Homes Under $400K in Austin, TX

1,455 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Price Cut

$279,000

2409 Leon ST #201, Austin TX 78705

MLS #243521995 · Tower Realty Austin · Chesney Coker

2 bd·2 ba·761 sqft

Motivated Seller

$310,000

800 Embassy DR #431, Austin TX 78702

MLS #243556370 · JBGoodwin REALTORS WC · Shubha Sridhar

1 bd·1 ba·571 sqft

Motivated Seller

$250,000

2918 N Ranch Road 620 RD #W219, Austin TX 78734

MLS #226135521 · Ashley Austin Homes · Laurel Seymour

2 bd·2.5 ba·1,395 sqft

Motivated Seller

$199,000

7606 Blessing Ave, Austin TX 78752

MLS #235338071 · Joa Realty · Angel Gallegos

3 bd·2 ba·1,486 sqft

Motivated Seller

$115,000

6903 Deatonhill DR #16, Austin TX 78745

MLS #236895508 · Pauly Presley Realty · Spencer Smyly

1 ba·476 sqft

Motivated Seller

$225,000

8210 Bent Tree RD #116, Austin TX 78759

MLS #242247300 · Epique Realty LLC · Erin Brotherman

2 bd·1 ba·805 sqft

Motivated Seller

$244,900

300 Crockett ST #315, Austin TX 78704

MLS #242536420 · Pure Realty · Crystal Martinez

1 bd·1 ba·692 sqft

$299,500

3115 Helms ST #210, Austin TX 78705

MLS #242692197 · Tower Realty Austin · Chesney Coker

2 bd·2 ba·750 sqft

Motivated Seller

$160,000

5820 Berkman DR #120, Austin TX 78723

MLS #243720029 · Baemayr Realty Group, LLC · Travis Saegert

1 bd·1 ba·633 sqft

Motivated Seller

$265,000

9226 Jollyville RD #122, Austin TX 78759

MLS #238929334 · Strub Residential · Mark Strub

1 bd·1.5 ba·1,148 sqft

Motivated Seller

$299,000

15101 Shell Bark CV, Austin TX 78724

MLS #242561314 · T J Lewis Real Estate · Cesar Perez

4 bd·2.5 ba·2,095 sqft

Price Cut

$310,000

12213 Shropshire BLVD, Austin TX 78753

MLS #242851711 · All City Real Estate Ltd. Co · Maggie Loza De-Nova

3 bd·2 ba·1,851 sqft

Motivated Seller

$209,900

2425 Ashdale DR #89, Austin TX 78757

MLS #242866492 · E3 Properties · Sondra Sondregger

2 bd·2 ba·974 sqft

Motivated Seller

$365,000

9511 Curlew DR, Austin TX 78748

MLS #243790684 · Compass RE Texas, LLC · John Turlington

3 bd·2 ba·1,552 sqft

Price Cut

$374,000

4620 W William Cannon DR #2, Austin TX 78749

MLS #243797973 · All City Real Estate Ltd. Co · Maria Mondragon

2 bd·2.5 ba·1,397 sqft

Motivated Seller

$335,000

1520 Huckleberry LN, Austin TX 78748

MLS #238816471 · Compass RE Texas, LLC · DANE ELLENBOGEN

3 bd·2.5 ba·1,591 sqft

Motivated Seller

$229,950

6906 CARVER Ave #A, Austin TX 78752

MLS #239669912 · Austin Discount Realty · Bob Corwin

2 bd·1 ba·980 sqft

Motivated Seller

$399,999

2235 E 6th ST #204, Austin TX 78702

MLS #240084996 · Realty Texas LLC · Bev Hanson

1 bd·1 ba·940 sqft

Motivated Seller

$174,000

407 E 45th ST #116, Austin TX 78751

MLS #240146360 · eXp Realty, LLC · Nathan Jones

1 bd·1 ba·500 sqft

$375,000

5501-A Charles Merle DR #20, Austin TX 78747

MLS #241592040 · Lumena Realty · Daniel La Rocca

3 bd·2.5 ba·1,840 sqft

Price CutNew Construction

$349,990

1015 Lucinda Williams DR, Austin TX 78744

MLS #242095218 · David Weekley Homes · Jimmy Rado

3 bd·2.5 ba·1,693 sqft

Quick Move-In

$320,000

2220 Webberville RD #216, Austin TX 78702

MLS #242230557 · Compass RE Texas, LLC · Jennifer Ladner

1 bd·1 ba·725 sqft

Motivated Seller

$295,000

3309 Grooms ST #208, Austin TX 78705

MLS #242427642 · eXp Realty, LLC · Jessica Bush

2 bd·1 ba·873 sqft

Motivated Seller

$399,999

11225 Zip Cochise WAY, Austin TX 78653

MLS #242573013 · Outlaw Realty · Grant Whittenberger

4 bd·2.5 ba·2,253 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,455 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.