Assumable Mortgage Homes in Burnet, TX

3 active assumable mortgage homes in Burnet, TX from $264,900 · The median list price in Burnet is $395,000.

Estimated by HomeLocating

2 assumable · 1 possibly assumable
Assumable: the agent confirmed an assumable loan in the listing. Possibly Assumable: public records show a VA or FHA loan on file (often assumable) — ask us to confirm.

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Assumable Loan

$264,900

602 S Pierce ST, Burnet, TX 78611

MLS #246203220 · Moreland Properties · Becky Ode

3 bd·2 ba·1,120 sqft

Assumable Loan

$350,000

110 Lakewood DR, Burnet, TX 78611

MLS #238990832 · KW-Austin Portfolio Real Estate · Kelsey Osborne

5 bd·2 ba·1,752 sqft

Possibly Assumable

$339,000

400 N River Oaks DR, Burnet, TX 78611

MLS #242059485 · Horseshoe Bay Living 2, LLC · Kale Stephens

3 bd·2 ba·2,130 sqft

Nearby Assumable Homes

Closest assumable-mortgage homes near Burnet, TX, sorted nearest first.

Assumable Loan

$975,000

303 Left LN, Horseshoe Bay, TX 78657

MLS #238701439 · Pilgreen Properties · Tari Pilgreen

4 bd·3.5 ba·3,940 sqft

Assumable Loan

$269,000

4300 Prong Horn, Horseshoe Bay, TX 78657

MLS #222757458 · eXp Realty LLC · Valerie Kelly

3 bd·2 ba·1,860 sqft

Assumable Loan

$350,000

503 Chantilly LN, Spicewood, TX 78669

MLS #244002404 · Classic Realty · Jackie Huff

3 bd·2 ba·1,322 sqft

Assumable Loan

$920,000

129 Hamilton BR, Liberty Hill, TX 78642

MLS #243739753 · Teifke Real Estate · Luis Saenz

4 bd·3.5 ba·3,417 sqft

Assumable Loan

$409,999

8008 Prairie Rye DR, Lago Vista, TX 78645

MLS #241624050 · Wilder Realty LLC · Blake Wilder

3 bd·2.5 ba·2,496 sqft

Assumable Loan

$480,000

21103 Dawn DR, Lago Vista, TX 78645

MLS #245954838 · RE/MAX Fine Properties · Faith Staires

3 bd·2 ba·1,622 sqft

Assumable Loan

$435,000

201 Double Mountain RD, Liberty Hill, TX 78642

MLS #245616124 · Christies Intl Real Estate Lone Star · Erica Balbay

4 bd·2.5 ba·2,772 sqft

Assumable Loan

$610,000

116 Texon DR, Liberty Hill, TX 78642

MLS #244373849 · Magnolia Realty Round Rock · Heather Morstatter

4 bd·4 ba·3,032 sqft

Assumable Loan

$424,900

313 Pendent DR, Liberty Hill, TX 78642

MLS #244983019 · Compass RE Texas, LLC · Robin Curle

3 bd·2.5 ba·2,250 sqft

Assumable Loan

$649,500

713 Judge Fisk DR, Leander, TX 78641

MLS #248799247 · Keller Williams Realty · Laurie Flood

4 bd·3 ba·3,019 sqft

Assumable Loan

$849,900

2709 Villa Capri CT, Leander, TX 78641

MLS #245283242 · T J Lewis Real Estate · Lori Cabello

4 bd·3.5 ba·2,545 sqft

Assumable Loan

$569,000

237 Redonda DR, Liberty Hill, TX 78642

MLS #245380470 · Keller Williams Realty · Adelina Rotar

4 bd·3.5 ba·2,993 sqft

Assumable Loan

$342,000

224 Serpens ST, Georgetown, TX 78628

MLS #242649498 · Realty Texas LLC · Jack Stapleton

4 bd·2.5 ba·2,108 sqft

Assumable Loan

$349,900

144 Riverhill DR, Georgetown, TX 78628

MLS #247359594 · Dave Dacko · Alexandra Lagmanson

3 bd·2 ba·1,463 sqft

Assumable Loan

$895,000

