Homes Under $400K in Austin, TX

1,455 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$169,500

8210 Bent Tree RD #235, Austin TX 78759

MLS #242950178 · Bramlett Partners · Carol Dochen

1 bd·1 ba·640 sqft

$199,900

3703 Harmon Ave #101, Austin TX 78705

MLS #243850864 · Waterloo Realty, LLC · Jeremy Smith

1 bd·1 ba·638 sqft

$215,000

1748 Ohlen RD #74, Austin TX 78757

MLS #243852830 · Spyglass Realty · Trey Metoyer

1 bd·1 ba·770 sqft

Price Cut

$355,000

7701 RIALTO BLVD #124, Austin TX 78735

MLS #241228725 · JBGoodwin REALTORS NW · Cathy Henry

2 bd·2 ba·1,456 sqft

Motivated Seller

$397,000

5702 Duval ST, Austin TX 78752

MLS #241978725 · Sloan Schultz Chisholm Trl Prp · John Schultz

2 bd·1 ba·1,032 sqft

$349,000

2124 E 6th ST E #205, Austin TX 78702

MLS #243892528 · KW-Austin Portfolio Real Estate · Maggie Dewine

1 bd·1 ba·832 sqft

Motivated Seller

$250,000

2918 Ranch Road 620 N #X201, Austin TX 78734

MLS #231967801 · Brodsky Properties · Britt Heffernan

2 bd·2 ba·1,204 sqft

Assumable Loan

$369,000

11204 Silo Valley DR, Austin TX 78754

MLS #238485492 · All City Real Estate Ltd. Co · Jonathan Agrait

3 bd·2 ba·1,675 sqft

Motivated Seller

$299,900

604 N Bluff DR #101, Austin TX 78745

MLS #239236132 · eXp Realty, LLC · Steven Robertson

1 bd·1.5 ba·1,419 sqft

Motivated Seller

$379,000

1741 Spyglass DR #2-104, Austin TX 78746

MLS #241114837 · Austin X Boston Properties Inc · Gail Boston

2 bd·2 ba·938 sqft

Motivated Seller

$300,000

6800 Baythorne DR, Austin TX 78747

MLS #241620667 · Atlas Realty · Mike Minns

3 bd·2.5 ba·2,068 sqft

Motivated Seller

$365,000

6000 Shepherd Mountain CV #618, Austin TX 78730

MLS #242396501 · All City Real Estate Ltd. Co · Sam Khadem

2 bd·2 ba·1,150 sqft

Motivated Seller

$338,500

6000 Shepherd Mountain CV #1312, Austin TX 78730

MLS #243507545 · Resident Realty, LTD. · Todd Sherman

2 bd·2 ba·999 sqft

Price Cut

$399,900

3809 Spicewood Springs RD #127, Austin TX 78759

MLS #243792159 · Keller Williams Realty · Lalo Herrera

2 bd·2 ba·1,223 sqft

Motivated Seller

$259,900

4159 Steck Ave #255, Austin TX 78759

MLS #243996745 · Dash Realty · Ali Tukdi

2 bd·2 ba·1,063 sqft

Motivated Seller

$172,900

4701 Red River ST #102, Austin TX 78751

MLS #239036591 · Spyglass Realty · Tristan Ahlquist

1 ba·373 sqft

Motivated Seller

$294,500

6000 Shepherd Mountain CV #604, Austin TX 78730

MLS #239607227 · Bramlett Partners · Arlene Maze

2 bd·2 ba·918 sqft

Motivated Seller

$379,000

8716 Davis Oaks TRL, Austin TX 78748

MLS #239641214 · Keller Williams Realty · Mary Hernandez

3 bd·2.5 ba·1,418 sqft

Motivated Seller

$250,000

3840 Far West BLVD #101, Austin TX 78731

MLS #239812022 · Moreland Properties · Melissa Levine

2 bd·1.5 ba·849 sqft

Motivated Seller

$360,000

222 West Ave #3008, Austin TX 78701

MLS #241664959 · Skelly Agency · Patrick Furgason

1 ba·558 sqft

Motivated SellerNew Construction

$399,990

12029 Ellena CV, Austin TX 78747

MLS #242817221 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,172 sqft

Quick Move-In

Motivated Seller

$390,000

9616 Holly Springs DR, Austin TX 78748

MLS #242968050 · Keller Williams Realty · Jennifer Smith

3 bd·2 ba·1,174 sqft

Assumable Loan

$359,000

512 Mulberry DR, Austin TX 78745

MLS #243849071 · Douglas Elliman Real Estate · Taylor Drolette

3 bd·2 ba·1,323 sqft

Price Cut

$255,000

4504 Halliday Ave, Austin TX 78725

MLS #244010955 · Real Broker, LLC · Lila Hardegree

3 bd·2 ba·1,344 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,455 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.