Homes Under $1M in Elgin, TX

297 active homes under $1m in Elgin, TX · The median list price in Elgin is $299,249.5.

$333,110

128 Honeybee LN, Elgin TX 78621

MLS #243908293 · New Home Now · Daniel Wilson

4 bd·2.5 ba·2,259 sqft

Motivated SellerNew Construction

$333,190

25517 Farmers Crop LN, Elgin TX 78621

MLS #241606474 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·3 ba·2,257 sqft

Quick Move-In

Price CutNew Construction

$329,990

149 Hornet ST, Elgin TX 78621

MLS #243759074 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,262 sqft

Quick Move-In

$337,500

386 Hidden Oaks LN, Elgin TX 78621

MLS #246616566 · REALHome Services & Solutions · Lori Brown

3 bd·2 ba·2,663 sqft

New Construction

$338,790

152 Hornet ST, Elgin TX 78621

MLS #245730353 · HomesUSA.com · Ben Caballero

4 bd·3 ba·2,396 sqft

Quick Move-In

Price Cut

$339,900

13601 Gray Landing DR, Elgin TX 78621

MLS #244771601 · New Home Now · Daniel Wilson

4 bd·3 ba·1,956 sqft

$340,000

234 Appleberry LN, Elgin TX 78621

MLS #244111931 · Horizon Realty · Laneigh Hudson

3 bd·2 ba·1,996 sqft

$340,000

214 Saranac DR, Elgin TX 78621

MLS #243815915 · Sterling & Associates R.E. · Cecilia Whitley

3 bd·2.5 ba·2,403 sqft

Price Cut

$344,999

104 Bill ST, Elgin TX 78621

MLS #245129270 · Realty of America, LLC · Sol Nieves

3 bd·2 ba·1,660 sqft

$344,990

13521 Wandering Rhett DR, Elgin TX 78621

MLS #245982234 · DRB Group Realty, LLC · Chaquia Thomas

3 bd·2 ba·1,850 sqft

$344,990

205 Hornet ST, Elgin TX 78621

MLS #245321257 · HomesUSA.com · Ben Caballero

4 bd·3.5 ba·2,470 sqft

New Construction

$345,445

238 Bendecido LOOP, Elgin TX 78621

MLS #246608550 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$347,450

244 Bendecido LOOP, Elgin TX 78621

MLS #246606869 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$350,999

24113 Stagg ST, Elgin TX 78621

MLS #245347014 · Keller Williams City-View · Christopher Marti

5 bd·4 ba·2,958 sqft

Quick Move-In

Motivated Seller

$349,000

205 N Avenue E, Elgin TX 78621

MLS #244182035 · Jeanette Shelby, Realtors · Kelly Koenning

3 bd·2 ba·2,287 sqft

Motivated Seller

$349,000

149 Arosa DR, Elgin TX 78621

MLS #236514488 · Keller Williams Realty · Adelina Rotar

4 bd·2 ba·2,387 sqft

Price Cut

$349,990

13612 Endless Narrow LN, Elgin TX 78621

MLS #244696541 · DRB Group Realty, LLC · Chaquia Thomas

4 bd·2 ba·1,968 sqft

$349,990

215 Hornet ST, Elgin TX 78621

MLS #245321265 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

$349,990

175 Hornet ST, Elgin TX 78621

MLS #245278889 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

$349,990

185 Hornet ST, Elgin TX 78621

MLS #245307964 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

$349,990

207 Hornet ST, Elgin TX 78621

MLS #245321261 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,563 sqft

Price Cut

$350,000

109 Wayside DR, Elgin TX 78621

MLS #242411253 · Keller Williams Realty · Jan Lee

3 bd·2 ba·2,029 sqft

New Construction

$350,250

163 Hornet ST, Elgin TX 78621

MLS #245882842 · HomesUSA.com · Ben Caballero

5 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$351,205

159 Hornet ST, Elgin TX 78621

MLS #245574598 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,512 sqft

Quick Move-In

About Homes Under $1M in Elgin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 297 homes for sale under $1M in Elgin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Elgin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Elgin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Elgin today.

Buying a Home Under $1M in Elgin

Shopping with a $1M ceiling in Elgin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Elgin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Elgin?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Elgin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Elgin?

It depends on how $1M compares to the local market — the median list price for Elgin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Elgin market?

The simplest gauge is the median list price shown above. If $1M is below the Elgin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Elgin market.

Can HomeLocating help me buy a home under $1M in Elgin?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.