301 Somerset Hills DR, Georgetown, TX 78633

MLS #247305951 · eXp Realty, LLC · Lolita Doll

4 bd·2.5 ba·2,786 sqft

Assumable Loan

$588,000

1005 Rollingwood TRL, Georgetown, TX 78633

MLS #248149682 · Full Circle RE · Ram Ganapathy

4 bd·3.5 ba·3,210 sqft

Assumable Loan

$309,000

219 Wind Ridge DR, Copperas Cove, TX 76522

MLS #246412854 · Realty One Group Prosper · Laura O'Brien

4 bd·3 ba·1,838 sqft

Assumable Loan

$364,500

2333 Four Waters LOOP, Georgetown, TX 78628

MLS #242672638 · Coldwell Banker Realty · Tinnieh Guajardo

4 bd·3 ba·1,966 sqft

Assumable Loan

$298,000

2402 Susan LN, Leander, TX 78641

MLS #244347657 · Orchard Brokerage · Beth Abeita

3 bd·2 ba·1,368 sqft

Assumable Loan

$430,000

1705 Ascot LN, Cedar Park, TX 78613

MLS #244180372 · RE/MAX Temple-Belton · Becky Judkins

4 bd·3 ba·2,636 sqft

Assumable Loan

$2,999,990

4300 Derrick CV, Spicewood, TX 78669

MLS #247662069 · Keller Williams Realty · Kasey Dalby

5 bd·5 ba·6,453 sqft

Assumable Loan

$450,000

1812 Fall Creek DR, Cedar Park, TX 78613

MLS #247707862 · Col Realty · Rigo Zevada

5 bd·4.5 ba·3,931 sqft

Assumable Loan

$570,000

1304 Snowdrop DR, Georgetown, TX 78628

MLS #246447713 · Serhant Texas, LLC · Arion Crenshaw

4 bd·3 ba·2,898 sqft

Assumable Loan

$1,695,000

16323 Lake LOOP, Austin, TX 78734

MLS #245159624 · Wilder Realty LLC · Blake Wilder

5 bd·5.5 ba·4,293 sqft

Assumable Loan

$474,900

1113 Mulberry Oak LN, Georgetown, TX 78628

MLS #246354927 · All City Real Estate · Rhonda Cote Parsons-Cote

4 bd·2 ba·2,079 sqft

Assumable Loan

$465,000

15109 S Flamingo DR S, Austin, TX 78734

MLS #248874398 · Keller Williams Realty · Dillon Meek

3 bd·2.5 ba·2,292 sqft

Assumable Loan

$219,000

2416 Merle DR, Copperas Cove, TX 76522

MLS #246348757 · Real Broker, LLC · Yvette Hernandez

3 bd·2 ba·1,708 sqft

Assumable Loan

$860,000

174 Estrella XING, Georgetown, TX 78628

MLS #244628452 · eXp Realty, LLC · Lindey Hixson

4 bd·3 ba·3,583 sqft

Assumable Loan

$899,900

124 Silverwood TRL, Georgetown, TX 78628

MLS #247011668 · eXp Realty, LLC · Soomin Kim

4 bd·4 ba·3,866 sqft

Assumable Loan

$485,000

3817 Tailfeather DR, Round Rock, TX 78681

MLS #244636946 · Bramlett Partners · Lindsey Pearlstein Smith

3 bd·2.5 ba·2,574 sqft

Assumable Loan

$850,000

15004 Iveans WAY, Austin, TX 78717

MLS #248677656 · All City Real Estate Ltd. Co · Kiran Kota

4 bd·3 ba·3,044 sqft

Assumable Loan

$290,000

165 Hugh DR, Killeen, TX 76542

MLS #246328259 · Keller Williams Realty C. P. · Keishla Gonzalez- Hernandez

4 bd·2 ba·1,665 sqft

Assumable Loan

$679,000

2812 Cascade Falls DR, Austin, TX 78738

MLS #248154034 · Kuper Sotheby's Int'l Realty · Jeff Taylor

3 bd·2 ba·2,235 sqft

Assumable Loan

$233,000

9619 Murandy DR, Killeen, TX 76542

MLS #241082993 · All City Real Estate Ltd. Co · Bernaddette Watkins

3 bd·2 ba·1,415 sqft

Assumable Loan

$550,000

1309 Daylily LOOP, Georgetown, TX 78626

MLS #246299143 · Deal Smith Realty LLC · Jeff Sparacio

4 bd·2.5 ba·2,824 sqft

Assumable Loan

