2 ba·1,183 sqft

Motivated Seller

$225,000

4361 S Congress Ave #527, Austin TX 78745

MLS #242905971 · Compass RE Texas, LLC · Mallory Buxie

1 bd·1 ba·749 sqft

Motivated Seller

$224,999

1134 Lott Ave, Austin TX 78721

MLS #227785819 · Austin City Realty Sales · Aaron Anderson

1 ba·284 sqft

Motivated Seller

$300,000

1105 Richardine Ave, Austin TX 78721

MLS #236050364 · Abrams & Associates Realty LLC · Melinda Burse

3 bd·1 ba·748 sqft

Motivated Seller

$165,990

7920 Rockwood LN #203, Austin TX 78757

MLS #239270576 · eXp Realty, LLC · Dillar Schwartz

1 bd·1 ba·668 sqft

Motivated SellerNew Construction

$297,990

8113 Springsteen DR, Austin TX 78744

MLS #240702871 · HOMEROCK REALTY · Milly Kammerdiener

2 bd·2.5 ba·1,098 sqft

Quick Move-In

Motivated Seller

$299,990

5501 English Ave, Austin TX 78724

MLS #242243791 · eXp Realty, LLC · Dillar Schwartz

3 bd·2 ba·1,326 sqft

Motivated Seller

$195,699

7920 Rockwood LN #249, Austin TX 78757

MLS #242736379 · All City Real Estate Ltd. Co · Paul Williams

1 bd·1 ba·743 sqft

$329,000

910 W 25th ST #209, Austin TX 78705

MLS #243000501 · Campus Condos · Stephen Shaffer

1 bd·1 ba·720 sqft

Price Cut

$314,900

8613 Capitol View DR, Austin TX 78747

MLS #243002999 · All City Real Estate Ltd. Co · Ben Bunce

3 bd·2 ba·2,730 sqft

Motivated Seller

$239,000

9525 N Capital Of Texas Highway #414, Austin TX 78759

MLS #243015401 · eXp Realty, LLC · Jay Kauffman

2 bd·1 ba·972 sqft

Motivated Seller

$343,000

2509 Pearl ST #5, Austin TX 78705

MLS #243020842 · Moreland Properties · Marietta Scott

2 bd·2 ba·845 sqft

$215,000

2401 Manor RD #119, Austin TX 78722

MLS #243036766 · Campus & Central Properties · Lucas Cochrane

2 bd·1 ba·820 sqft

Motivated Seller

$270,000

12500 Lamppost LN #17, Austin TX 78727

MLS #234381410 · HomeBase · Laura Gutierrez

3 bd·2 ba·1,488 sqft

Motivated Seller

$305,000

9015 Cattle Baron PATH #2001, Austin TX 78747

MLS #234981901 · All City Real Estate · Antonio Lou

3 bd·2.5 ba·1,493 sqft

Motivated Seller

$240,000

605 E 55 th #2, Austin TX 78751

MLS #235466484 · HomeBase · Juana Palacios

2 bd·1.5 ba·572 sqft

Motivated Seller

$206,000

7051 Meadow Lake BLVD #10103, Austin TX 78744

MLS #238333276 · HomeBase · Laura Gutierrez

3 bd·2.5 ba·1,221 sqft

Motivated Seller

$259,999

12106 Salvador ST, Austin TX 78748

MLS #238817464 · HomeBase · Juana Palacios

3 bd·2.5 ba·1,780 sqft

Motivated Seller

$249,999

12113 Cantabria RD, Austin TX 78748

MLS #239306301 · HomeBase · Juana Palacios

3 bd·2 ba·1,315 sqft

Motivated Seller

$315,000

11221 Kirkland Hill PATH, Austin TX 78754

MLS #240878113 · MSA Realty, LLC · Cheryl Harbert

3 bd·2 ba·1,342 sqft

Price CutNew Construction

$369,990

9317 Furman DR, Austin TX 78747

MLS #242121091 · M/I Homes Realty · Patrick Easter

4 bd·2 ba·1,858 sqft

Quick Move-In

Motivated Seller

$240,000

605 E 55 th ST #1, Austin TX 78751

MLS #242421986 · HomeBase · Juana Palacios

2 bd·1.5 ba·572 sqft

Motivated Seller

$167,900

7920 Rockwood LN #209, Austin TX 78757

MLS #242426425 · Real Broker, LLC · Carmen Reese

2 bd·1 ba·872 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,456 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.