$535,000

463 Beauchamp RD, Dripping Springs, TX 78620

MLS #240310612 · JBGoodwin REALTORS WL · Aubrey Shaw

3 bd·2 ba·2,141 sqft

Assumable Loan

$315,000

153 Blue Agate CT, Jarrell, TX 76537

MLS #239766390 · Sphere Realty · Kristy Navarrette

3 bd·2.5 ba·2,039 sqft

Assumable Loan

$329,900

236 Blue Agate CT, Jarrell, TX 76537

MLS #239287226 · Pinnacle Realty Advisors · Trey Anderson

3 bd·2.5 ba·2,011 sqft

Assumable Loan

$379,000

116 Hares Foot CV, Georgetown, TX 78626

MLS #245227987 · Realty Texas LLC · Oksana West

3 bd·2.5 ba·2,121 sqft

Assumable Loan

$379,990

201 Connor LN, Georgetown, TX 78626

MLS #246253656 · Peak Real Estate Advisors LLC · Alfonso Rodriguez

4 bd·2 ba·1,927 sqft

Assumable Loan

$359,999

133 Konik RD, Georgetown, TX 78626

MLS #243307933 · Compass RE Texas, LLC · Rachael Jones

4 bd·3 ba·2,043 sqft

Assumable Loan

$349,900

813 Cade CV, Georgetown, TX 78626

MLS #244333180 · Beycome Brokerage Realty LLC · Steve Koleno

4 bd·2 ba·1,900 sqft

Assumable Loan

$205,000

424 Marty Allen LOOP, Jarrell, TX 76537

MLS #246610303 · Magnolia Realty Round Rock · Alyssa Roesner

3 bd·2.5 ba·1,462 sqft

Assumable Loan

$225,000

224 Bauxite DR, Jarrell, TX 76537

MLS #248018007 · Pure Realty · Katelyn Moquett

3 bd·2 ba·1,330 sqft

Assumable Loan

$426,900

8408 Elander DR, Killeen, TX 76542

MLS #246227509 · Realty Executives Of Killeen · Raye Mayhorn

4 bd·2.5 ba·2,242 sqft

Assumable Loan

$224,500

212 Hyacinth WAY, Jarrell, TX 76537

MLS #245550923 · ERA Brokers Consolidated · Ashley Swallow

3 bd·2 ba·1,536 sqft

Assumable Loan

$449,000

1141 Lucca DR #53, Dripping Springs, TX 78620

MLS #248164272 · Keller Williams - Lake Travis · Amber Hart

4 bd·3.5 ba·2,528 sqft

Assumable Loan

$220,000

470 Major Lee LN, Jarrell, TX 76537

MLS #239633490 · eXp Realty, LLC · Nicholas Himes

3 bd·2.5 ba·2,360 sqft

Assumable Loan

$160,000

2308 Terrace DR, Killeen, TX 76543

MLS #245151193 · KW-Austin Portfolio Real Estate · Kelsey Osborne

3 bd·2 ba·1,442 sqft

Assumable Loan

$669,995

4906 Deerwood LOOP, Killeen, TX 76542

MLS #246436053 · Coldwell Banker Realty · Sandra Bobb

4 bd·3.5 ba·3,149 sqft

About Assumable Mortgage Homes in Burnet, TX

An assumable mortgage lets a qualified buyer take over the seller's existing home loan — its interest rate, remaining balance, and terms — instead of taking out a new loan at today's rates. The homes below are Burnet listings flagged as having an assumable loan, drawn from live MLS data. Only government-backed FHA, VA, and USDA loans are generally assumable, and every assumption requires the loan servicer's approval and buyer qualification. You typically pay the difference between the price and the remaining balance in cash or separate financing. Confirm any listing's rate, balance, and assumability with the loan servicer before you offer. Last updated October 2026. Walter Marin, REALTOR® with Compass (TREC #716368).

To learn how assumptions work, read our guide on what an assumable mortgage is.

How Buying an Assumable-Mortgage Home Works in Burnet

Assuming a mortgage works differently from getting your own loan, and a few things are worth understanding before you make an offer. First, you still have to qualify: the seller's lender reviews your credit and finances and must approve you to take over the loan — assumption is not automatic. Second, you typically need to cover the "equity gap" — the difference between the home's purchase price and the remaining loan balance. On a home that has gained value, that gap can be substantial, and buyers usually cover it with cash or a second loan, so it's worth calculating early. Third, timelines often run longer than a normal closing, because the lender's assumption approval is its own process — confirm expected timing in writing. With VA loans there's an added wrinkle: if a non-veteran assumes the loan, it can tie up the seller's VA entitlement, so both sides should understand that before proceeding. None of this is financial or lending advice — HomeLocating is not a lender — but it's the map of what to check. When you're ready, browse the assumable-mortgage homes available in Burnet above, and reach out about any that interest you to confirm the loan details and arrange representation.

Want to know the assumable rate on a home?

Assumable loans let a buyer take over the seller's existing mortgage — often at a rate well below today's. The exact rate and remaining balance are different for every home. Ask and we'll confirm the rate & terms for the home or area you're interested in.

Frequently Asked Questions

Why do some homes on this page say "Possibly Assumable" instead of "Assumable"?

This page shows two things: homes where the listing agent has confirmed the mortgage is assumable, and homes where public property records show the current recorded mortgage is a VA or FHA loan — loan types that are often assumable, but not yet confirmed for that specific home. We label those "Possibly Assumable" so the difference is clear. Ask us and we'll help confirm the loan details on any home that interests you.

What is an assumable mortgage?

An assumable mortgage is a loan a qualified buyer can take over from the seller, keeping the existing interest rate, remaining balance, and terms instead of getting a new loan. It requires the loan servicer's approval and buyer qualification, and it is mainly available on government-backed FHA, VA, and USDA loans.

Which loans are assumable?

Generally only government-backed loans are assumable: FHA, VA, and USDA loans. Most conventional loans are not assumable because they include a due-on-sale clause. Each assumption still requires the loan servicer's approval and buyer qualification.

Do I need cash to assume a mortgage in Burnet?

Usually, yes. You typically pay the difference between the home's price and the remaining loan balance in cash or through separate financing, plus assumption fees and closing costs. The exact amount depends on the specific loan and sale and should be confirmed with the loan servicer.

Does HomeLocating provide the assumable loan?

No. HomeLocating is an independent home-search platform, not a mortgage lender, bank, or loan servicer. We help you find and tour Burnet listings; for the loan and its assumption you work with a mortgage lender or the current loan servicer.

Explore Assumable Mortgage Homes in other cities

Jump to another city’s page — a few homes from each.

Assumable Mortgage Homes in Bertram, TX →

Motivated SellerPossibly Assumable

$395,000

247 Daniel DR, Bertram, TX 78605

MLS #241158926 · Cagle Realty Company · John Cagle

4 bd·3 ba·2,660 sqft

Price CutPossibly Assumable

$784,000

155 Balcones Ridge WAY, Bertram, TX 78605

MLS #243874071 · Coldwell Banker Apex · David Glorioso

3 bd·2 ba·2,076 sqft

Motivated SellerPossibly Assumable

$275,000

244 Western Ave, Bertram, TX 78605

MLS #241555243 · All City Real Estate Ltd. Co · Doris Graeter

3 bd·2 ba·1,165 sqft

Assumable Mortgage Homes in Marble Falls, TX →

Possibly Assumable

$375,000

189 Standing Rock LN, Marble Falls, TX 78654

MLS #247215430 · RE/MAX of Marble Falls · Dana Yarter

4 bd·3 ba·2,525 sqft

New construction in Burnet →Move-in-ready homes in Burnet →Burnet communities →

Assumable Mortgage Homes in Burnet, TX

Nearby Assumable Homes

About Assumable Mortgage Homes in Burnet, TX

How Buying an Assumable-Mortgage Home Works in Burnet

Want to know the assumable rate on a home?

Frequently Asked Questions

Explore Assumable Mortgage Homes in other cities

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